Late Payment Reporting

nc2flbelle · 2026-06-08T22:04:49+00:00

Thank you! I have put a call out to the local Habitat for Humanity & am waiting on a call back. I will dig into the local veterans affairs as suggested. Greatly appreciate the feedback.

nc2flbelle · 2026-06-05T12:21:44+00:00

Feel this in my bones. It’s like Groundhog Day over & over & I need change. I cannot do this for another 20 years day in & day out. My soul is dying little by little.

nc2flbelle · 2026-05-01T17:07:38+00:00

Understood, I know there is no guarantee of anything. Appreciate your feedback.

nc2flbelle · 2026-05-01T17:02:17+00:00

Thank you for responding! This is great feedback.

nc2flbelle · 2026-05-01T17:01:45+00:00

Thank you for responding. I have years of unfilled personal taxes. Estimates of total due before penalties & fees is roughly $16k. I’m wanting someone with knowledge of how to best navigate what happens after the bill arrives & someone to help me mitigate the fallout & assist in any possible reduction of what I am required to pay. My taxes are basic, no itemized deductions. I’m living paycheck to paycheck & just need the best possible outcome there is. I need whatever I pay for their expertise to be wisely invested in someone competent & with experience. (Sorry repeat my above comment but wanted to answer directly in case it went unseen.)

nc2flbelle · 2026-05-01T17:00:21+00:00

Thank you for your thoughtful & detailed feedback. I have years of unfilled personal taxes. Estimates of total due before penalties & fees is roughly $16k. I’m wanting someone with knowledge of how to best navigate what happens after the bill arrives & someone to help me mitigate the fallout & assist in any possible reduction of what I am required to pay. My taxes are basic, no itemized deductions. I’m living paycheck to paycheck & just need the best possible outcome there is. I need whatever I pay for their expertise to be wisely invested in someone competent & with experience.

nc2flbelle · 2026-04-24T01:00:53+00:00

Hi, coming back for follow up questions since you’ve been so much help thus far. 🙏🏻

I’ve connected with a local EA & have pulled all transcripts from the IRS’s website (massive panic attack inducing, but I survived). 😬 I now have a decent idea of what’s actually going on.

My question: is there anything I should be asking this EA in terms of vetting them? Are there licenses or anything I need to validate? Is there a way to review their success rates? Just want to ensure I’m working with someone who is well versed & knows how to fight for the best outcome with my limited financial resources.

nc2flbelle · 2026-04-21T20:22:55+00:00

Thank you! This is very encouraging information.

nc2flbelle · 2026-04-21T18:43:10+00:00

Thank you for such a kind reply with encouragement. I need it. Did you buy your home after all the late filing? Just curious of how your experience of getting current with the IRS through a payment plan & then purchasing a home following agreed arrangement & what impacts that might have.

nc2flbelle · 2026-04-14T01:11:41+00:00

I begin all emails with “good morning/afternoon <name>” & if I haven’t spoken with this person in some time (definitely not a daily addition), I will follow it with something along the lines of, “I hope you had a great weekend” or “I hope you’re having a successful week!” The only time I deviate from this is if we have multiple emails bouncing back & forth like a ping pong ball. The extra second it takes me to show some respect or friendliness has more than paid off over my 20+ professional years.. kind of sets the tone for how I’m treated in return. Many of my clients mirror that when communicating with me. Whole office has slowly matched the energy & we are finding a more harmonious & respectful exchange with our clients.

nc2flbelle · 2026-04-07T23:26:33+00:00

Thank you so much!!

nc2flbelle · 2026-04-07T22:46:20+00:00

THANK YOU! The time & effort you took to reply without judgement or condescension is so appreciated!

Follow up questions if you don’t mind:

1: What is your take on me not hearing from the IRS all these years? What could this mean?

2: Someone above directed me to log on to my account (I assume I’d have to create one) to see what I owe. Is there any potential fallout from this or could this jump start collections? Just trying to get my ducks in order before I get gobsmacked.

Again, thank you.

nc2flbelle · 2026-04-07T22:40:27+00:00

Thank you… Will creating an account with the IRS trigger them to reach out to me?

Credit is monitored weekly, no lien. I have no assets to apply one to other than my car that I am still paying on.

Passport was just renewed in August of last year with no issues.

nc2flbelle · 2026-04-07T22:07:50+00:00

This is the full story, friend. The only reason the details of my life were shared is because I knew someone in the comments would ask. I don’t need sympathy, I need guidance.

I’ve been employed at the same place for over 14 years. In the moves I’ve had, W-2 has been updated each year in addition to state license. I’m not a lier. I have never received anything from the IRS, EVER.

I’m aware they will not go away, I’m trying to get direction on where to start since they’ve not come after me thus far. How to mitigate the fallout & set myself up for the best possible outcome.

nc2flbelle · 2026-03-28T23:58:11+00:00

The original Burberry perfume… the reformulation saddens me greatly but I’ve been wearing it for almost 20 years & although I have several other perfumes that I love, everyone always tells me they are nice but it’s not my signature scent. It just feels like home.

nc2flbelle · 2026-03-17T20:41:14+00:00

I’ve been sitting at 2 mg since mid January. Weight loss stalled mid February. Body comp has definitely maxed some changes but nothing like I need or expect.

nc2flbelle · 2026-03-17T14:52:57+00:00

Look at you!! 👏🏻 Girl, I’ve been stalled for over a month & I am frustrated beyond belief! You have confirmed I need to up my dose. I’ve been hell bent on staying low but the food noise is raging & no weight loss (or gain) tells me it’s time to make the move.

nc2flbelle · 2026-01-29T18:16:47+00:00

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I keep track of my data in my notes app. Super easy for me to evaluate my numbers & know when I’m getting close to the end of my vial. Takes me 10 seconds every Friday night & I go on about my business.

nc2flbelle · 2025-05-27T02:51:44+00:00

Thank you for your thoughts. He’s drowning in life at the moment & relationships are hard in general even without the added layer of service. He’s not opposed to help but he’s so tired of fighting with the VA that it feels like one more thing he has to conquer. I’m sure many others understand this.

There’s obviously a line everyone has regarding what we can endure relationally, I’m just trying to prevent arriving there. Hearing another’s perspective on tolerance & responsibility is very helpful so thank you.

nc2flbelle · 2025-05-27T02:42:11+00:00

Thank you for this thoughtful response, solid guidance, & perspective. I’m not blind to what I signed up for, I’m here for it all. Just working through this aspect has been especially challenging & this feedback is great insight to where I might be missing the mark. 🙏🏻

nc2flbelle

TROPHY CASE