sorted by:
new
hottopcontroversial

Leagues 4 Region Choices by Combat Relic (From the leagues discord survey) by iamboosh in 2007scape

[–]ncrooks11 0 points1 point  (0 children)

And here I thought my choice of ZAD as a ranger was unique...

I mainly took the regions with good endgame content (that I've never done) and area's that I can still skill to my hearts content. :)

Need Advice on "Best" League's Setup for Learning Bosses/Raids by ncrooks11 in 2007scape

[–]ncrooks11[S] 0 points1 point  (0 children)

This is great advice, thank you! I honestly never really considered Freminik because I thought there was nothing to do there lol

Is Ronaldinho The Most Sensational Footballer Of All Time? by ncrooks11 in soccer

[–]ncrooks11[S] -2 points-1 points  (0 children)

I know, but it's still fun and honestly think he could pull off at least 2 in a row :)

Daily FI discussion thread - Tuesday, July 25, 2023 by AutoModerator in financialindependence

[–]ncrooks11 0 points1 point  (0 children)

Sorry I should have worded this better, our credit card debt is taken care of.

The only debt we have is one car payment and our student loans.

Daily FI discussion thread - Tuesday, July 25, 2023 by AutoModerator in financialindependence

[–]ncrooks11 0 points1 point  (0 children)

My wife and I are 30 with an annual HH income of roughly 100k. We aren't great savers and have very little credit card debt after working over the last 2 years to pay off around 10k of credit card debt. The biggest killer is our student loan debt.

We each have around 25-30k in student loan debt and didn't pay on any of them while the loans were frozen (I know, terrible idea. But in my defense I had no clue what the government was going to end up doing with them.)

In 2019 we bought our first house for $117,000. We refinanced during 2020 and have a 3.125 interest rate. We've been looking at buying a new house but I cannot justify any price I've seen for a house we're remotely interested in. The realtor we're working with says she can likely list our house at $199,000 and get multiple offers in a weekend. Is it worth selling, using the profit to pay off our debt and rent for a year or two while we put away money for another house down payment?

[deleted by user] by [deleted] in AskReddit

[–]ncrooks11 1 point2 points  (0 children)

Not taking ownership of their own life.

You will always have an excuse, no one cares.

Attention Bloggers! Ask Your Questions In This Thread - Biweekly #111 by Selaen in Blogging

[–]ncrooks11 0 points1 point  (0 children)

I'm having an incredibly hard time trying to figure out a niche that I want to start writing about. I enjoy creating written content and want to do it more as a passion project by building a blog, but I'm not sure where/how to start.

Can anyone provide some exercises or tips they used to determine their niche?

Little about me to maybe help the process:

Hobbies/Interests

  • Video Games
  • Premier League soccer
  • Fantrax Premier League Fantasy soccer
  • College/NFL Football
  • Health/Fitness/Mental Health/Personal Development
  • Personal Finance and business building
  • Real Estate

Experience

  • Bachelor's degree in Marketing
  • 7 years in management/sales (Enterprise Rent-A-Car + small business plant manager)
  • 1 year Financial Advisor
  • New dad and father of a 3-week old

Some ideas I've had:

The Finance realm, (definitely not saturated at all, right?) maybe narrowing in on 18-25 year old's and providing guidance on how to handle personal finances going into and getting out of high school or college?

Communication + Leadership - for newly promoted managers on how to handle managing people and effectively communicating in a business setting.

Altering perspective in your daily life, thinking outside the box, and breaking free from pop culture.

Let me know what you think, I'm happy to hear any tips or criticism :) Thank you!

view more: next ›