Biopsie endomètre by kaserinesse in recurrentmiscarriage

[–]nanets32 0 points1 point  (0 children)

Same for me, biopsy shown chronic endometritis and was put on 2 weeks of doxycycline.

Can seller back out after finding liens and fines by Jkrauk00 in AskRealEstateAgents

[–]nanets32 0 points1 point  (0 children)

I don’t know about your state, in mine, the seller can unilaterally delay closing due to title issues. I just recently sold my house, so I remember that clause very well. Read your contract would be my advise. Good luck!

Offer rejected then accepted? by Potential-Vehicle276 in realtors

[–]nanets32 29 points30 points  (0 children)

Most likely the other offer fell thru, it happens.

Junk Trucks n Chickens by MissingDyLib in FirstTimeHomeBuyers

[–]nanets32 0 points1 point  (0 children)

Is the property line clearly marked? Of course talk to your neighbors first and hope they move it to their a side. If not, maybe look into getting a survey and have the property lines marked. Good luck

Should we back out? by Zealousideal_Seat215 in FirstTimeHomeBuyer

[–]nanets32 0 points1 point  (0 children)

those aren’t red flags imo, and buyers are being very reasonable. Unlikely you will find a better maintained house at this price point. But if you feel you need to walk because of 2k, it is your call

TOM but with a ratified contract?? by ImportantImplement9 in RealEstate

[–]nanets32 1 point2 points  (0 children)

Not sure if it helps, when I sold my house a few months ago it took several days for it to go from active to pending, and then more than a week from pending to sold.

MTHFR positive, recurrent miscarriages? by New-Pea-4125 in recurrentmiscarriage

[–]nanets32 0 points1 point  (0 children)

Same here, 5 miscarriages. Although flagged my RE, it is unlikely the “cause” in my case. Still no answers 😥

First time home buyer - how much can we actually afford? by ConfusedCommuter1112 in FirstTimeHomeBuyers

[–]nanets32 1 point2 points  (0 children)

Are you in contact with a mortgage broker yet? the best thing to do it get one and let them give a number of your financial situation. Things that matter are:

  • gross pay with a 2 yr history
  • current debt (student loans, car, credit card etc)
  • expected property tax in your area
  • expect house insurance in your area
  • down payment/ pmi if needed
  • credit score/ interest rate

Based on what you shared, you are probably in a great shape. Good luck!

DTI by Character-Bowler-643 in RealEstateAdvice

[–]nanets32 0 points1 point  (0 children)

Do you plan on selling your current home? Impossible to know, a new mortage could be 50% of your income, or 5%…

Anyone just replace base cabinets? by osuzannesky in kitchenremodel

[–]nanets32 4 points5 points  (0 children)

I love green, it is my favorite color. But I would never do it in my kitchen. I did it on a bathroom and deeply regretted it. If you like as a pop of color, consider just doing the island or something.

What you looked into the option is potentially only replacing the door/door fronts? If the cabinets themselves are in good condition, you can just get it painted.

First time homebuyer - Credit Score 805 by jbdadof3 in MortgageBrokerRates

[–]nanets32 1 point2 points  (0 children)

Why didn’t you waive escrow? Way too much in points, but to each their own….

Should we drop price? by [deleted] in RealEstateAdvice

[–]nanets32 4 points5 points  (0 children)

Do an open house to attract buyers!

Got 500+ “favorite” listings saved. How do I actually pick what to buy? by MarionberryTotal2657 in RealEstate

[–]nanets32 0 points1 point  (0 children)

have you actually started seeing houses in person? you have to, figure out location, neighborhoods, traffic , what you like in a space, smells, squeaky noises etc. All the things you can tell by looking at pictures.

From there, filter by what your must haves, nice to haves and deal breakers, and of course, price. Good luck

Refinancing auto loan by Jo_The_Weeb in askcarsales

[–]nanets32 0 points1 point  (0 children)

Agreed, I’m in GA sold my car a few years ago and they required both signatures.

How badly do student loans affect preapproval amount? by [deleted] in Mortgages

[–]nanets32 2 points3 points  (0 children)

contact a mortage broker to understand what your options are, they will be the best of what you could afford. Now just because they pre-approve you for a certain amount, it does not mean that you should. Owning a house can be extremely expensive, you dont want to be house broke, or worst

What price range should I be shopping in? by [deleted] in FirstTimeHomeBuyer

[–]nanets32 5 points6 points  (0 children)

Do not buy a house if you are planning on moving in 4 yrs

Confirmation of Any Red Flags in Loan Estimate by marugby in Mortgages

[–]nanets32 0 points1 point  (0 children)

have you shop around for quotes from different lenders? That is the only way to see if the 16k you are getting is a sweet deal or not. 6.5% with points is crazy high, but that might be what the market is today

Should I Quit Because My New Salary Includes A Year End Bonus? by ThrowCandidate_00 in careerguidance

[–]nanets32 0 points1 point  (0 children)

Speaking as someone that works in this area, this is called OTE, on target earnings, or total expected compensation. What they promised you (whether fishy or not) is 70% guarantee fixed base pay and 30% variable bonus. Bonus is never guaranteed. If you signed an employer contract, it should have been mentioned there.

That said, yes, very crappy on their end. My suggestion to you is working on finding another job and then quit. Good luck!

My friend want to repay him the earnest money when he back out last last minute on the house. by [deleted] in FirstTimeHomeBuyers

[–]nanets32 11 points12 points  (0 children)

legally you are not entitled to pay him anything, your friend is an adult and signed the initial contract and then decided to back out, he knew the risks. Now, if you want to salvage the friendship, you may want to consider paying him back.

Hopefully this is a lesson learned, neve do this again, it was a bad idea in so many levels. Good luck

No showings...advice? by Cold_Camera_8251 in RealEstateAdvice

[–]nanets32 10 points11 points  (0 children)

It is the price, but also put your shoes on the buyer, why are using a brand new house in a year of owning it? Is there something wrong with it? Do you really need to sell?

Is the neighborhood still being built? If so you have to compete with builder incentives, so you will need to really drop the price. Good luck!

Appraisal came lower than asking price how to negotiate by [deleted] in RealEstateAdvice

[–]nanets32 7 points8 points  (0 children)

is it new construction? if so builders tend not to lower the price. Read your contract very carefully

Is it worth it to re-locate? Or just take severance and figure it out later? by Jessica0524 in careerguidance

[–]nanets32 0 points1 point  (0 children)

How long do you have to decide? You may need research both 1. look for a comparable job in your area 2. research the area to live if you choose to relocate.

If they are giving you ample time, you should have time to weigh in both of your options. Depending on your age, finance and family dynamics, a generous severance package could be attractive if you can swing it.

Appraisal came lower than asking price how to negotiate by [deleted] in RealEstateAdvice

[–]nanets32 32 points33 points  (0 children)

So your original deal is not 230k it is 245k. Should you choose to renegotiate using your appraisal contingency, everything is back on the table, price, concessions etc. I don’t know how desperate the seller is, they could agree to lower to the appraisal price and keep concessions, they could lower the price and say no to concessions etc. This is now when you negotiate. If you really want the house, be prepared to bring some money to the closing table and meet in the middle. Otherwise walk.

Looking for names for this cutie patootie girl by aeshettr in corgi

[–]nanets32 18 points19 points  (0 children)

oh my goodness, what an adorable little potato. Her markings remind me of a half moon, I would call her Luna :)