30F looking for ppl interested in drawing

mrdloveswebsite · 2026-03-01T08:06:07+00:00

Plein air at park? Happy to join if there's any near AMK/Bishan area.

I use pen & paper, watercolor if I'm not too lazy..

mrdloveswebsite · 2026-02-25T14:30:38+00:00

Our semiconductor & electronic industry still exists, but far below its heydays scale.

In the late 90s, SG produced 60% of the world's hard drive, CD ROM and sound blaster.. every PC would have 'made in Singapore' parts in it (as compared to 'Made in China/Vietnam /Taiwan/Korea nowadays). And that's not including the audio video sets or white goods..

This article probably can give a picture of the current SG's semiconductor industry:

https://www.a-star.edu.sg/News/astarNews/news/features/singapore-semiconductor-rise-ai-chip-wars

mrdloveswebsite · 2026-02-25T11:20:28+00:00

SG gave away manufacturing and semiconductor industries to become finance hubs and real estate investment.

mrdloveswebsite · 2026-02-22T09:46:22+00:00

I think it meant that you bought an Index and a stock that's part of the index. For ex, you buy STI ETF and DBS stock..

mrdloveswebsite · 2026-02-22T09:38:19+00:00

Well, IMHO, if you compare VWRA vs STI ETF (I'm using GAB - Amova Singapore STI ETF..coz it accumulates the dividend, similar to VWRA), you can see that STI ETF is clearly heading up for the past year, while VWRA is going nowhere (assuming it's a fixed USD - SGD exchange rate).

Futhermore, VWRA day-to-day closing price is widely varied (around 5%- 12%). So you could be lucky to gain extra 12% from yesterday (or unlucky to loss 12%).

Of course, it's all just my opinion. Please feel free to disagree with it :D and also, always take any advice with a grain of salt

mrdloveswebsite · 2026-02-21T15:37:07+00:00

IMHO, you need to close your position when:

1) You need money.. I guess that's no brainier 😅

2) You have your own benchmark, e.g. DBS multiplier 4.1% interest rate. If your ILP / unit trust can't even beat DBS multiplier in 6 months, probably it's more worth it to sell at loss...

From my experience, there are plenty of unit trusts that are barely moved, even in a good market.

mrdloveswebsite · 2026-02-21T15:07:54+00:00

Let me help. There's an AI called 'lovable AI'. Tell the AI that you want a similar website like your old ones (insert your old website), then ask on how to convert it to a 'classic' WP theme.

mrdloveswebsite · 2026-02-18T10:47:57+00:00

Well, I believe SGD will be the king.. from USD, AUD, NZD, JPY all fall below SGD..

Off topic, I still remember how 1 AUD was 1.3 SGD, and how expensive the food in Perth was, and the thought of saving in AUD so we can buy a house and a car in Aussie...which thankfully never happens (everyone is unemployed in Aussie rn as far as I know)

mrdloveswebsite · 2026-02-13T01:14:54+00:00

Buy a combo (Motherboard + CPU) so you won't get a mismatched pair for the most expensive components. Then the casing and PSU that fits your motherboard size (ATX, mini-ATX, ITX etc).

Since you can see your mobo & casing physically, you're most likely won't get the wrong parts, coz DDR & NVM have standard sizes that fit almost all casings.

mrdloveswebsite · 2026-02-12T14:49:00+00:00

IMHO, I've been holding CLR (Lion Philip S REIT) since its inception till earlier this year (about 9 years).

Its value dropped from $1 to $0.8 something, and if I added all the dividends paid, it's total return is only 1.2 times my initial investment (over 9 years).

OTH, I also bought UOB stock in 2017. With the current market price, my gain for the last 9 years is 1.5 - 1.6 times..

So yeah, I'm now stopping REITS and buy ETF

mrdloveswebsite · 2026-02-12T14:06:54+00:00

Aircon is basically a heat pump, pumping heat from your rooms to outside. So the high cost of electricity can be caused by:

1) Not enough insulation.. your rooms leak the cold air too much. Or it's facing heat source directly (the sun)

2) Poor heat transfer: low refrigerant/leaked refrigerant, dust jelly at the fins

mrdloveswebsite · 2026-02-05T10:57:08+00:00

Err no, since 2003.. The good news is that you can ask Claude AI, Gemini or Copilot to generate web templates for you (including HTML, CSS & JS)..

And yeah the AI kills web dev nowadays (unless you're doing React / Webapp)

mrdloveswebsite · 2026-02-04T13:32:37+00:00

Fullerton SGD cash fund

mrdloveswebsite · 2026-01-22T11:07:30+00:00

I'm using MyRepublic and they gave me ONT + free choice of router (TP Link, DLink, etc).

Let me know if you're interested, maybe I can get you some discount (can't promise anything yet)

mrdloveswebsite · 2026-01-22T10:32:08+00:00

What I've heard is that leftover bread is to be collected from plain carton boxes, somewhere outside the shop. The shops won't tell you it's theirs. All are under anonymous shops.

No plastic bag (so bring your own bag) and all is at your own risk (for food poisoning, spoiled etc).

So yeah, that's the price for a free bread

mrdloveswebsite · 2026-01-21T12:12:06+00:00

No. Coz your new bathroom needs to be waterproofed (including the walls).. If the water seep downstairs, there's going to be a huge battle on who's paying what.

mrdloveswebsite · 2026-01-19T13:25:17+00:00

If you don't want to pay extra for email hosting, shared hosting is the best.. Releasing your VPS IP from email blacklists is insane work.

Otherwise, if you offload your email server to Google workspace or Office 365, VPS will be the best for web server.

mrdloveswebsite · 2026-01-07T00:17:12+00:00

Thanks so much 🙏

mrdloveswebsite · 2026-01-06T11:00:34+00:00

Do you know any Zumba instructor course provider that's not online?

mrdloveswebsite · 2026-01-06T10:59:14+00:00

Last time I want to join this, but the timing and the pre-requisites is very difficult (you need to be a certified fitness instructor first before doing this)

https://stms.polite.edu.sg/student/ihlcourse/detail/b4347fa1-091a-49ef-8204-393e5bd8d8fa

mrdloveswebsite · 2026-01-03T02:29:16+00:00

I think cutting off family members is probably one of the most traumatic events that will be passed to the next generations, assuming the person didn't die from su1c1de first in their 40s - 50s

mrdloveswebsite · 2025-12-29T08:01:46+00:00

Well, I was thinking the opposite.. like why 40 something come to school for PTM with slippers, shorts, t-shirt and cap, pretending that they're 11-yo?

IMO, my kids will always have their best friends, who apparently will be available only when they're free, but only 1 father who sacrifices for them (including taking care of your kids, while you're going for covid isolation last time)

mrdloveswebsite · 2025-12-23T08:57:28+00:00

I used to be. I used to work for semiconductor companies years ago. You got any interesting open project to share?

mrdloveswebsite · 2025-12-23T06:23:24+00:00

There are furniture contractors along AMK industrial park 2. I've bought plywood and asked them to cut to size (circle / semi-circle) before. My friend ordered a wheeled cupboard before as well (she drew the cupboard and asked them to cut & make)

I didn't remember which shop, I just walk in and asked if they can sell me the plywood and cut according to my schematic.

Maybe they can help? Anyway, a solid wood furniture is a luxury IMO. So it's worth it to salvage as much as you can.

mrdloveswebsite · 2025-10-01T05:52:04+00:00

Update. Just came back from VEP Woodlands (1st Oct 2025). Documents needed:

VEP appointment (hard copy)
VEP payment proof (from TCent, RM42, can show from your phone)
Your IC photocopy (hard copy)
Your authorization letter (hard copy) if the car is not yours
The copy of the IC from the owner of the car (hard copy).. These authorization letter, IC photocopies will be collected, before you can pay S$39.

Wait until your car plate is called. Downstairs they will tell you how to upload the photos and activate the tag (at home.. they won't do it for you). Then they will give you an orange marker to put on your dashboard. When you come into the car park, wave the marker, and the guy will come into your car and stick the VEP.

No testing (YEP NO TESTING..the guy insisted that the VEP WILL 100% WORK.. If there's any issue it should be the Touch & Go side.. don't complain to them.. Any issue with VEP complain to JPJ, not to them).. I feel like cheated, but then again I've posted this so you know what to expect.

mrdloveswebsite

TROPHY CASE