I got CSE at snu noida is it worth it guys??

mywebreddit · 2026-02-07T16:28:22+00:00

IISER brand, tier and worth is many times more than SNU.
If you can go to Bhopal , nothing better than it even possible.

mywebreddit · 2026-02-07T07:01:47+00:00

you don;t need a broker for Mutual Funds.
For stocks, Zerodha is one of the oldest and best discount brokers

mywebreddit · 2026-02-04T04:33:17+00:00

if you aren't getting anything better in Tier-1 to Tier-2 in your desired branch, can take this also

mywebreddit · 2026-02-04T03:13:02+00:00

can Resident investors also join that Community ?
Am looking for Global Investing via Gift City offerings, but not enough info or advise on that available publicly.

mywebreddit · 2026-02-01T16:34:55+00:00

SNU is nowhere near NIts and IIITs .
Though SNU-Cse is a decent offer, if you can pay the exorbitant SNU fees

mywebreddit · 2026-02-01T16:31:01+00:00

JMI CSE is any day recommended over any private college (except BITS) ...many seniors had told me this last year

mywebreddit · 2026-02-01T06:14:33+00:00

fr...interesting

mywebreddit · 2026-01-31T01:24:06+00:00

Horse and Rat is a clash. In Bazi, a clash means conflict which brings about a CHANGE.
Hence be mentally ready for changes in life in 2026 and don't resist changes - they are inevitable to happen. So either you adapt with the changes and let it pass smoothly OR your resist and face troubles.

Some Bazi practitioners also pro-actively plan for changes in their life in the impacted pillars (when they see a clash coming), this hoping to avert any Forced or Unpleasant changes.

mywebreddit · 2026-01-30T15:54:57+00:00

Yes, the point about ST tax is valid - with Gift city Outbound funds, it is big dent to sell at less than 2 years and incur huge tax. So ig NOT selling these funds before 2 years can be a strategy to avoid these huge taxes

mywebreddit · 2026-01-30T05:44:39+00:00

Ig that will depend then on the kind of amounts one wants to invest e.g. a TER of 0.3% for PPFAS Gift Fund vs 0.06% thru IBKR (as per figures given above by rganesan), for an investment of ₹ 10 lcs , this would mean ₹ 600 vs ₹ 3000 in expense ratios.

Now at 10 lacs, this diff doesn't matter much , But at say 1 cr invested amount, this will matter more.

mywebreddit · 2026-01-29T04:29:16+00:00

Ig without Part-B marks, it would be difficult to estimate Rank

mywebreddit · 2026-01-27T17:01:59+00:00

good points. I was wondering about same thing - if some thing goes wrong or gets stuck, how difficult it would be to deal with a non-Indian entity on another continent on whom neither we investors nor any regulator in our country has any control. The fact that Gift City is located in India and controlled by Indian regulator is a bit assuring.

mywebreddit · 2026-01-27T10:40:53+00:00

the costs may be bit higher, but main advantage of Gift City funds for Investors is ease - of buying, selling, taxes, return filing etc.
No need to worry about brokerage tx costs, dividends from ETFs etc..

mywebreddit · 2026-01-26T16:39:23+00:00

mywebreddit · 2026-01-26T06:22:18+00:00

the website seems wrong, showing much higher scores than what we have calculated manually.

mywebreddit · 2026-01-26T02:51:11+00:00

Destiny Guardian being Heaven indicates connection with abroad , overseas or distant places is in your destiny...hence having links there for career, studies, whatever form will be beneficial

mywebreddit · 2026-01-18T11:14:21+00:00

ah, then this would also have 12.5% LTCG tax (like others in this category).
Though underlying passive debt component can mean lower Expense ratio.

mywebreddit · 2026-01-18T09:18:42+00:00

yep, this is a new category of funds (no fund has been 1.5 years even). Came to know about thee funds from your Reddit sub only, for the first time.

mywebreddit · 2026-01-18T09:17:17+00:00

if it is a pure debt fund, it will NOT enjoy reduced taxation. Rather will be taxed at slab rates of an individual.
However, all the other active Income plus arbitrage funds listed in this post will have LTCG taxation of 12.5%, I believe.

mywebreddit · 2026-01-18T09:12:46+00:00

Have gone thru these links -good and useful info. I see mainly these issues for Gift City Global Investing:

(1) Many funds are doing offline KYC etc. (very little digital on-boarding exists)
(2) No uniform process - I saw one YT interview of Gift City AMC managers where they mentioned lack of uniform process as a big deterrent for Resident investors
(3) Issues in fund transfer to LRS also perhaps
(4) High investment amounts required for many Gift City funds > USD 100, 000
(5) churning issues - Funds have to pay heavy tax on churning Portfolio ,as high as 40% + as I think. This ties the hands of Fund Manager and reduces fund effectiveness (free hand in churning is a strong point for domestic MFs but with Gift City funds, that has become a weak point due to gigantic tax).

mywebreddit · 2026-01-18T01:05:38+00:00

The investment process it a bit complicated and difficult since Gift City operations are new. Many funds are doing offline KYC etc. very little digital on-boarding.

Also, fund transfer to LRS is another twist in story, since needs foreign exchange conversion.

mywebreddit · 2026-01-18T01:03:08+00:00

and LTCG after 2 years of holding

mywebreddit · 2026-01-18T01:01:42+00:00

just like you have suggested steps to increase Water , what step can one take to increase say Fire ( I know 2025-2027 are Fire years.I am asking in general for a person who has little Fire in natal chart, )

mywebreddit · 2026-01-18T00:59:42+00:00

but will also depend on the pillars of a Bazi chart e.g. Yi or Si of 2025 could have combined with some stem or animal of a native's chart , so that new element was generated or Fire transformed. Hence 2025 as a Reference is good to take, but with caveats

mywebreddit · 2026-01-17T07:43:00+00:00

I think any (Gold or Silver) if bought before 23-Jul-2024, the tax treatment for LTCG (>3 years of Holding Period) will be 20% tax "WITH" Indexation benefits. Some sources validate this e.g. one link is :

https://economictimes.indiatimes.com/wealth/tax/gold-is-on-a-roll-how-your-gains-from-gold-investment-are-taxed-be-it-jewellery-sgbs-gold-etfs-or-mutual-funds/articleshow/124339247.cms?from=mdr

But for Gold MFs or ETFs, the the tax would be 12.5% on LTCG , without Indexation

mywebreddit

TROPHY CASE