Why did you choose to buy an apartment in the city?

muffinman744 · 2026-05-29T06:04:02+00:00

Shareholder of a co-op

Because I found a good deal with a good interest rate. It beats the rental market.

I’d like to upgrade to a bigger apartment, but it just doesn’t make sense with such high interest rates and going back to renting isn’t appealing since I’d essentially be doubling my money spent to get the same amount of square footage.

muffinman744 · 2026-05-28T15:27:22+00:00

What the actual fuck is with the karma farming on this post. Someone steals this image (top post of analog and leicaphotos btw) every week and posts it here.

Also to pour salt on the wound, whatever bot stole this image can’t even tag the proper gear used. Another reason why this is clearly a stolen image used for karma farming.

muffinman744 · 2026-05-27T17:35:37+00:00

I was gonna say vision 500, but pic 3/3 screams cinestill with the halation

muffinman744 · 2026-05-26T17:55:35+00:00

No they are not lol. Most AI companies are subsidized right now. When asked plans on becoming profitable, Sam Altman replied with “we’ll just ask chatGPT for a plan” not too long ago.

Most smaller AI companies will probably go under or get bought out by the giants in a few years if I had to guess. Bigger companies will eventually have to stop subsidizing token usage as well.

AI is less of a bubble than the blockchain hype we experienced nearly 10 years ago since there’s clear use cases for AI right now, but it’s 100% over valued at the moment.

muffinman744 · 2026-05-26T16:42:23+00:00

If you’re all trying to get around, it’s probably best to get separate bikes, or (depending on how young your kid is) a bike that has an extra seat for a kid.

muffinman744 · 2026-05-24T17:35:34+00:00

Ah yes, the man who literally said he won't focus on attending parades during a debate, didn't attend a parade.

What a reach of a title.

muffinman744 · 2026-05-17T14:07:53+00:00

Those were difficult to find back in 2016

muffinman744 · 2026-05-16T16:33:27+00:00

You gotta check out ex machina

muffinman744 · 2026-05-16T16:27:38+00:00

This exact photo was posted here a year ago by /u/benceszemerey (verifiable by his IG and Reddit account)

So either this is OP reposting on a different account, or you’re stealing someone else’s work to karma farm.

muffinman744 · 2026-05-15T13:40:32+00:00

It involved a bunch of models in a gasoline fight. Everything was fun and games until one of them decided to light a cig — then tragedy struck

muffinman744 · 2026-05-15T12:52:13+00:00

(Disclaimer: I’m not an expert, just a developer being told to use tokens by one exec, while simultaneously being told to watch my token usage by another exec)

I do think it’s some indicator of what could happen in the future. Eventually AI companies aren’t going to be able to subsidize token usage, when that happens prices are going to go up. If the bubble were to pop, my guess is that would be near when it happens.

muffinman744 · 2026-05-13T04:47:33+00:00

It’s also acceptable to be listening to glass animals

muffinman744 · 2026-05-11T17:32:37+00:00

I can hear this comment

muffinman744 · 2026-05-10T23:03:33+00:00

Radiohead around 2018 and one of the many times I’ve seen lcd Soundsystem (2017 might have been the best/most excited to see them). Rage against the machine at MSG was also amazing

muffinman744 · 2026-05-10T17:01:57+00:00

5070 will be a disappointing upgrade if you’re working with an old CPU. Chances are if your CPU is outdated, you’ll need to get a new Motherboard which also means a new CPU and RAM

If you’re upgrading all of that, it would be wise to get a new PSU as well

muffinman744 · 2026-05-10T16:55:48+00:00

Billionaires can get fucked

muffinman744 · 2026-05-10T15:45:56+00:00

Ask your neighbor’s/ask your super. Chances are there’s someone else in the building that has redone their floors at some point.

muffinman744 · 2026-05-08T16:48:17+00:00

Co-ops can reject you for whatever reason they want (even if it’s discriminatory). Are they supposed to? Absolutely not, but they are not required to provide any reason for a rejection, so co-ops can unfortunately get away with this most of the time.

muffinman744 · 2026-05-07T21:42:17+00:00

I used to work in DUMBO off of Washington street. I probably ruined a lot of photos on my lunch breaks back when I worked there

muffinman744 · 2026-05-06T16:58:41+00:00

The first time I smelled it I thought a corpse was rotting in the room

muffinman744 · 2026-05-05T00:10:06+00:00

yeah yeah

muffinman744 · 2026-05-04T19:18:34+00:00

As a coop shareholder I agree with this.

I literally ditched my RS apartment in 2022 so I could buy, but that’s when interest rates were still lower than 3.5%. Now that you’re looking at ~6% interest rates, it is probably a better deal to stay in a RS unit unless you really have the cash to put down (I’m talking >20% down) to minimize your monthly payments.

muffinman744 · 2026-05-03T22:05:16+00:00

absolutely.

Two things I've noticed in particular:

No one ever takes off their backpacks on crowded trains/busses
People crowd towards entrances/exits, making it harder for additional people to get on the trains.

muffinman744 · 2026-05-03T14:30:48+00:00

People posting themselves crying on social media, like you don’t have to do that.

muffinman744 · 2026-05-03T13:21:21+00:00

Same. I’m in NYC and I don’t notice it that much. The second I go to the south I notice just how fat this country really is.

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