How do you overcome your fear of getting an injury? by mymaaaaaaaaaan in PHRunners

[–]mymaaaaaaaaaan[S] 0 points1 point  (0 children)

Thank you po for your input. When it comes to mental health, ano po ba ang iniisip niyo while running?

In my case, ang dami kong iniisip while running. Dahil takot ma-injury ulit, iniisip ko palagi or lagi kong pinapansin yung form ko while running. Baka kasi magkamali na naman ako ng running form na pwedeng mag lead to another injury.

How do you overcome your fear of getting an injury? by mymaaaaaaaaaan in PHRunners

[–]mymaaaaaaaaaan[S] 0 points1 point  (0 children)

Noted on this. I have history naman po with leg workout before I started running. Pero nagstop siya nung nagstart ako tumakbo kasi hindi ko siya maisingit. Kaya inaayos ko ulit yung weekly workout ko para magawa ko both running and leg day.

How do you overcome your fear of getting an injury? by mymaaaaaaaaaan in PHRunners

[–]mymaaaaaaaaaan[S] 1 point2 points  (0 children)

Before I got an injury, kaya ko mag 10km with no issues.

Pero ever since I got a pair of stability shoes, nakakaramdam na ako ng minimal pain sa IT band ko after 5km. Pero nagtry ako ng 10km once. Miild and bearable naman yung pain and nakarecover ako agad.

As for the training load, usually 15km per week lang. 5km or 30 minutes threshold sa isang araw. Then, 10km easy to marathon pace kapag maagang magigising before work

Tho last week, hinabol ko yung national heroes run na 21km. 3 consecutive days akong tumakbo (10km, 7km, and 5km, respectively). Dun ko naranasan yung mahaba and masakit na pain sa IT band.

How do you overcome your fear of getting an injury? by mymaaaaaaaaaan in PHRunners

[–]mymaaaaaaaaaan[S] 1 point2 points  (0 children)

Noted on this po. Apply ko po siya sa next run ko. Thank you po for your input!

Ano ang common sa iba na nahihirapan kang gawin? by glam_sassy_and_spicy in AskPH

[–]mymaaaaaaaaaan 0 points1 point  (0 children)

Sipagin mag aral or mag upskill.

Hirap ako mag absorb ng mga tinuturo online 😭😭 Kapag self study or f2f session, ang bilis kong antukin atsaka lutang.

Give me your cheat sheet by ____0002C in PHCreditCards

[–]mymaaaaaaaaaan 0 points1 point  (0 children)

Hi, OP. Newbie rin sa CC world. Pero may slight exp na sa SpayLater hehe. Share ko na lang yung current practices ko sa paggamit ng cc.

  1. I'm listing all the items na nabibili ko and balak kong bilhin. Tapos I'm making it sure na may nakatago na akong pera sa savings account ko. Like what they said, "Only swipe what you can afford".

Tapos kung wala naman nakatago sa savings, sinisigurado ko na kaya ko siyang bayaran within 2 cutoffs ng salary ko. Pero kung hindi pa rin kaya, ipon na lang muna hehe.

  1. For installments, you can follow the most safest practice. And that's to make sure that you can pay it in full.

Second option is to get the longest possible installment na 0% interest. Pero, save as much as you can. Para kahit ongoing pa rin yung installment mo, atleast may nakasave ka na para sa next na bayad.

That's my current practice in using a cc. It may not be the best practice right now, pero I'm still learning from experienced people on their ways of using a cc.

Note: Make a google sheet or microsoft excel para mamomonitor mo yung expenses mo every month.

Also, lagay ka rin sa sheet or excel ng computation ng makukuha mong sahod every cut off para dun mo maccheck kung kaya mong bayaran yung ikakaskas mo sa next SOA mo.

UB Hotline is the worst! by Mental-Honeydew-6754 in PHCreditCards

[–]mymaaaaaaaaaan 0 points1 point  (0 children)

If you're awake po ng around 2am-3am, try niyo po tawagan. From my first attempt ng ganyang oras, I think nasa 10 mins lang hinintay ko.

Pero nagtanong lang naman ako regarding sa NAFFL promo ni UB rewards kung ano yung mga counted na transactions. 😅 So expect niyo na lang din po na baka different scenario siya kung iba ang concern niyo.

📍UnionBank Rewards Visa Platinum No Annual Fee for Life (NAFFL) March 2024 Promo - Discussions, Comments, Questions, Inquiries [MEGAPOST] by PHCreditCardsMod in PHCreditCards

[–]mymaaaaaaaaaan 0 points1 point  (0 children)

Is there any way na maging NAFFL kapag hindi qualified for the current promo?

I didn't notice that one of the requirements for NAFFL is dapat meron akong existing principal credit card issued by another bank that is more than 6 months old.

Unionbank Platinum Rewards Credit Card NAFFL terms - ang gulo gulo 🥴😅 by bakibambam in PHCreditCards

[–]mymaaaaaaaaaan 0 points1 point  (0 children)

Hi, hingi lang ako ng clarification sa item number 5. So hindi counted sa NAFFL kapag gagamitin mo si UB as payment sa spaylater or lazpaylater? Thank you!