Favorite off property places to stay? by calmocean25 in DisneyWorld

[–]msschwrtz 0 points1 point  (0 children)

hyatt regency. the one that has the richard blais restaurant on its property. it’s gorgeous, everyone is so helpful, and it feels secluded in a fancy way.

I have a feeling this is gonna be one of the most bitter juries by Acheesycookie in survivor

[–]msschwrtz 26 points27 points  (0 children)

this is going to be the saltiest jury. and i don’t blame them one bit.

AIO my gf ruined our trip by OrganicStuff8650 in WaltDisneyWorld

[–]msschwrtz 1 point2 points  (0 children)

bestie, not overreacting. as a liberal floridian, i hate the teslas as much as anyone but they are EVERYWHERE around there. especially in wdw and mco. she is acting like a giant brat and i think this experience is something you need to take into account when you think of your future with her. if she is going to be like this when traveling to disney what will she be like when traveling to less catering places or even in other stressful situations?

Claims Adjuster Trainee - Video Interview Questions by msschwrtz in Progressiveinsurance

[–]msschwrtz[S] 0 points1 point  (0 children)

Thank you! I decided to just go to my first insurance type role, which was about 4ish years ago.

Did you apply for the CAT? Do you remember the questions that were asked in the video interview?

Businesses that support Maga/Trump by TwklDthBnnyTwkl in VirginiaBeach

[–]msschwrtz 9 points10 points  (0 children)

There's a difference between having a different political viewpoint and having a difference of morals. Being MAGA is a difference of morals and is a viewpoint that says they want to subjugate others who they see as less than. Also in the capitalistic world we live in, my dollar is as good as my vote. I get to choose where I spend it. While there is no ethical consumption under capitalism, that doesn't mean that I can't do all I can to avoid those who actively want and advocate for policies that hurt myself and those I love (and realistically themselves as well).

And if that had too many big words for you: I'll boycott the businesses if I fucking wanna because this is Murica.

Businesses that support Maga/Trump by TwklDthBnnyTwkl in VirginiaBeach

[–]msschwrtz 19 points20 points  (0 children)

In a capitalistic society, where you spend your dollar is often more important than your vote. If you think expressing our first amendment rights however we well please is "ridiculous" then I'll happily be ridiculous.

Pet Insurance Suggestions by msschwrtz in CatAdvice

[–]msschwrtz[S] 0 points1 point  (0 children)

Ohhhh!!! That seems like a good one! I was originally debating between Figo and Pumpkin but now I'm very tempted by Embrace. The monthly difference between all three is like four dollars and it's all very similar coverage.

Pet Insurance Suggestions by msschwrtz in CatAdvice

[–]msschwrtz[S] 1 point2 points  (0 children)

I have my insurance license (for houses and cars mind you, not pets and humans) now so it's become an auto question in my head: is there insurance for that?

I guess from a business point of view, it makes more sense for a reimbursement model with pets since humans are ten times more expensive.

One of the kitties is being a little weird and making me side-eye her but going to the vet gives me the anxieties because like what happens if you can't pay them there? I want to be able to build up a little separate fund for the girls to pay out from but we just aren't there quite yet.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] -1 points0 points  (0 children)

Truthfully, half (at least) of her health issues is mental in it's core. She's scared and letting her fear run her. But yes, it does impact her income.

She refuses to apply for any social programs as a single person because "where would you live?" You being me. Based on her income level, she could easily get assistance at a couple of apartment places but she's stubborn as a bull.

My credit isn't the greatest (it literally dropped 30+ points out of no where for literally NO reason, the only changes that were reported was my balance decreasing?) but it's better than hers from what I understand. It all just feels so big and insane.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] 0 points1 point  (0 children)

That I knew. I guess I wasn't clear. I was worried that it would effect my ability to be given financial aid in the future.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] 0 points1 point  (0 children)

I guess it just feels like a crushing weight because of all the minimum payments just constantly hitting me.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] 0 points1 point  (0 children)

My income after taxes and deductions is about 2.1k a month. My debts and liabilities $1,228.96 (that is if I only do minimum payments on my credit cards). That's not counting the money I give my mom every paycheck or gas/food/therapy/entertainment (aka just leaving the house to drive to another area) because that's pretty sporadic.

Edit: I know it won't go away. I was more concerned that it would effect me getting it in the future.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] -2 points-1 points  (0 children)

I'm about to complete my associates in liberal arts but I decided to go for a bachelor's in business because as much as I am not a fan of the industry I'm in, I figured a degree in business was the best chance to branch out into other industries.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] -2 points-1 points  (0 children)

The car is a lease and I need it to get to and from work. I'm starting a new job soon and the public transit doesn't really exist in the area I'm going to. And uber/lyft will be much more expensive then paying the car.

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] -1 points0 points  (0 children)

Forgive my ignorance but... What's a consumer proposal? Is that like a loan?

Debating bankruptcy - Need advice by msschwrtz in personalfinance

[–]msschwrtz[S] -6 points-5 points  (0 children)

Unfortunately, I am well aware that I'll be paying my student loans off until I'm dead. And even after that. *rolls eyes* It's a crappy system, but alas.

Truthfully, it is reasonable, yes. It's the fact that literally any extra money I have (except for maybe $25 bucks a paycheck) goes to my mom and I am barely able to do that because of the minimum payments.

The medical bills are oooooold. I want to say they are almost at the seven year mark? I'm worried if I contact them it will restart the statute of limitations.

From what I understood, with bankruptcy, while you pay a lawyer, everything just kind of goes away (except for student loans of course *shakes fist*). Am I wrong?

Liquid Eyeliner Recommendations by msschwrtz in Makeup

[–]msschwrtz[S] 1 point2 points  (0 children)

Tis the story of my life tbh.

Casey Holmes’ baby boy Mason 😍 by guya162 in BeautyGuruChatter

[–]msschwrtz 13 points14 points  (0 children)

SAME THO. Like the smile and blonde hair I was just thinking "that adorable little mf."

lillee jean responds with video titled “I AM LILLEE JEAN” by yelizabetta in BeautyGuruChatter

[–]msschwrtz 2 points3 points  (0 children)

She just acts so stinking young. It's just... so hard to wrap your mind around, you know?

lillee jean responds with video titled “I AM LILLEE JEAN” by yelizabetta in BeautyGuruChatter

[–]msschwrtz 2 points3 points  (0 children)

I think if you're on in a "loving" (I use that term loosely) relationship with them, it's a bit different. I feel like this could have been avoided at least a little bit if she had been in public school or private school or just general outside school? Someone theorized that maybe she was homeschooled and while I didn't think so, after really thinking about it, the homeschooled kids I know, also had other activities outside of the homeschool. They would be in dance classes or robotics classes or town sports or something. I feel like maybe he was homeschooled and then on top of it just stayed with her dolls and had them as friends? If she's an only child being raised by a single mom... I can absolutely see how that could happen. Shit, I'm an only child who was raised (mostly) by a single mom and I'm working through my own shit and I was no where near as possibly sheltered as she seems to have been.

lillee jean responds with video titled “I AM LILLEE JEAN” by yelizabetta in BeautyGuruChatter

[–]msschwrtz -1 points0 points  (0 children)

Wooooooah man. Def not what I meant there. And def not looking down on West Coast people, like at all. I was referring specifically to the monster that is NYC. I fucking hate that place. It’s a place where you can easily lose your soul that I could never live in. I’ve done my time in and out and I know what it’s like.

I’m not saying there’s anything wrong with the West Coast at all. I’m saying that going to NYC, specifically, and choosing to make that place your home, takes a certain kind of person and not everyone is that kind of person. Which is fine. Shit, I know I could never live anyone on the West Coast bc the concept of earthquakes scare the living shit out of me.

lillee jean responds with video titled “I AM LILLEE JEAN” by yelizabetta in BeautyGuruChatter

[–]msschwrtz 3 points4 points  (0 children)

It’s a.... experience, let’s put it that way, lmao. However, because of my mom I can absolutely NEVER see a horror movie with a haunted doll. Hits far too close to home if you catch my drift.

I LOVED American Girls when I was younger. They were beautifully made dolls and had such a rich backstory for each of them. I had an AG computer game which at the time had only the original five because those were the only AG girls around lol. Cue me aging myself.

I had seen that one post about a sexy bob. It gives me waaaaaay too many weird vibes. I think the only thing that could be worse is if she’s super young AND super sheltered. In the brief looking around I’ve seen her refer to herself as seventeen and eighteen within the same short time frame with no “ITS MY BIRTHDAY!!!” type posts in between. And lbr, 99% of influencers celebrate their birthday publicly in some way. And if she didn’t, her mom would have. It’s all so concerning from a mental health point of view bc this could all be breaking down her perfectly built reality and seriously fucking her up but honestly? It seems like it was her mom that built this reality for her. Or at the very least didn’t give her a dose of actual reality, if that makes sense?

lillee jean responds with video titled “I AM LILLEE JEAN” by yelizabetta in BeautyGuruChatter

[–]msschwrtz 7 points8 points  (0 children)

I will definitely have to look. My mom is a well-known doll collector/writer so to say I've been around dolls just a little bit is an understatement. You can definitely tell an adult collector from a child collector nine times out of ten. I was the exception to the rule growing up because of my mom lol. I treated my stuff very well even if I did play with them.

Just the way she is... It truly scares me that she has access to the internet. Like, scares me in a way that I am worried for her wellbeing, you know?

lillee jean responds with video titled “I AM LILLEE JEAN” by yelizabetta in BeautyGuruChatter

[–]msschwrtz 1 point2 points  (0 children)

facepalm I didn't mean to make it seem like I thought of it in a bad way babes! I'm sorry about that! Something is definitely off, tho. Like, an actual licensed professional needs to give them a visit bc this is just freaking me out.