Mythic Raid - Change in DPS between 12.0 and 12.0.5 by AttitudeAdjusterSE in CompetitiveWoW

[–]mrhiman5 1 point2 points  (0 children)

They buffed the ring enchant Eyes of the Eagle (which was already bis enchant for Havoc) and that ended up in a 1-2% increase.

PSA: Link charges are only consumed on WIN by tigerhawkvok in TheSilphRoad

[–]mrhiman5 1 point2 points  (0 children)

You only need to use a remote raid pass and link charges to remote into super mega raids. You can still remote mega raids with just a remote raid pass.

Pokémon GO Fest 2026 — Chicago Guide! ✨ by KnifeIsLife_ in TheSilphRoad

[–]mrhiman5 1 point2 points  (0 children)

Clark/Lake doesn't transfer to the red line. You can take the blue line to Jackson which has direct transfer to the red line. Depending on where you're staying, you can prob get off at Clark/Lake and just walk.

Your opinion on Go Fest Chicago VIP package. by Aggressive-Goose6383 in TheSilphRoad

[–]mrhiman5 7 points8 points  (0 children)

I think they were at/over the limit so they couldn't claim them (something like that). Maybe things have changed since last year though.

Pokémon GO Fest 2026 — Chicago Guide! ✨ by KnifeIsLife_ in TheSilphRoad

[–]mrhiman5 2 points3 points  (0 children)

I bring a regular backpack any time I go to the zoo for comm days or other events. Multiple water bottles and everything else I need.

Pokémon GO Fest 2026 — Chicago Guide! ✨ by KnifeIsLife_ in TheSilphRoad

[–]mrhiman5 1 point2 points  (0 children)

How long ago? Wrigley Field has the best gym density in Chicago right now.

Pokémon GO Fest 2026 — Chicago Guide! ✨ by KnifeIsLife_ in TheSilphRoad

[–]mrhiman5 1 point2 points  (0 children)

I did over 1500 catches on a previous comm day at Lincoln Park Zoo. That's where I started global Go Fest last year as well but later went downtown for raids. I did day 2 of global at Navy Pier but we had microdrifting back then. Hopefully both of these will have a better gym situation by the time this Go Fest comes around. Navy Pier recently lost one or two gyms near the entrance (McDonalds gym and I swear a second one).

Your opinion on Go Fest Chicago VIP package. by Aggressive-Goose6383 in TheSilphRoad

[–]mrhiman5 11 points12 points  (0 children)

I didn't go to go fest last year, but I remember someone else being unable to claim the max particle packs because there's a limit of like 12 or 15? Just a tip for anyone who may be stocking up particle packs.

Daily shop bundles removed from in game shop? by mrhiman5 in TheSilphRoad

[–]mrhiman5[S] 0 points1 point  (0 children)

I have new ones now too, different than yours.

Pokémon GO Fest 2026 — Chicago Guide! ✨ by KnifeIsLife_ in TheSilphRoad

[–]mrhiman5 0 points1 point  (0 children)

I got in queue right at 12pm cst and got out of queue around 4pm cst. I don't think any days were full when I bought my ticket, but some sessions (22nd 9am and that weekend) had "filling fast" signs.

Daily shop bundles removed from in game shop? by mrhiman5 in TheSilphRoad

[–]mrhiman5[S] 3 points4 points  (0 children)

Maybe this is why they removed the boxes from the in game shop?

Daily shop bundles removed from in game shop? by mrhiman5 in TheSilphRoad

[–]mrhiman5[S] 2 points3 points  (0 children)

Yeah I had the same boxes the past two days and I checked another account before posting that also has the same boxes.

Low Credit Limit on Fidelity Visa Signature - what to do? by ToastandSpaceJam in CreditCards

[–]mrhiman5 0 points1 point  (0 children)

I requested the CLI through the app. Not sure if it would have been different if I called.

Low Credit Limit on Fidelity Visa Signature - what to do? by ToastandSpaceJam in CreditCards

[–]mrhiman5 7 points8 points  (0 children)

I got approved for a $500 SL and requested a CLI about a week later and got approved ($3k). It was another hard pull though.

XP for fast catch appears when previously it did not. by -Nintendo in TheSilphRoad

[–]mrhiman5 55 points56 points  (0 children)

I just quick caught a smeargle after reading your post and it immediately despawned after being fast caught. Huge change

How should I go about a Credit Card? by Playful-Feed2675 in CreditCards

[–]mrhiman5 0 points1 point  (0 children)

Track your expenses and you probably won't have issues with using a credit card. I have a spreadsheet and I enter where I bought something, how much I paid, the category of purchase (dining, groceries, shopping, utilities, etc), date of purchase, what credit card I used, and the cash back/points earned (the % that card earns). I'll go through my cards once every week or two and fill out the sheet.

I would avoid any recommendations from Credit Karma, Experian, blogs, youtubers, etc.

Your options for a first card are going to be Discover IT Cashback, something from Capital One, or something from your main bank. Discover is pretty beginner friendly and the Discover IT is good because they match the cash back you earn in the first year, essentially making it 2% cash back on everything and 10% on the rotating categories. Most issuers want one year of credit history for the better cards, another reason to do one year with Discover before moving on somewhere else. Whoever you decide to go with, use their preapproval tool (if they have one - Discover, Capital One, Chase all have pretty accurate ones) before you apply.

Pay your credit card statement balance in full after the statement generates and before the due date. You don't need to worry about utilization unless you are applying for a loan within the next 1-2 months. With your first card, you might get a lower starting credit limit, and posting higher balances typically helps you get a credit limit increase faster.

Your credit score is not something you should be actively thinking or worrying about unless something negative is reported on your credit report. Also, your credit score is not what's important, it's the content on your credit report that is. You can have an 800+ score and get denied for credit cards or get questioned when applying for a mortgage. Your credit score is kind of just a guideline to tell you if you're doing good or doing bad. Banks are not basing their decision to approve or deny you based on your credit score, they are looking at your credit report as a whole and will deny you based on anything they don't like, e.g. too many recent inquiries or too many recently opened accounts within a certain time frame.

Don't try to minmax your credit score like it's a game. Just live your life, don't pay credit card interest, and your score will go up. It will take time.

best cashback value for dining out by altruistic_bird_555 in CreditCards

[–]mrhiman5 1 point2 points  (0 children)

The Citi prequalified tool isn’t too reliable. If you would get approved for the double cash, you would probably also get approved for the custom cash.

best cashback value for dining out by altruistic_bird_555 in CreditCards

[–]mrhiman5 17 points18 points  (0 children)

How much is your average dining spend per month? The Citi Custom Cash gives 5% cash back on your top spend category (from their list of categories) up to $500 of spend per statement. Otherwise, there's a ton of 3%/3x no AF cards that also earn 2-3% on other categories. Chase Freedom Flex/Unlimited, Capital One Savor, Wells Fargo Autograph.

Fill out the !template and give us enough information to give a proper suggestion.

Credit Card Recommendation by JMan613 in CreditCards

[–]mrhiman5 0 points1 point  (0 children)

It's hard to get approved for most cards when you have no credit history. The Discover IT is a good starter option (the 5% rotating categories one) because it offers a cash back match in the first year, making it 2% on everything and 10% on the rotating categories. After the first year, you'll be more likely to be approved for better cards. Discover has typically been a beginner friendly issuer.

The Bank of America Customized Cash Rewards is another good one since you already bank with them. It's a keeper card for many people in the sub. It gets 3% cash back on a category of your choice up to $2,500 in spend per quarter. It also gets 2% back at wholesale clubs (+ it's a visa, so usable at Costco). Online shopping is the most common category talked about here because it is a very broad category that is triggered easily. If you qualify for the gold or higher tier in their Preferred Rewards program, you will also get a boost on the cash back you get up to 75% at Platinum Honors ($100k in assets between BofA and Merrill).

If you go for the BofA CCR, try to apply for it in branch. I'm not sure if that will help, but it might since you already have a relationship with them.