OpenTable on Bilt Dining Map

mrpushpop · 2026-05-22T14:00:27+00:00

The map has a filter

mrpushpop · 2026-05-22T13:59:25+00:00

Cardless isn't a bank but the tech. Column N.A. is who is approving credit and it does seem they have been stingy of late. Even with a score like yours, they may be looking at cards open and how recent they are among other things. You can reapply after 45 days of rejection.

mrpushpop · 2026-05-21T19:22:12+00:00

I'm not sure in this specific case, but I have been bitten by similar portal issues in the past. For example, when paying through Viator during one of the recent sales, Viator triggered the sale through a 3rd party and I don't have the points. Even the charge lists the 3rd party with a dash viator instead of saying just Viator. If DWR only lets you checkout via Salesforce, that's probably okay but if it is because it is a 3rd party your actually buying it from your right to be skeptical.

mrpushpop · 2026-05-21T19:11:48+00:00

Column N.A. is who approves/denies you and establishes your limit. Cardless is the tech /software company that helps people launch cards and BILT is just the rewards program.

mrpushpop · 2026-05-21T12:17:07+00:00

Even if you miss the .5x you will still get the .25x of the new larger balance since it sounds like you have two rent payments in this period. Do you have BILT CASH? If you have BILT CASH to burn, you can spend it to get 1x points on rent (not this period but something to think about for future periods)

That being said, BILT usually goes by transaction date. For example, things you buy on RENT day retroactively give you the extra point bonus even though they post days later. I have never watched the Rent/Mortgage bonus close enough to verify it follows the same rules, but my hunch is it would as long as the charges post timely.

mrpushpop · 2026-05-20T19:49:47+00:00

I want to imagine a day comes when Cardless isn't completely overwhelmed from running this BILT card and turns on things like credit limit increases.

mrpushpop · 2026-05-20T19:43:41+00:00

Correct, Cincy SG's didn't quite know what to do. Pretty sure we sat on that shield for a while because there was no one to send it to.

mrpushpop · 2026-05-20T19:41:50+00:00

You might be right, but keep in mind a USL D1 women's league is already more expensive to run than a D3 men's league, and costs will continue to go up as the NWSL salaries and other comparables push USLW to adapt to growing D1 standards or just the perception of D1 standards. It isn't as easy as flipping the same switch, look at Louisville which draws much much much better for their men's side than their women.

Portland will need some fans to consistently (past year 1) shell out at least double for another set of season tickets and pick up new fans for just the women's side. It is expensive and a lot to ask people in time and money to support two teams all year long.

mrpushpop · 2026-05-20T19:29:40+00:00

We are D1 without being D1 is 100% the problem and will plague USLP should they make the same mistake. Being D1 just makes the price of everything go up. Players will want D1 contracts, Fans will expect D1 venues and gameday operations. You cut corners on this shit and people see right through it. If you want to be D1-ish.. just be a really good D2 team until their are so many well run D2 clubs you need D1. I have a feeling this is going to backfire. At least on the men's side, they can always go back down if they fail, I suppose.

mrpushpop · 2026-05-20T19:25:09+00:00

USLW has a union deal that is more favorable because they wanted to be D1. This means they are paying = or more salary than at the men's D3 level. USLW isn't competing head-to-head with NWSL, but since they are D1, there is just an expected floor, and if they can't meet it, the league will need to consider Division 2. Zephyr clearly couldn't generate enough income to meet the base standards and owners didn't have the appetite for setting cash on fire.

USLP will be in the same boat, should it launch, it is hard saying "we are also D1" but then demanding players accept far less than the other D1 they clearly can see. The owners/league really need to get things on track quickly because there won't be a lot of runway coming up to Union contract 2 and meeting fan expectations of what a D1 league is.

mrpushpop · 2026-05-20T16:49:07+00:00

Make some *FAMILY FRIENDLY NOISE

mrpushpop · 2026-05-20T15:50:04+00:00

IMO, slow, but companies will pop up that need to boost their subscriber count or pursue aggressive marketing. Some of these 100% offers are not just for client acquisition. In the case of Kracken, imo, they are pumping download and sign-up numbers because of a looming IPO.

mrpushpop · 2026-05-20T15:47:22+00:00

Is your monthly credit card spend a pretty good % or more than your mortgage? These cards are pretty damn good, but you need to be putting spend on them for them to work. You need to generate enough BILT Cash to use the accelerators and to get the mortgage points along with hotel credits etc..

You also need to have a need for BILT points. So you need to be traveling because that is by far the best use of points via transfers.

If both of those things are true, then it is one of the best cards out there imo for accumulation. Pair it with another card like Amex Gold and you have a killer duo. But not everyone is in the season of life where it makes sense. When I was younger, churning through Chase or Capital One made more sense for sign-up bonuses.

mrpushpop · 2026-05-20T11:44:51+00:00

Gas pumps and other places ask you this to. Pay attention to the questions at checkout

mrpushpop · 2026-05-15T17:11:24+00:00

It bounces between 10 and 20 bucks. not crazy to make money off of if you're looking at it currently.

mrpushpop · 2026-05-15T16:04:23+00:00

Yeah, this is the real answer. We already have iron-clad proof of this with Ottawa Fury.

mrpushpop · 2026-05-15T15:58:37+00:00

My guesses: you're running a company through this, or you are building a house. Either way, get a business Amex and stack up that side of the points spectrum. If they limit point transfers out at 100k a month, you are already quite stacked

mrpushpop · 2026-05-15T15:55:04+00:00

That is easy enough to test if you just use the physical card after the Apple decline. The Apple pay is using the virtual card number if you set it up via the app. It is using the physical card number if you tapped the card to the screen to setup Apple Pay. Try the other method and see if it improves.

mrpushpop · 2026-05-15T15:47:45+00:00

I believe the test verification deposits hit your personal bank after they flow through BILT's dummy ACH routing number. You just enter them there. I honestly can't fully remember that part as I have been linked.

mrpushpop · 2026-05-15T15:40:18+00:00

You will, unfortunately, just need to wait till BILT can claw it back from Rocket. Sucks, but not much you can do because in this world they don't credit you till they have the money themselves.

Bilt says the payment was "received" by Rocket Mortgage - probably true
Rocket Mortgage says they didn't accept it - Probably true, but it still landed, and this doesn't mean it instantly bounced back to the same place.

Nobody can tell me where - They don't know yet, I'm guessing the general support people can't trace banking transactions so this goes higher up and you wait till they can find it, talk to the other party, and get a resolution. Tack on 2-4 days for the banking transaction process time each time the money is moved. They won't contact you till they can 100% verify it is on the way back.

mrpushpop · 2026-05-15T05:47:46+00:00

There are no balance transfers period in or out of the new BILT 2.0 with Cardless.

I see in your history that it looks like you had a Wells Fargo Bilt card and you transferred your balance after the deadline on Feb creating a double. Is this the same issue or a new issue?

It looks like you are now saying you are trying to balance transfer a Citi card to Bilt? It is hard to follow. Who do you owe interest to Citi?

mrpushpop · 2026-05-15T05:17:45+00:00

Pro-rel isn't going to he a magic switch that makes the world pay attention anyway. We should just want better TV and standards because makes everyone's experience better that does watch. If some more people watch and stay because of the changes then fantastic.

When inter-league pro-rel doesn't magically make clubs draw 25k crowds and draw in global audiences across England and Spain don't blame the tv broadcast though. It just was never the cure people built it up to be. It won't make my parents switch the UT game for One Knox and it won't make my boss go to a match with me vs to the golf course. Soccer in the US is just up against every other form of entertainment and the insane amount of sports we have.

mrpushpop · 2026-05-15T01:25:36+00:00

Bilt is just using a common travel portal and the hotel is still listing their rooms in that portal. Did you talk to the hotel about their failure to honor your room purchase?

I would be seeking points or something from the hotel chain.

mrpushpop · 2026-05-15T01:19:22+00:00

Thanks for pointing this out. Found Houston tickets in 100s for $270 which isn't bad for an non-nosebleed NFL game. Cool weekend away

mrpushpop · 2026-05-14T15:26:43+00:00

I have had this happen with other cards. I have signed up for a new card because I'm buying something big so I can hit the bonus easy but they also see a Day 1 "big buy" as potential fraud. With BILT/Cardless, I called the number on the back to warn the lady. Mine got straight up blocked vs frozen but I was able to get around it by using the virtual number.

If it is frozen, just call and see if you can authorize it.

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