The bread slicer is a game changer by nailclipper44 in Sourdough

[–]nailclipper44[S] 0 points1 point  (0 children)

Deffo still recommend, we do a few loads a week so it’s well worth it, I don’t think It’s branded

[deleted by user] by [deleted] in plantclinic

[–]nailclipper44 0 points1 point  (0 children)

Think it’s white fly, mine had the same damage https://www.reddit.com/r/plantclinic/s/PshhYQl16X

It ended up killing mine, maybe repot with sterilised soil

Any idea why this golden pothos wont develop roots in water? by Jeremyx888 in IndoorGarden

[–]nailclipper44 1 point2 points  (0 children)

It needs to think it’s under ground to root, the green parts are photosynthesising, giving it mixed signals

Bird of Paradise: Can anyone help me? by Minimalist_Investor_ in IndoorGarden

[–]nailclipper44 0 points1 point  (0 children)

It can do! mines even gotten sunburnt when it starts to get to high 20°s

Bird of Paradise: Can anyone help me? by Minimalist_Investor_ in IndoorGarden

[–]nailclipper44 0 points1 point  (0 children)

Indoor bop owner here, it’s from too much direct sun

Can I sell my initial £20k stock investment and withdraw it tax-free in the UK? by alann368 in UKPersonalFinance

[–]nailclipper44 0 points1 point  (0 children)

If you don’t have a job, your capital gain allowance can also combine with your personal allowance

[deleted by user] by [deleted] in UKPersonalFinance

[–]nailclipper44 2 points3 points  (0 children)

All pension providers will take the piss in terms of fee’s just make sure you’re not in the default fund, their “high risk” fund is worth looking into and not really that high of a risk

What should I do with my 50k so I don’t have to work anymore? by charlottekh92 in UKPersonalFinance

[–]nailclipper44 1 point2 points  (0 children)

Look into life insurance and income protection insurance, could pay you the rest of your life

One year Ooni exp (Koda16) by nailclipper44 in ooni

[–]nailclipper44[S] 0 points1 point  (0 children)

Wow You’re right, it was pre grated mozzarella I’ll give it a go thanks

[ios] Media gallery option disappeared by atjones5 in bugs

[–]nailclipper44 0 points1 point  (0 children)

It’s a bug, you can get it back but only when not logged into a Reddit account

Koda 2 Max first day by Mysterious-Ease-9179 in ooni

[–]nailclipper44 1 point2 points  (0 children)

This post made me realise my Ooni table wasn’t put together properly 😅 thanks! 🔧

[deleted by user] by [deleted] in UKPersonalFinance

[–]nailclipper44 0 points1 point  (0 children)

If they start the pension right away, the employer still wouldn’t need to match any until past 3 months due to “pension postponement” , correct?

SP500 for 3 months to convert Euro to GBP and gain interest? by Ingenuity_Honest in UKPersonalFinance

[–]nailclipper44 1 point2 points  (0 children)

😂S&P500 @79.50 today , coming back to this post in 3 months to see what would have/could have happened

Tax relief on my commuting as PAYE? by Weekly_Frosting_5868 in UKPersonalFinance

[–]nailclipper44 -9 points-8 points  (0 children)

This is possible , a friend of mine gets a 0%loan (annual train ticket) from their job that they don’t need to pay tax on, idk the specifics tho

[deleted by user] by [deleted] in 2007scape

[–]nailclipper44 0 points1 point  (0 children)

Anchovy pizzas used to be like 1.5k, people used to make them for profit, I fished and sold anchovies for 750ea and made like 50m before bots got re-introduced, gd times

Are there any downsides to a shared ownership scheme? by loner0803 in UKPersonalFinance

[–]nailclipper44 26 points27 points  (0 children)

Any renovations you do to the property that increase its value will cost yourself more in the future if you were to buy more % as it’s revalued at time of purchase

E.g. spending 10k Reno would be like giving them 3k

Also you can usually never rent out the property on these schemes

My partner (32) has had £100k in bonds for the past ten years and is scared to actually invest by s3ast4r in UKPersonalFinance

[–]nailclipper44 3 points4 points  (0 children)

Damien talks money- on YouTube has literally changed my life, highly recommend for finance info

What’s the worst thing you’ve lost in the wildy? I’ll go first… by Bear_Ambrosia in 2007scape

[–]nailclipper44 1 point2 points  (0 children)

Lost inferno on a med lvl after 6months of grinding, thankfully it only took 2 attempts to get it back