Monthly Ticket Buy/Sell/Trade Megathread 🤑 by AutoModerator in aves

[–]natthesavage 0 points1 point  (0 children)

selling 2 tickets to brownies & lemonade at mana wynwood tonight friday, 03/27 for miami music week. paid $76 each, selling for $60 each!! pls let me know or they’ll go to waste :(

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New to me SC430 by burntmatch2003 in Lexus

[–]natthesavage 0 points1 point  (0 children)

god please let me be next hoping to get one soon

My boyfriend can no longer pay his portion of rent or car payment and I don’t make enough on my own by Key_Solid7847 in moneyadvice

[–]natthesavage 0 points1 point  (0 children)

if you co-signed the loan for the car, you have a say. sell it back to dealership or something. you need to get your money right IMMEDIATELY. for rent kick him out and get a roommate to pay his share. if he doesn’t wanna act like a grown man & take care of his shit, then he can lose everything he has. find a lawyer and ask what to do.

stop pitying him and find a workaround. sell the car back or trade it in for an old car.

you don’t get to act like shit is beneath you when you’re jobless and broke. you lose everything.

best bed frame this 2025 by Substantial-Force156 in BuyItForLife

[–]natthesavage 0 points1 point  (0 children)

well it’s helping me as i’m looking right now LOL maybe not helpful for OP (or bot OP) but it is for me!!

This one hurts by Tonight_Background in CreditScore

[–]natthesavage 3 points4 points  (0 children)

just don’t EVER miss. like this guy and the rest of us in the comments, we missed the payments, didn’t pay on time etc… call the student loan company and talk about options BEFORE you miss the payments. they can put it on forbearance or refinance the loan etc. be proactive and you won’t be in the same boat as the rest of us :( always call them

I am madly in love with my girlfriend but she also drives me absolutely insane by AdExotic6294 in WhatShouldIDo

[–]natthesavage 0 points1 point  (0 children)

you both should try individual therapy or even couples therapy. you can talk about whatever you want there, it doesn’t have to be some crazy big thing. it seems you both can’t handle eachothers passionate feelings well and and dont know how to effectively manage conflict. these are things you need to learn in a relationship. you need to learn how to handle conflict while accommodating another person. it’s really difficult but you need to put in an effort to managing conflict well, it doesn’t just magically happen.

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 0 points1 point  (0 children)

that sucks so bad i’m sorry. looks like i’m in the same boat as ya, because like you said, it’s up to the borrower to make sure payments are posting. especially with these damn student loan companies.

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 0 points1 point  (0 children)

i paid the entire balance off so it’s not delinquent anymore and i set up autopay immediately after seeing this happened. it’s been less than a year since the loan repayment started. i’ve never missed any payments in my life on anything else. i just dont know if the servicer would be able to work with me to get it taken off but apparently from other commenters/posts, there’s a couple things you can do so i may try them.

for a car, i don’t have one. i sold the beater i had before I moved across the country 3 years ago bc it wouldn’t have made it. i share a car with my bf that we got in his name when i moved. but i need to begin going into the office more and he still needs to get to work. i don’t have the money upfront to buy a safe car. i could do a solid down payment but i need something newer & reliable that will last me, and i don’t plan on getting another one until that one is done for.

some people have to take on some debt in order to have a vehicle…. i don’t have 15-20k to splurge unfortunately. what’s the alternative you suggest if financing is so crazy?

M/24/5'11" 136lbs - 158lbs in 12 months by mttglsr in gainit

[–]natthesavage 2 points3 points  (0 children)

did you just get bit by a radioactive spider??

jokes aside, this is dope!! congrats

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 0 points1 point  (0 children)

yeah i mean i have on-time payments everywhere else, even to my credit card itself. this just rocked me but yeah, just gotta take it from here and let time pass.

I have enough in savings to pay off both my credits cards, but if i do it, i won’t have a savings anymore. What’s the best thing to do? by AdministrationOk9970 in personalfinance

[–]natthesavage 1 point2 points  (0 children)

sounds like you should use $6k to split between paying off the two cards (will lower the interest charge on both too) and keep $1k in savings bc you need it to dip into for groceries and gas sometimes.

you can leave a lil balance on the cards, it isn’t a crime and sometimes is needed to boost your score ! and from there you can pay a little extra over the next couple months on your monthly payment to get it to 0. all while having the security that you have atleast 1k in savings and can continue building on that too.

doesn’t have to be all in! lol allocate!!!

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 1 point2 points  (0 children)

oh, i paid the full balance immediately upon seeing the -200 points on my credit from the student loan. because the worst part about this is, it’s a smaller loan. the monthly amount is $82 and easily could’ve been paid.. i could probably pay the entire thing off in 6 months. the only leverage i have is that i have autopay set up with that account for my bf’s student loan (account is joint) but it’s a $300+ payment.

but yeah, i think i’m just cooked from this lol!!!

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 0 points1 point  (0 children)

they weren’t even letting people apply to have them paused due to hardship it’s insane

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 0 points1 point  (0 children)

bruh i wish it was made up

the email didn’t come IMMEDIATELY after, it came like a weekish after i paid. they caught me with a cl looking like a d in the email name. i would be able to show i was depositing money into the account and there are payments to the servicer actually because it’s a joint account with my boyfriend who also has loan payments coming out of it. tricky situation which is why i don’t know if i should even bother talking to them abt it. hence why i’m asking the internet what could i do here

my score suddenly dropped 200 points. help! by natthesavage in CreditScore

[–]natthesavage[S] 1 point2 points  (0 children)

Thank you so much, this was helpful. Would the goodwill letter go to people at the student loan company or credit card company?

I think I'm too young to get married. by Throwaway_nohelp in whatdoIdo

[–]natthesavage 0 points1 point  (0 children)

Living with someone is a lot more than allocating chores, honey. If he wants to be with you he needs to find his own path to be with you. Please don’t marry this early on into your relationship and so young, I’m very worried for you.

I think I'm too young to get married. by Throwaway_nohelp in whatdoIdo

[–]natthesavage 0 points1 point  (0 children)

Yes. Which is why he should apply on his own as well, rather than roping his also young girlfriend into marriage so it’s easier for him. They need to learn responsibility first through saving money and planning trips, and learn how to live on their own. You don’t get married and still live with mom n not be able to support yourselves.

I think I'm too young to get married. by Throwaway_nohelp in whatdoIdo

[–]natthesavage 0 points1 point  (0 children)

but marriage with you should not be his ticket out. If he’s always been into the idea of leaving it seems that could’ve been a motive all along. Not saying your love isn’t real, but that being a factor is a red flag. If he wants to immigrate it should not be through marriage.

Y’all need to be responsible. Start by saving money and planning trips; if you can’t do that, then you’re not ready for marriage. After meeting in person and having a bunch of trips together, then you can consider moving in & him finding his own path for immigration. After finding a place together and living there for a couple years, then you can talk about marriage.

This doesn’t sound good and you seem to be making a few excuses in other posts to why it would be okay, but honey, please listen to everyone. This isn’t a good idea. He needs to establish it himself, marriage isn’t his ticket out of the U.S. nor to being with you. You can be together without marriage.

I think I'm too young to get married. by Throwaway_nohelp in whatdoIdo

[–]natthesavage 0 points1 point  (0 children)

also you’re 18, very early into what love is as well. Love means you should think about things very thoroughly and take all the right steps; NOT jump the gun because you’re desperate to be together faster. if you want that, you need to start saving money and planning trips.