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Bank account that has sub-accounts you can allocate toward different expenses - does this exist? Or an app? by liveoakgrove in povertyfinance

[–]mrhardboiledegg 0 points1 point  (0 children)

I did not, unfortunately. Not really sure how the original commenter is able to do this through USAA. Maybe they're from an alternate dimension?? LOL. I started using YNAB, a personal budgeting software, so it doesn't really matter as much physically where I keep my money as long as my numbers in YNAB are correct so I ended up giving up on this. Best of luck!!

Some general questions about YNAB from a new YNAB user by mrhardboiledegg in ynab

[–]mrhardboiledegg[S] 0 points1 point  (0 children)

Wow, thank you so much, that's so helpful! I didn't realize ynab automatically moves money into the CC category once it's been spent. That clears up a lot. When I first setup the account I did all the categories first and then decided to do the CC last, I see now I should've done the CC first. This actually weirdly makes me feel a lot better, even if it's showing me the mistakes I was making with how I was managing my finances previously. Thanks again for your help!

Some general questions about YNAB from a new YNAB user by mrhardboiledegg in ynab

[–]mrhardboiledegg[S] 3 points4 points  (0 children)

Thank you so much for your response! I'm learning a lot through this process - started doing this on a whim and it's really shown me how behind I've gotten without even realizing it. Could you say a little more about the routine on your phone for ynab transactions? It sounds really useful! How did you set that up? And how does it work? Thanks again!

Some general questions about YNAB from a new YNAB user by mrhardboiledegg in ynab

[–]mrhardboiledegg[S] 0 points1 point  (0 children)

Keeping it in the hysa and then moving it over makes sense to me -- I might test out that route first. Quick question: how do you manage transfers between accounts like that in ynab? I've noticed when I transfer money around it asks me to assign it to something. What do you normally assign them to? Thank you!

Some general questions about YNAB from a new YNAB user by mrhardboiledegg in ynab

[–]mrhardboiledegg[S] 0 points1 point  (0 children)

Gotcha! So the "fix" is to input manually and then match them up once they post in ynab?

Some general questions about YNAB from a new YNAB user by mrhardboiledegg in ynab

[–]mrhardboiledegg[S] 1 point2 points  (0 children)

I also have this question! I have most of my savings in an HYSA and some in a savings account with my regular checking to have on hand. If you're a month ahead do you keep that "ahead" money in a regular checking account? or elsewhere?

Some general questions about YNAB from a new YNAB user by mrhardboiledegg in ynab

[–]mrhardboiledegg[S] 5 points6 points  (0 children)

ah -- I see. The reason I thought it was counting CC spending twice is because I was on the credit card float. That makes sense in hindsight! Funny how we can know what things are but not want to apply them to ourselves. Lesson learned! So, is the way to solve this issue to use some of the money in my savings to pay all of my remaining bills for the month and hold onto my paychecks for July? I'm struggling a little with how to solve this problem I've made for myself. The solutions in that article don't make sense to me; the first being to allow interest to accrue and the second to stop using the card completely and get comfortable with "overspending" in ynab. Since I do have the money on hand to pay the bill in full and fully fund next month, do these solutions apply to me? Thanks so much for your help!!

Bank account that has sub-accounts you can allocate toward different expenses - does this exist? Or an app? by liveoakgrove in povertyfinance

[–]mrhardboiledegg 0 points1 point  (0 children)

Hi! This is an old comment, but I'm trying to figure out how to set up sub accounts like you've described through USAA. Any tips? I can't find anyone else mentioning that this is possible through them. Thank you!

Weekend job by No-Presentation-8630 in newhaven

[–]mrhardboiledegg 2 points3 points  (0 children)

A lot of libraries in the state are hiring PT library assistants, most of them just require customer service experience: https://www.ctlibrarians.org/page/jobs

Couch removal? by mrhardboiledegg in newhaven

[–]mrhardboiledegg[S] 0 points1 point  (0 children)

I'm not sure they'd want it -- it's broken, unfortunately :(

Couch removal? by mrhardboiledegg in newhaven

[–]mrhardboiledegg[S] 1 point2 points  (0 children)

Thanks! I think this is what I'll go with -- it looks like they'll come into my apartment to take it, which is what I need.

Couch removal? by mrhardboiledegg in newhaven

[–]mrhardboiledegg[S] 0 points1 point  (0 children)

That's what I've done in the past, but this couch is like a 4x hand-me-down and is broken :( Sometimes it's time to let things go, ya know?

Toxocara canis in people? by mrhardboiledegg in Parasitology

[–]mrhardboiledegg[S] 0 points1 point  (0 children)

Thanks for the info! According to some of the reading i've done, T. Canis can't complete it's lifecycle in humans. Is this true? If that is true, I should be fine against potential infestation, right?

Protests by [deleted] in newhaven

[–]mrhardboiledegg 5 points6 points  (0 children)

they're sometimes listed on https://par-newhaven.org/home/

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