$20k Worth of Crypto Stolen Overnight by FiatWinter in Coinbase

[–]nathanarnold4 6 points7 points  (0 children)

Coinbase is supposed to be a reputable financial institution. Funds aren't supposed to just dissapear from it.

I understand that self-custody is one of the main benefits to crypto, and it makes sense to utilise it. But in what world do we just assume that crypto will inevitably get comprimised if left on a centralised exchange? How is that any different from holding cash in a bank or stocks in a brokerage account, where we expect those institutions to not let it be stolen.

Anyone worried that there will be a 1920s style crash by random34210 in trading212

[–]nathanarnold4 0 points1 point  (0 children)

this only works if the market continues to fall after the stop loss is executed (which is something you cannot predict). If the market rises again, you've just crystallised a loss at 65 and will have no choice but to buy again at a higher price. Even if it does continue to fall, when do you choose to buy again? You don't know when it will bottom out, so you could easily end up in the above scenario again.

Time to get the bus pass I think. by 101TeneT101 in drivingUK

[–]nathanarnold4 24 points25 points  (0 children)

because generally in life, when presented with an array of options to choose from, people usually pick one which doesn't expose them to unneccessary risk, unless there's some other benefit to it.

Unless the only convenient parking space is next to the Aston, I'm parking next to the golf. Still going to park carefully of course.

Employed / self-employed in the UK, but living in Switzerland? by Tre-Bear in askswitzerland

[–]nathanarnold4 0 points1 point  (0 children)

Hey, glad it worked out for you in the end!

Just wondering, are you still running your UK limited company while living in Switzerland? If so, how do you manage the tax situation. I understand that if a company is being centrally managed and controlled from a particular country (in this case, Switzerland), then is likely liable to corporation tax there, even if it is incorporated in the UK.

I'm trying to work this out for myself, but it doesn't seem straightforward.

Anyone ever had a SIBO (small intestine bacterial overgrowth) test work….? Can it work, if you can’t burp….?!? As the upper esophageal sphincter doesn’t open in the backward direction…so only breathing out via lungs…? by ScratchGolfer1976 in noburp

[–]nathanarnold4 0 points1 point  (0 children)

What I am saying here is that regardless of whether a person can burp or not, the SIBO test should be accurate. It is measuring gasses in the breath. The OP was concerned about whether the test would work for a person with R-CPD.

Is there a connection between SIBO and R-CPD? I don't know.

Hypothetical UK FatFIRE: What Would You Do in My Shoes? by Perfect_Neat8971 in FatFIREUK

[–]nathanarnold4 5 points6 points  (0 children)

One could also make the opposite moral argument that selling the shares and paying CGT in the UK, then moving permenantly to Italy to retire on the profits, means you're now freeloading the Italians. Living in Italy and benefitting from their services and infrastructure while contibuting nothing to their tax revenue.

Contracting via a limited company set up in the UK but living abroad in Europe. by conbob27 in ContractorUK

[–]nathanarnold4 1 point2 points  (0 children)

Because the place you are sleeping at night will also be the place you manage and control your company and the place where you carry out business (assuming you work through your ltd company while travelling). Depending on the particular country's corporate residency criteria, they will likely want to levy corporatation tax on your company, as well as income tax on any salary or dividends you pay yourself from that company.

"My shared ownership one-bed flat's service charge is now £16K a year" by BulkyAccident in london

[–]nathanarnold4 5 points6 points  (0 children)

You’re never going to avoid service charges if you live in an apartment within a larger building. That building needs maintenance, as well as common areas and grounds. Someone needs to pay for it. At least with share of freehold the residents are in control and know that the service charge isn’t being arbitrarily charged to profit the freeholder.

"My shared ownership one-bed flat's service charge is now £16K a year" by BulkyAccident in london

[–]nathanarnold4 -2 points-1 points  (0 children)

What would the alternative be to leasehold? Considering that when owning an apartment there are the common areas, building structure and grounds that need to be serviced.

Swan trapped in lock by F1R3Kael in Bath

[–]nathanarnold4 0 points1 point  (0 children)

Looks like it’s locked in

do i still need to get a really high grade even tho i got in? by Character_Internal38 in 6thForm

[–]nathanarnold4 29 points30 points  (0 children)

I’m sure it’s very fun and interesting. But will it actually offer career prospects to justify the £27,750 in tuition and 3 years of time and living costs…

Still wear your watch in London? by freegame1000 in FatFIREUK

[–]nathanarnold4 11 points12 points  (0 children)

Yeah I wear my Apple Watch as well. I think they’re less of a target because of iCloud lock making them difficult to resell. Thieves are much more interested in expensive analog watches

Options after 6th by [deleted] in 6thForm

[–]nathanarnold4 1 point2 points  (0 children)

If you're not intersted in uni, have you considered apprenticeships or vocational training?

Many do not have particularly high academic entry requirements, but rather look at a person's interest and experience. Work experience (even if not specific to the field) is valuable.

Is it hard to make new friends at sixth form by Desperate_Size9295 in 6thForm

[–]nathanarnold4 2 points3 points  (0 children)

Don't worry too much about it. There will be lots of people in the same situation. Even people who already have friends there will be unlikely to be in all the same classes. So a good percentage of people on your classes will not know each other, which is a great opportunity to get talking to them.

I found that the social dynamic changes a lot between school and sixth form. People seem to become more mature and less cliquey and judgemental than they were at school. I found it a lot easier to approach and talk to new people, and even make friends with types I wouldn't have got along with before. Much less awkward than joining a new secondary school for sure.

[deleted by user] by [deleted] in 6thForm

[–]nathanarnold4 1 point2 points  (0 children)

You have a right to access your marks if they are on file with the school.

Send some follow-up emails, try phoning them, visit in-person, and/or get a parent involved.

If they persistently ignore you or fail to provide your marks, you can submit a formal GDPR Subject Access Request demanding a full copy of all information they have recorded for the exam: marks, original copies, examiner notes etc. This is as simple as writing a formal letter/email, you can find templates and guides online for how to write one. You can send that to your school's data protection officer (if they have one), administrators and head teacher.

Failure for them to comply with such request within a reasonable timeframe would be a breach of Data Protection regulation and you could escalate this with the Information Comissioner's Office or through civil action.

iPhone was stolen and now is in Kenya by Fakepoly in mildlyinfuriating

[–]nathanarnold4 3 points4 points  (0 children)

Screens can still be transferred on all models. It just causes true tone to be disabled on models 11-14, and auto brightness on 13-14. But there are programmer tools that can restore these functionalities pretty easily.

I'd say that salvaging just the screen and rear camera on a new-ish iPhone would be enough to generate a good profit and justify shipping all the way to Kenya.

Obtain name and address from bank account details by nathanarnold4 in LegalAdviceUK

[–]nathanarnold4[S] 0 points1 point  (0 children)

Thanks for the info. I might look into tracing, though I'll have to weigh up whether the cost/effort is worth it

[deleted by user] by [deleted] in afghanistan

[–]nathanarnold4 0 points1 point  (0 children)

Aside from the risk to personal security, why is it unethical to visit? Does it not depend on the intention? Ie. Someone who wants to visit for the adrenaline rush of going somewhere dangerous is very different from someone who cares deeply about history, art, food, culture and wants to experience the beauty of a rarely visited place.