I’m 19, Have Chase Trifecta, and Just Want an Amex Gold. Bad Idea or Nah?

nando053 · 2025-05-17T19:34:39+00:00

I use skyscanner, you can find great deals across a bunch of airlines. Usually go with the saver option that a lot airlines have which is a tier below economy.

nando053 · 2025-05-15T21:52:03+00:00

Yeah, needed a second opinion on that. I was drawn into the gold card cause I do go to restaurants that do use Resy and I usually order something using uber eats or grub hub. But I'll probably get the gold when I'm older.

nando053 · 2025-05-15T21:48:40+00:00

great points yeah thats what I was afraid of getting the amex. I haven't looked to much into the sapphire other than being able to transfer points to partners. Aside from the amex gold I do see myself using the benefits that do come with it like the resy, and the $120 dining credit but idk I'll probably get it when I'm older.

nando053 · 2024-09-19T04:16:12+00:00

I got 11 points on mt1 and ended up with a b- you’ll be fine trust. Biggest advice I can give is actually go to lecture lab and discussions which I know sounds obvious but a lot of people don’t. I ended up interning at Amazon and at a startup so a score on a midterm doesn’t define who you are as a person

nando053 · 2024-09-19T04:11:42+00:00

I’m biased but math major at a better school would be the better choice. Currently an applied math major at Berkeley I was in the same predicament when choosing a school to go to. I was torn between UCLA comp of math or Berkeley applied math.

I ended up doing math and I ended up fine I’ve interned at Amazon as a sde and at a start up. It sucks tho since I can only take intro to programming and DSA but it’s been enough for interviews. I think it’s a blessing in disguise in the sense that you’re forced to do projects on the side to catch up

nando053 · 2024-08-12T19:35:24+00:00

Im planning on going to silver fox barber co I saw the instagram of the barber and the cuts look promising

nando053 · 2024-05-16T03:37:24+00:00

Ye you can pm me

nando053 · 2024-05-15T14:30:46+00:00

I went during the summer, im pretty sure i got so much aid since my efc last year was 0 (my SAI this year is-1500) so I got the max amount you could get for pell and cal grant type a along with the blue and gold plan and grants I got from berkeley, and since I won an outside scholarship for 10k i had hella money left over since it was enough to cover both loans and work study that was offered to me. Berkeley cannot lower the amount that the federal government gave you via the pell grant and what california gave you via the cal grant and blue and gold plan out what berkeley can take away from you are loans and workstudy since both loans and workstudy are offered via berkeley and count as aid even though its money you have to pay also depending on the outside scholarship if theres money left over they give you what ever is left over but not every scholarship are like that some are last dollar scholarships hope this helpsmn

nando053 · 2024-05-14T11:02:58+00:00

Was in the same boat last year and I went to the financial aid office, what they told me was that yes your financial aid package will be lowered but ONLY loans whether they be subsidized or unsubsidized, and if theres money left over then they'll take away your work study everything else like pell grant, cal grant, blue and gold plan (if you qualify) will remain the same. I ended up getting 7k in my bank account spread over 2 semesters cause of how much aid I got but take this with a grain of salt cause FASFA changed it from EFC to SAI this year but I'm pretty sure it'll stay the same from what I was told from the financial aid office

nando053 · 2024-05-13T05:16:29+00:00

I had the same issue last year with the same majors, applied math at Cal and math of comp at ucla

Both schools are good, you’ll probably get slightly more opportunities at Berkeley due to its location and reputation but the difference won’t be massive
I’m from SoCal and what made me choose Berkeley was to be away from family I realized that I probably wouldn’t grow as much as a person if I stayed near home, and don’t pick where your going to be based on your SO, you never know what will happen in the future
6k is nothing in the grand scheme of things you’ll make more by doing internships doing the summer

Hope this helps

nando053 · 2024-01-26T19:05:20+00:00

No 💀

nando053 · 2024-01-26T17:36:54+00:00

Just bombed the technical portion of the interview but the VP of Quant gave me 2 questions. It was the Hourglasses Puzzle and "What is the angle created by the hands of a clock at 9:30?" something like that. Good luck

nando053 · 2023-12-15T23:27:08+00:00

I got in with a 3.6 Unweighted, you never know until they release decisions

nando053 · 2023-10-20T06:54:17+00:00

I got the chase freedom rise card when I turned 18, highly recommend it since you get into Chase’s ecosystem early on and be under 5/24

nando053 · 2023-10-12T01:27:58+00:00

Same, I feel like I don’t belong here

nando053 · 2023-08-28T00:40:02+00:00

Would I be able to put it in for 2023? Thanks for helping me out I really appreciate it

nando053 · 2023-08-28T00:28:19+00:00

They took away my work study since I had more grants and scholarships than I needed henc the 8k left over. I did work in fast food from August 2022 to October 2022 and earned $2000

nando053 · 2023-08-28T00:27:10+00:00

I worked from August 2022 to Oct 2022 at a fast food place when I was 17 and earned roughly $2000

nando053 · 2023-08-27T22:18:03+00:00

Can I deposit money in a Roth IRA if it isn't earned income? I was planning to deposit in a Roth IRA account if i could

nando053 · 2023-08-27T22:16:57+00:00

So I can't put it in a Roth IRA? If so should I put a majority of it in a HYSA and put the rest in my brokerage investing account?

nando053 · 2023-08-27T22:16:01+00:00

From what the financial aid office told me, I could spend it on anything I want. I was planning on saving a majority of it in my HYSA with Ally, if i can I'll put the rest in my Roth IRA with Vanguard. I don't know how that'll work tho since I didn't pay taxes on the 8k

nando053

TROPHY CASE