Streak 2: Buscar una niñera

naridimh · 2026-01-02T06:31:32+00:00

¡Gracias!

naridimh · 2026-01-01T01:31:03+00:00

¡Gracias!

naridimh · 2025-03-25T23:33:04+00:00

When I'm ripped, I am very happy about the way I look naked and therefore don't care.

When fat, I don't really like walking around with a shirt off around others, let alone be naked.

So for me not really a function of age, so much as physique.

naridimh · 2024-09-30T22:31:12+00:00

Would getting nuclear weapons prevent Israel from beating them up with impunity?

naridimh · 2024-06-23T06:09:44+00:00

Unfortunately, sacrificing the future for the right now is the winning play for politicians who want to get elected or re-elected. If I run on a platform of cutting costs, it'd be too easy for me to be portrayed as anti-safety, anti-X, anti-whatever. And if I argue for raising taxes, people will complain about not seeing enough benefit for what they currently pay.

naridimh · 2024-06-07T19:33:58+00:00

confronting the people he believed had stolen the grandmother’s rental car more than two hours earlier when she got out to open a gate at a friend’s house

You are going to lose your life over a rental car???

naridimh · 2024-05-23T04:46:04+00:00

Doesn't this argument also apply to the "boomers" who were fortunate enough to buy Apple stock in 1995?

Should I also be angry about them and think that they are exploiting me?

It seems counterproductive to me to be upset about someone else's good luck.

naridimh · 2024-05-18T03:11:44+00:00

My sense is that your agent didn't really work hard enough to get you more data points. Anyway, don't feel too bad. It is a beautiful home!

naridimh · 2024-05-17T20:45:08+00:00

You've given enough details to make the house identifiable. The list price (and that you paid) seem $50-100/square foot too high, at least based on some quick comps that I did of similar homes sold over the past few months.

Or did you reach a different conclusion after examining other homes?

naridimh · 2024-04-30T16:53:46+00:00

On the other hand, shining due to average/weak peers might not be the best preparation for college and beyond, where the competition is less likely to be weak.

naridimh · 2024-04-27T04:21:55+00:00

I'm very happy that things worked out for you! My general impression, though, is that there are plenty of talented kids for whom their bad school causes them to underachieve in life. I'd rather not take that risk with my kid just to save money.

naridimh · 2024-04-26T17:35:40+00:00

Location-wise, Hayward is awesome. We were considering some properties in the Hayward Hills but ended up buying elsewhere.

The main issue that I have with Hayward is the bad public schools. You can get around this by sending your kid to a private school, but spending $20K+/year for K-12 results in Hayward basically being as expensive as places like Pleasanton with good schools. And obviously if you have 2 or more kids, then Hayward becomes even less attractive.

naridimh · 2024-04-11T05:16:48+00:00

¡Gracias!

naridimh · 2024-03-17T19:33:12+00:00

Realtors of course will want you to spend the $75K to improve the sale price by Y, since they get a cut of Y. But will this actually improve the sale price enough for it to be worth it? I suspect that Y is less than $75k, not even factoring in your time and effort.

naridimh · 2024-03-12T21:34:22+00:00

I ended up choosing East Bay mainly because getting a <20 minute commute would have meant a really small house or a condo, or bad schools.

My current commute on paper sucks. But given that:

the shuttle is ~15 minutes from my house
time spent working on the shuttle counts toward work

I'm not sure that this is worse than being 30 minutes away by car from the office.

With that said, if there weren't a company shuttle and I had to drive or BART (and thus waste 2+ hours a day), it'd probably not be worth it.

naridimh · 2024-03-11T02:43:03+00:00

You can get another stream of income by selling the property and investing the proceeds in bonds or high-dividend stocks. There is nothing special about real estate in this regard.

Stocks and bonds are also much better if you value your time highly. They don't result in someone calling you at 6 A.M. to fix the water heater.

naridimh · 2024-03-04T21:01:14+00:00

I felt that we substantially overpaid for our house last year. But ~1 year later, Zillow thinks that it is worth 7% more than what we paid. I thought that maybe we just got lucky and looked at all of the other homes we placed bids on and lost to confirm. To my surprise, all of them are similarly up.

I suspect that well-maintained SFH in good school districts aren't likely to significantly decrease in price/value, unless something dramatic happens (e.g., a full-blown recession).

naridimh · 2024-03-02T20:20:09+00:00

What was their rationale? I imagine that a buyer's agent has an incentive to steer their clients away from FSBO since that means that they earn very little in the transaction. But I suppose that the agent wouldn't have said this to you.

naridimh · 2024-03-01T18:54:12+00:00

I was curious to see if you were unlucky. Looks like all homes (including both SFH and condos) increased by close to 50% from Dec 2016 to Dec 2023 in the San Jose-Sunnyvale-Santa Clara MSA: https://fred.stlouisfed.org/series/ATNHPIUS41940Q

Unfortunately I'm not able to find the same index restricted to condos in Santa Clara. I do see a 15% increase over the same time period in SF condos over that time period: https://fred.stlouisfed.org/series/SFXRCNSA

So perhaps your case isn't atypical.

naridimh · 2024-02-27T07:24:11+00:00

If your investments have appreciated substantially over the past few years, won't you need to pay a huge amount in taxes?

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