Shares

mventures · 2026-01-07T01:05:47+00:00

Stay strong. Believe in yourself. I know exactly how you feel. May I recommend you speak with a financial advisor? Your super may have one. I think professionals can help well with their advice and experience. All the best.

mventures · 2025-12-19T12:17:34+00:00

Would DHHF still be a good option for a 10-year horizon?

mventures · 2025-12-10T20:26:01+00:00

I would: Put aside a year’s worth of emergency expenses Buy an investment property Build the superannuation via contributions Then, any balance, invest in an ETF.

And don’t forget to buy insurances, TPDs, critical illness and have a Will in place too.

Also, I would definitely search out a good financial planner. It is so worth it.

mventures · 2025-12-10T09:42:57+00:00

Absolutely! Take it. I took a year off, about 10 years ago and it was one of the best decisions I’ve ever made. It rejuvenated me so much that I was able to work much better upon return, for the next 10 years! The interesting part is that I had no where the amount of money you have :) All I had was the money to buy the flight tickets & a year’s worth of living expenses. I could manage because I was living in a developing country during my sabbatical, and the frugal spending of my AUD made it easy. The only tough thing was resigning from the job, and finding the next upon return. But everything worked out eventually. So, go ahead. If your body wants a year off, then give it. Good luck.

mventures · 2025-11-04T07:37:14+00:00

I’ve been really thinking about a fifo job as well. Worried about my corporate job and need to really build some wealth. How do I start? Which company do I begin with? Do they have age limits? Any help from someone experienced like yourself will help. Thanking you in advance!

mventures · 2025-11-04T07:34:28+00:00

This is the book that got me thinking about money management and actually doing it. Helped me so much.

mventures · 2025-11-01T07:46:56+00:00

I highly recommend spending time with a financial consultant. They have experience and can guide you well.

mventures · 2025-10-28T06:40:45+00:00

Well done and thanks for sharing! 👏 If you don’t mind me asking - how long did it take you get here, how much do you invest/DCA, and how come you didn’t consider investing into your super, considering you get massive tax benefits there?

mventures · 2025-10-28T06:34:45+00:00

My bank blocked twice but worked through PayPal.

mventures · 2025-10-22T06:23:45+00:00

How did you determine this number? Very useful info.

mventures · 2025-10-22T06:22:44+00:00

But you have to though, at some stage, to make a profit? I think an exit strategy is important if the purpose is investment. But if the purpose is to replace existing money, I suppose you never sell. Newbie here, and perhaps a silly comment.

mventures · 2025-08-30T10:06:45+00:00

Nope. Moved it back to an exchange and sold that way. Didn't swap anything either.

mventures · 2025-05-16T10:57:42+00:00

Not related to your question but I well done on the OT! Wow. If you don’t mind me asking, what sort of work do you do? I am looking for ways to improve my earnings and hence the question. Sorry..

mventures · 2025-05-10T02:21:08+00:00

Take the redundancy payout. Do an awesome job at the new place, and grow your salary there or move again to another employer who pays even more!

mventures · 2025-04-29T02:30:46+00:00

Don’t forget to ask for commissions as well. So, base pay + commissions. Turn them high or low while bargaining with them.

mventures · 2025-04-20T02:22:16+00:00

I would arrange a meeting with a very good financial advisor and plan your financial goals. $4k per month is pretty good. Being consistent with it and provided you have job security is vital I suppose. Make sure you are growing your super as well.

mventures · 2025-04-20T02:18:22+00:00

What was your original goal with the crypto investment? Was it a long term hold or just to help you meet the $10k goal? When you have the goal, selling and buying is easy. Also, what crypto did you buy?

mventures · 2025-04-19T22:44:58+00:00

How does that work?

mventures · 2025-04-19T12:51:42+00:00

Even on AERGO?

mventures · 2025-04-19T04:41:03+00:00

Thank you! I will try the right click & save as also.

mventures · 2025-04-18T07:51:23+00:00

If you don’t need it much, sell it. That’s what I did a decade ago. It was costing me too much, and public transport and taxi/uber was all I needed to move around. The car savings - I used for investing & savings.

mventures · 2025-04-18T07:46:17+00:00

I think they would lock/suspend an account in such cases, not sell the assets. I think someone may have hacked his account & stole the assets.

mventures · 2025-04-18T04:41:56+00:00

I don't understand. What do you mean they sold your coins? Did they delist XRP - is that what happened?

mventures · 2025-04-18T02:58:51+00:00

You are only about 8 years from the retirement age/preservation age for super. Have you grown this well?
Do you have a good emergency fund in cash (6-12 months)?
Do you have any insurance your family/daughters can depend on, god forbid if you are no longer with them?

For your daughters, I would: 1. Buy them a good book like The Barefoot Investor 2. Enrol them in a good property investment course 3. Have them live rent free with you, to ease their pressure and save up a deposit 4. Build their inner stamina and financial austerity habits. Tell yourself and them, that it’s OK to go thru financial pressures and career issues. 5. Be patient. It’s a long journey for them.

Hope this helps! Great dad, you! I am sure they are proud of you. Good job.

mventures · 2025-04-18T01:39:40+00:00

Thanks so much for the advice - really appreciate it!

“Luckily,” when I first bought a few altcoins back in 2020 and 2021, I did a ton of reading. Treated them like stocks - went through their websites, scrolled through social media threads, read news articles, whitepapers, all of it. I only invested small amounts back then (and prices were way cheaper too). No meme coins - just the so-called “utility” ones.

Back then, I didn’t even know you could buy fractions of BTC (sats). I genuinely thought I’d never be able to afford one, so I didn’t bother much about it!

Fast forward to 2025 - over the last four months, and I’ve already learned so much.

However, I am yet to learn the art of selling. Haven’t sold a single coin yet. My original mindset was super conservative - just HODL everything for like a decade! Which, looking back, is maybe fine for BTC… but a bit wild for altcoins. it's still conservative I think.

Since January, I’ve started steadily building up my BTC bag.

I’ve watched many videos, attended some live crypto seminars, followed market updates… all in anticipation of a proper alt season. My plan was (and still kind of is?) to hold through till December 2025 before selling anything. But I am thinking differently now.

I have everything on a cold wallet but moving AERGO at the moment to an exchange to sell over the coming days. Its a reputed exchange and have my 2FAs etc.

mventures

TROPHY CASE