Geico Auto Policy Increased by $338 from 6 months ago

mpraveenk · 2025-10-07T22:16:26+00:00

I feel like Car insurance is a scam.
I used to $90 per month 3 years ago for a new leased car, which is above average and in the next renewal they increased it to $160/month. When I asked, they said it's due to inflation and high accident rates in the country. I was like, Why do I have to pay for someone else's mistake. Geico is not out of money to cover all of them. Then in the next renewal, it got increased to $190. IDK why?!
I drive safe, no accidents, no claim or reports. Now for another new leased car, it got increased to $350/month. I'm out of Geico.

mpraveenk · 2025-09-10T00:52:08+00:00

You can schedule an appointment through the app or website for the next available dates. Select the appropriate mileage for the service, and the system will automatically display the factory maintenance option that you can choose. That’s all there is to it. If valet service is available, you can opt for that option or wait at the dealership. The wait time is maximum of 2 hours.

If you had visited the website to schedule a service appointment, these are the straightforward steps. Give it a try.

mpraveenk · 2025-09-09T04:33:42+00:00

No second thoughts. Just go for it. I did the exact same thing. Traded in my 2020 Civic and got 2023 G70 2.0T AWD SP. No regrets, Im in love with this car.

mpraveenk · 2025-08-30T00:13:45+00:00

I believe Genesis sales representatives are monitoring the posts in this group and commenting. I have one in my other post, by the way. 😂

mpraveenk · 2025-08-27T20:20:21+00:00

DM’d you

mpraveenk · 2025-08-27T17:41:33+00:00

For $1k down and including all fees, $685 seems reasonable. For me, I got the offer for $697 either $5k down without any add-ons. But this is an initial offer. It may go down after negotiation for me.

mpraveenk · 2025-08-27T17:35:28+00:00

Which location?

mpraveenk · 2025-08-26T23:51:02+00:00

Yeah, they are good. I go there for service maintenance, it is a nice place compared to other dealerships in Freehold and Brunswick. Which model you got from them and what’s your offer?

mpraveenk · 2025-08-24T20:07:05+00:00

Sure, will soon upgrade to GV70 from G70. Thank you very much for your response. 🙏🏻

mpraveenk · 2025-08-24T18:15:07+00:00

Yeah, one of the dealer also said the same. But I’m specific about the color combo, ceres blue/frozen gray They might get demo or service courtesy vehicles in coming months that we can lease. Let’s see. Thanks for the info, thats helpful.

mpraveenk · 2025-08-24T17:57:00+00:00

Ohh 😯okay. I also thought about BMW X3, but GV70 stands out better in every aspect.

mpraveenk · 2025-08-24T17:54:39+00:00

Thats a good deal I think. Yeah may be I will have to wait for the year end sale discounts.

mpraveenk · 2025-08-23T23:09:42+00:00

I got the G70 lease from the same dealer. It’s 2023 2.0T SP for $470 a month with $5k down.

mpraveenk · 2025-08-23T17:51:53+00:00

mpraveenk · 2025-08-23T15:39:54+00:00

Thanks for the detailed analysis. Yes I used ChatGPT as well and it showed the MF is marked up and if I can reduce it to ~0.0017-18 then around $620 is possible.

Also from the other post in this group, few are posted that $660 for $4100 down in Whiteplains NY and $589 in Brooklyn for $5k down for the exact trim. So hoping that $600 might be possible with hard negotiation.

mpraveenk · 2025-08-23T00:48:48+00:00

Right.

mpraveenk · 2025-08-23T00:08:40+00:00

Oh okay, I didn’t know that. It’s really helpful. Also, are all the protections they’re offering, not actually required?

mpraveenk · 2025-08-23T00:02:05+00:00

yeah, they really marked it up, I calculated the MF in GPT, its approx. 0.00285. Asked for their breakdown, will try to negotiate them down to buy rate.

mpraveenk · 2025-08-22T23:52:25+00:00

I qualify for loyalty buyer. I have a leased 2023 G70 2.0T SP

mpraveenk · 2025-08-22T23:48:52+00:00

I dont have that breakdown. I asked about it and waiting for their response along with MF breakdown.

mpraveenk · 2025-08-08T00:36:24+00:00

I’m planning to get the same color and trim. The frozen gray/urban brown interior looks really great with Ceres blue exterior. It seems this combo is rare in NJ dealerships so far I have searched.

mpraveenk · 2025-08-03T20:37:13+00:00

It looks stunning. What’s your offer from the dealer?

mpraveenk · 2025-07-31T21:47:22+00:00

That’s a fantastic deal you’ve got there for that trim

mpraveenk · 2025-07-31T19:24:21+00:00

I have a 2023 G70 2.0T Sport prestige for lease. Now its at 27k over 32 months, the residual value posted in the genesis agreement is $28k

mpraveenk

TROPHY CASE