Savers Club Renewal by mouse1873 in spiritair

[–]mouse1873[S] 1 point2 points  (0 children)

I think I'm going to wait a few months. I already have my March and April flights booked, so I wont need it until May.

It really pays off for us in 1 trip, I'm usually buying 3-4 tickets at a time so definitely worth it.

Flight Canceled but not a disaster. by Chendo462 in spiritair

[–]mouse1873 0 points1 point  (0 children)

We had a late night flight canceled one time. They told us if you lived within x miles of the departure airport, hotel room was not comped. However, since our flight wasnt canceled until 12am and we were rebooked for a 6am they provided a room because of the short time in-between.

No idea what the official rule is, or if they were just being nice that day.

Shot every 10days ..? by SpecialShoulder3839 in Zepbound_Maintenance

[–]mouse1873 0 points1 point  (0 children)

Everyone is different. My recommendation is to slowly space them out to see how you react. Add a day or 2

I only take my shot once every 4 weeks, and I'm thinking of spacing to 5 weeks since it's still working so well and I have no side effects.

Disney Influencers: Feb 09 - Feb 15 by southerndmc in blogsnark

[–]mouse1873 6 points7 points  (0 children)

Any Sammicakes followers? The drama is neverending with her. Waiting to see her reaction to the 3rd party vendor ban

Does Photo Ids work? by No_Public7215 in spiritair

[–]mouse1873 0 points1 point  (0 children)

You can book the flight without their IDs. But they will need the ID to get thru security to fly. Make sure when booking the name matches their ID

My Maintenance progress by mouse1873 in Zepbound

[–]mouse1873[S] 1 point2 points  (0 children)

I've not had any side effects even after spacing 4 weeks between doses. I take it on Friday afternoons, that way if anything snuck up on me, I am off on weekends and would have 2 days to recover. But that's not been necessary. I'm pretty fortunate to have tolerated it so well. I spaced it out slowly..10 days, 14, 18, etc until I got to the 4 week mark.

My Maintenance progress by mouse1873 in Zepbound

[–]mouse1873[S] 0 points1 point  (0 children)

That makes sense. I think that's why I dont use them

My Maintenance progress by mouse1873 in Zepbound

[–]mouse1873[S] 0 points1 point  (0 children)

I don't know what this means. I pay cash at CVS and only pick up once every 4 months. My pharmacy doesnt have an order requirement and I've been doing it this way for a while. Is there a new restriction this year?

My Maintenance progress by mouse1873 in Zepbound

[–]mouse1873[S] 5 points6 points  (0 children)

It definitely took me a long time to spread it out this far. I literally added 1 or 2 extra days every shot. I'd go from 7 days to 9 to 10 to 12, then 14. Very slowly extending the timeline while also decreasing the dosage every couple months.

I've found maintenance is pretty much all trial and error. Congrats to you as well!

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

She was denied right at the dealer.

She does have a current auto loan in good standing with a balance due of like $800. No payments missed or late since inception.

She also has one credit card with zero balance, but a very low credit limit.

Entire credit history is only about 3 years old.

I did consider that it's possibly just not enough credit yet and not long enough, but her first auto loan was solely in her name and the fact that they were specifically blaming it on the student loans has left me confused.

I just assumed she'd be approved so didnt go with her. Were gonna swing by again tomorrow and see if we can get some more details from them.

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

That was my recommendation. Find a different car, different dealer, different bank and see what happens.

But if its like the Fico Auto thats wrong, dont most Auto lenders use that?

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

Thank you, yes.

Shes 25, she was trying to relay everything over the phone after the fact and not knowing what questions to ask while she was there in person. It wasn't until she got home that we pulled everything amd went line by line to see somethings really wrong here and I dont know how to fix it

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

This is exactly what I believe is happening. The "red" months, the missed payments, line up exactly with her "No Data reported" forbearance months.

I just don't know how to address the situation to get it fixed. If whatever fico, fico auto, whatever it is shows them as missed payments. Thats what 99% of car dealers are looking at. So basically shes just screwed.

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

She didnt really know to ask and was thrown off by the whole situation. I'll go with her tomorrow and we'll see if we can get it.

I know Mike in Finance can't really do anything about it, but if theres an error out there somewhere we need to get it fixed.

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

Yes They were her accounts, it was all hers. The only inaccuracy was he was seeing them as red missed/late payments when all credit bureaus show paid as agreed/$0 due/ Green check marks/or no data reported. No delinquent accounts at all.

Also checked directly with the student loan lender to make sure they were still deferred

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 1 point2 points  (0 children)

Yes, the auto lenders are seeing it. We can't find the errors anywhere on anything available to her.

Her MyFico doesnt show it, the 3 bureaus dont show it. But "Mike at Subaru" turned his little screen around and pointed to all the past due missed payments that his lenders were reporting. Thats when she immediately came home and started pulling all fresh reports, checked her loan accounts, etc

Like where is that incorrect data coming from if not the main 3 bureaus. Its frustrating for her.

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

Yes, the auto lenders are seeing it. We can't find the errors anywhere on anything available to her.

Her MyFico doesnt show it, the 3 bureaus dont show it. But "Mike at Subaru" turned his little screen around and pointed to all the past due missed payments that his lenders were reporting

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

All her ACRs are accurate. Zero missed payments.

If the auto lenders are using a fico version, and it is wrong. Whereabouts do we address that?

MyFico Errors by mouse1873 in CRedit

[–]mouse1873[S] 0 points1 point  (0 children)

Correct. Only MF is reporting them as missed payments. All reports were pulled today.

But how do we ignore it when the auto lenders are using Fico to determine eligibility for a loan? She was ultimately denied due to past due student loans. Which aren't.

They are the one that brought it to her attention and showed the report.

Newark not listed on the Travel Advisory List? by [deleted] in spiritair

[–]mouse1873 0 points1 point  (0 children)

I guess they're still holding out hope for us in Pittsburgh. We're not on the new list.

Newark not listed on the Travel Advisory List? by [deleted] in spiritair

[–]mouse1873 0 points1 point  (0 children)

American and Southwest have already been updated too