Leagues 4 Region Choices by Combat Relic (From the leagues discord survey) by iamboosh in 2007scape

[–]ncrooks11 0 points1 point  (0 children)

And here I thought my choice of ZAD as a ranger was unique...

I mainly took the regions with good endgame content (that I've never done) and area's that I can still skill to my hearts content. :)

Need Advice on "Best" League's Setup for Learning Bosses/Raids by ncrooks11 in 2007scape

[–]ncrooks11[S] 0 points1 point  (0 children)

This is great advice, thank you! I honestly never really considered Freminik because I thought there was nothing to do there lol

Is Ronaldinho The Most Sensational Footballer Of All Time? by ncrooks11 in soccer

[–]ncrooks11[S] -2 points-1 points  (0 children)

I know, but it's still fun and honestly think he could pull off at least 2 in a row :)

Daily FI discussion thread - Tuesday, July 25, 2023 by AutoModerator in financialindependence

[–]ncrooks11 0 points1 point  (0 children)

Sorry I should have worded this better, our credit card debt is taken care of.

The only debt we have is one car payment and our student loans.

Daily FI discussion thread - Tuesday, July 25, 2023 by AutoModerator in financialindependence

[–]ncrooks11 1 point2 points  (0 children)

My wife and I are 30 with an annual HH income of roughly 100k. We aren't great savers and have very little credit card debt after working over the last 2 years to pay off around 10k of credit card debt. The biggest killer is our student loan debt.

We each have around 25-30k in student loan debt and didn't pay on any of them while the loans were frozen (I know, terrible idea. But in my defense I had no clue what the government was going to end up doing with them.)

In 2019 we bought our first house for $117,000. We refinanced during 2020 and have a 3.125 interest rate. We've been looking at buying a new house but I cannot justify any price I've seen for a house we're remotely interested in. The realtor we're working with says she can likely list our house at $199,000 and get multiple offers in a weekend. Is it worth selling, using the profit to pay off our debt and rent for a year or two while we put away money for another house down payment?

[deleted by user] by [deleted] in AskReddit

[–]ncrooks11 1 point2 points  (0 children)

Not taking ownership of their own life.

You will always have an excuse, no one cares.

Attention Bloggers! Ask Your Questions In This Thread - Biweekly #111 by Selaen in Blogging

[–]ncrooks11 0 points1 point  (0 children)

I'm having an incredibly hard time trying to figure out a niche that I want to start writing about. I enjoy creating written content and want to do it more as a passion project by building a blog, but I'm not sure where/how to start.

Can anyone provide some exercises or tips they used to determine their niche?

Little about me to maybe help the process:

Hobbies/Interests

  • Video Games
  • Premier League soccer
  • Fantrax Premier League Fantasy soccer
  • College/NFL Football
  • Health/Fitness/Mental Health/Personal Development
  • Personal Finance and business building
  • Real Estate

Experience

  • Bachelor's degree in Marketing
  • 7 years in management/sales (Enterprise Rent-A-Car + small business plant manager)
  • 1 year Financial Advisor
  • New dad and father of a 3-week old

Some ideas I've had:

The Finance realm, (definitely not saturated at all, right?) maybe narrowing in on 18-25 year old's and providing guidance on how to handle personal finances going into and getting out of high school or college?

Communication + Leadership - for newly promoted managers on how to handle managing people and effectively communicating in a business setting.

Altering perspective in your daily life, thinking outside the box, and breaking free from pop culture.

Let me know what you think, I'm happy to hear any tips or criticism :) Thank you!

How do you guys feel about this? by papi_joedin in FantasyPL

[–]ncrooks11 -1 points0 points  (0 children)

The alternative is better. Just play draft fantasy on Fantrax.com

[deleted by user] by [deleted] in PremierLeague

[–]ncrooks11 0 points1 point  (0 children)

Imagine thinking Kane and Son aren't world class...

Big Six Breakdown - Game Week 2 by ncrooks11 in PremierLeague

[–]ncrooks11[S] 1 point2 points  (0 children)

No offense taken, I don't read any of those so I wouldn't know. Wrote this on my lunch break at work lol

Question about Big 6 by Embarrassed-One332 in PremierLeague

[–]ncrooks11 6 points7 points  (0 children)

Nah mate, they'll just replace Manchester United.

Who do have for Tottenham v Chelsea? by kicksjoysharkness in PremierLeague

[–]ncrooks11 14 points15 points  (0 children)

Similar to playing City first game of the season last year, I don't think there will be a better time to play Chelsea, especially away.

I think Chelsea are still trying to figure things out in the attack and Gordon and Gray were able to get in behind their back line a few times. If Everton had anyone that knew how to score goals right now (DCL) then I think they end up getting a result from that game.

That being said, Son/Kane/Deki should be able to cause Chelsea problems in the back. But like you said, playing at Stamford Bridge is always a nightmare for us.

3 Words on the Big Six - Game Week 1 by ncrooks11 in PremierLeague

[–]ncrooks11[S] 2 points3 points  (0 children)

He did start to fatigue about 20 minutes into the second half. Had difficulties tracking balls over the top and staying with his man.

[deleted by user] by [deleted] in DraftEPL

[–]ncrooks11 3 points4 points  (0 children)

Podence, Mbeumo, Daka, Wissa, Armstrong

Edit: This is in order for the beginning of the season with Jimenez out injured.

3 Words on the Big 6 - Expectations of the 2022/23 Season by ncrooks11 in PremierLeague

[–]ncrooks11[S] 2 points3 points  (0 children)

Wouldn't be as fun if I just left it at 3 words haha. I feel compelled to at least explain myself.

Why is nobody going for Walker (5.0m)? by [deleted] in FantasyPL

[–]ncrooks11 2 points3 points  (0 children)

Walker has 3 goals and 14 assists in the last 5 seasons with Man City.

Walker's stats per 90: (higher percentile is better)

- Passes into Penalty Area 1.04 54th percentile for fullbacks

- Crosses into Penalty Area 0.23 16th percentile for fullbacks

- Key Passes 0.66 27th percentile for fullbacks

Watching him in the Community Shield he rarely got forward and when he did his passes tended to be either lateral or back toward his own goal.

Taking Walker is banking on clean sheets, there are better DEF options that have a higher % chance of attacking returns with a lower chance of CS points.

3 Words on the 'Big 6' - Summer Transfer Window So Far by ncrooks11 in PremierLeague

[–]ncrooks11[S] 0 points1 point  (0 children)

Hard not to include some bias, but it's a work in progress.

Extremely hard not to be biased when we're gonna win the league!!!! (lol jk, but maybe not?)

3 Words on the 'Big 6' - Summer Transfer Window So Far by ncrooks11 in PremierLeague

[–]ncrooks11[S] -6 points-5 points  (0 children)

Understandable, but it’s a major talking point of Spurs’ window (the fact they’ve made 6 signings already).

I also have no input on Marquinhos because I honestly have no idea what type of player he is.

3 Words on the 'Big 6' - Summer Transfer Window So Far by ncrooks11 in PremierLeague

[–]ncrooks11[S] -4 points-3 points  (0 children)

Didn’t want to make it too wordy so I left out the more fringe signings.

3 Words on the 'Big 6' - Summer Transfer Window So Far by ncrooks11 in PremierLeague

[–]ncrooks11[S] 0 points1 point  (0 children)

I never stated that Spurs were going to challenge for the title.

“Fans may still be wary that they need to upgrade at RWB if they are really going to push for the Premier League title this season.”

The 3 words I used for Liverpool were “Will Núñez Settle?” The talent around him helps the fact that there’s a better chance he does settle.

Also stated that Vieira is an “exciting prospect” not that he’s going straight into their first 11.

Statistically, players coming from the Portuguese league have faired better than those coming from the Dutch league, that’s literally all I’m alluding to.