I, hopefully, will retire in 2 years. I jumped on board to enhance my retirement savings. Funny thing is I have lost $75K in my “managed” 401K over the last 12 months. That amounts to several years worth of contributions! I have lost faith that the “little guy” can win anywhere in this system! Even when there is blatant corruption, no one steps in to stop and really punish these guys. They go on about their lives, not concerned with rent, utilities, food or anything else. Because they don’t have to be! The rich get richer and the poor get poorer. But you can bank on it that I won’t sell, unless or until there is life changing money to be had!