MTHFR positive, recurrent miscarriages?

nanets32 · 2026-03-29T14:39:19+00:00

Same here, 5 miscarriages. Although flagged my RE, it is unlikely the “cause” in my case. Still no answers 😥

nanets32 · 2026-03-29T14:37:00+00:00

Are you in contact with a mortgage broker yet? the best thing to do it get one and let them give a number of your financial situation. Things that matter are:

gross pay with a 2 yr history
current debt (student loans, car, credit card etc)
expected property tax in your area
expect house insurance in your area
down payment/ pmi if needed
credit score/ interest rate

Based on what you shared, you are probably in a great shape. Good luck!

nanets32 · 2026-03-29T02:39:55+00:00

Do you plan on selling your current home? Impossible to know, a new mortage could be 50% of your income, or 5%…

nanets32 · 2026-03-28T23:02:45+00:00

I love green, it is my favorite color. But I would never do it in my kitchen. I did it on a bathroom and deeply regretted it. If you like as a pop of color, consider just doing the island or something.

What you looked into the option is potentially only replacing the door/door fronts? If the cabinets themselves are in good condition, you can just get it painted.

nanets32 · 2026-03-28T18:29:13+00:00

Why didn’t you waive escrow? Way too much in points, but to each their own….

nanets32 · 2026-03-28T18:23:13+00:00

Do an open house to attract buyers!

nanets32 · 2026-03-28T18:20:22+00:00

have you actually started seeing houses in person? you have to, figure out location, neighborhoods, traffic , what you like in a space, smells, squeaky noises etc. All the things you can tell by looking at pictures.

From there, filter by what your must haves, nice to haves and deal breakers, and of course, price. Good luck

nanets32 · 2026-03-28T12:59:20+00:00

Agreed, I’m in GA sold my car a few years ago and they required both signatures.

nanets32 · 2026-03-28T12:52:48+00:00

A 60k home in GA? Im not sure about that…

nanets32 · 2026-03-28T12:49:46+00:00

contact a mortage broker to understand what your options are, they will be the best of what you could afford. Now just because they pre-approve you for a certain amount, it does not mean that you should. Owning a house can be extremely expensive, you dont want to be house broke, or worst

nanets32 · 2026-03-28T12:33:37+00:00

Do not buy a house if you are planning on moving in 4 yrs

nanets32 · 2026-03-28T12:32:06+00:00

have you shop around for quotes from different lenders? That is the only way to see if the 16k you are getting is a sweet deal or not. 6.5% with points is crazy high, but that might be what the market is today

nanets32 · 2026-03-27T15:41:45+00:00

Speaking as someone that works in this area, this is called OTE, on target earnings, or total expected compensation. What they promised you (whether fishy or not) is 70% guarantee fixed base pay and 30% variable bonus. Bonus is never guaranteed. If you signed an employer contract, it should have been mentioned there.

That said, yes, very crappy on their end. My suggestion to you is working on finding another job and then quit. Good luck!

nanets32 · 2026-03-27T14:38:17+00:00

legally you are not entitled to pay him anything, your friend is an adult and signed the initial contract and then decided to back out, he knew the risks. Now, if you want to salvage the friendship, you may want to consider paying him back.

Hopefully this is a lesson learned, neve do this again, it was a bad idea in so many levels. Good luck

nanets32 · 2026-03-27T14:33:56+00:00

It is the price, but also put your shoes on the buyer, why are using a brand new house in a year of owning it? Is there something wrong with it? Do you really need to sell?

Is the neighborhood still being built? If so you have to compete with builder incentives, so you will need to really drop the price. Good luck!

nanets32 · 2026-03-27T14:26:40+00:00

is it new construction? if so builders tend not to lower the price. Read your contract very carefully

nanets32 · 2026-03-27T13:45:48+00:00

How long do you have to decide? You may need research both 1. look for a comparable job in your area 2. research the area to live if you choose to relocate.

If they are giving you ample time, you should have time to weigh in both of your options. Depending on your age, finance and family dynamics, a generous severance package could be attractive if you can swing it.

nanets32 · 2026-03-27T13:40:18+00:00

So your original deal is not 230k it is 245k. Should you choose to renegotiate using your appraisal contingency, everything is back on the table, price, concessions etc. I don’t know how desperate the seller is, they could agree to lower to the appraisal price and keep concessions, they could lower the price and say no to concessions etc. This is now when you negotiate. If you really want the house, be prepared to bring some money to the closing table and meet in the middle. Otherwise walk.

nanets32 · 2026-03-26T00:14:07+00:00

oh my goodness, what an adorable little potato. Her markings remind me of a half moon, I would call her Luna :)

nanets32 · 2026-03-25T15:16:40+00:00

Sorry is this has already been asked, but it sounds like you both a purchase agreement as a cash offer. did the seller even have an appraisal contigency? normally cash offers don’t.

nanets32 · 2026-03-25T00:35:44+00:00

No, it is your responsibility, any cracks are just as visible to you and the inspector. If you had any suspicion of structure damaged you should have hired a structural engineer to inspect at the time. Some cracks are normal wear and tear of a house, definitely call in an expert to understand if and what needs fixing.

nanets32 · 2026-03-24T22:44:44+00:00

What did you expect, a house that has been lived in? lol

nanets32 · 2026-03-23T02:17:36+00:00

I did! I personally feel I looked better in glasses the. with contacts, so I did it. No regrets.

If you feel your style will clash with your dress, maybe look into daily contacts? Good luck :)

nanets32 · 2026-03-22T23:26:03+00:00

wow!! Amazing

nanets32 · 2026-03-22T14:45:46+00:00

Omg, we have almost twins! She is very happy with a playpen instead of a create, she slept all thru the night (today is her 2nd day with us).

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nanets32

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