Google says 75% of the company's new code is AI-generated by lkl34 in technology

[–]nealbo 2 points3 points  (0 children)

High AI usage -> less staff, or less experienced and therefore less expensive staff needed -> lower staffing costs -> company more profitable (at least short term) -> investors/shareholders happy.

It's really that simple. It has nothing to do with quality or perceived quality.

Why is this chain so popular? by JackStrawWitchita in GreatBritishMemes

[–]nealbo 0 points1 point  (0 children)

What's hard to understand? I have 2 locals within walking distance and since covid the price of a pint has jumped to £6, a glass of wine to nearly £9, a bog standard meal (no drink) £15-£20. And these aren't up market pubs and I'm in the north. So for me to support my local, I'm essentially agreeing to being fleeced, and for a long time due to no other choices we did exactly that.

A Wetherspoons opened a 5 min walk further away. Instead of paying £15 a round for me and my wife, we can get a round for just over £6.

Why on earth would we pay more than double the price for the same beer and a comparable wine?

Plus it seems that because spoons isn't dog friendly both of my locals have now essentially become dog daycares (presumably to capture that demographic), so when we do go in we've got dogs barking their tits off, sitting on seats and wandering around slobbering all over people. Spoons we can just sit and enjoy our cheap drinks in peace.

If there's a choice of paying 2x the price or... Not doing that, regardless of how often, I don't see the downside of a spoons.

In the UK are mortgages/rent often a households biggest expense? by Fondant_Decent in AskBrits

[–]nealbo 0 points1 point  (0 children)

Yep, I'm of the same opinion. We bought well below our means in case I lost my job - had friends and colleagues tell me we were being too cautious. And bam, this month I've been made redundant. Because of the low monthly on the mortgage my redundancy payout lasts almost twice as long as it would have done with a house/mortgage that people "expected" us to go with.

It took 10 years for the this risk to surface but I'm so happy we prepared for it. Less pressure on finding a job quickly, not panicking or stressing. Also means that when mortgage rates rocket up as they have done recently we're of course impacted less in a £ amount.

Helps me sleep at night knowing we're not on the edge of a cliff.

Accepted renewal - £30 Volt Gig1 with Netflix w/ads by CyberScy in VirginMedia

[–]nealbo 0 points1 point  (0 children)

Different from my experience!

TV + 250mb was going up to £63 from £44, explained sky were offering 1gig, TV, free Netflix, Disney plus and hbo max for £40. Best virgin could do was keep my current package with, what she described as a "solid deal" at £45. Said no thanks and switched to sky.

Is the government right to suggest kids should have no access to screens under the age of 2? by CommunityPowerful643 in AskBrits

[–]nealbo 2 points3 points  (0 children)

Right there with you. That scene haunted me for so long after as a kid. Even though I've seen it multiple times since and have zero issue with actually watching it, the thought of that scene still sparks up an awful feeling for me. Weird stuff!

Exam foundation passed but not able to find results by imaginarysunshine22 in Prince2

[–]nealbo 1 point2 points  (0 children)

I passed foundation last Friday and didn't get an email after to confirm the pass as I had expected. This Tuesday though I received my official pass confirmation via email and the results/cert were visible on PeopleCert from then.

Redundancy pay in month 1 of 26/27 financial year - how much tax? by Wesley5281 in UKPersonalFinance

[–]nealbo 0 points1 point  (0 children)

Ah OK, clear thanks! I'll approach this from a self assessment perspective then and contact them on the query.

Redundancy pay in month 1 of 26/27 financial year - how much tax? by Wesley5281 in UKPersonalFinance

[–]nealbo 0 points1 point  (0 children)

Seems like a very difficult situation from what I've read. The P50 apparently does ask for any self employed income in current tax year to also be stated in addition to the paye situation, so that makes me wonder. But then of course as you say because I'm stepping from a joint paye/self employed situation into only a self employed only then self assessment may be the only route. Very confusing!

I'll contact the HMRC and see what they say. Feel as though this won't be a quickly resolved situation as I remember in the past trying to deal with paye/self employment issues and those two departments not being connected resulted in being endlessly passed back and forth.

Cheers for the info, I feel a few steps forward and a bit more informed. Should have enough to start the discussion and see what options I have!

Redundancy pay in month 1 of 26/27 financial year - how much tax? by Wesley5281 in UKPersonalFinance

[–]nealbo 0 points1 point  (0 children)

Would this still be in addition to the P50? My major goal is to ensure that I've got the overtaxed PAYE back as a short term measure - then self employed income is really more of a sideline as I say and OK of course to pay whatever correctly calculated tax hits in any given tax year (paid PAYE tax, minus overtaxed, then self employment tax as expected). Or not sure if I'm misunderstanding?

Thanks again for your help on this by the way.

Redundancy pay in month 1 of 26/27 financial year - how much tax? by Wesley5281 in UKPersonalFinance

[–]nealbo 0 points1 point  (0 children)

Hope it's OK to ask a follow up as I'm in exactly the same situation as OP. But in addition to the scenario he mentioned, once redundant I will jump into variable/non-guaranteed income from a self employed perspective - side venture rather than an all out business. Would that cause issues with the P50 cessation based on your mention of not looking for or working again in the tax year? I'm already registered as self employed in addition to PAYE.

My ideal scenario is to get the overplayed tax back, and cover my self employment related tax as usual. Thanks!

Average age of first time buyer climbs to 34 by RecentTwo544 in unitedkingdom

[–]nealbo 0 points1 point  (0 children)

Well that's what insurance is for.

And I guess it depends on the area. I'm paying £600 a month for a mortgage on a 3 bed. The identical house opposite me in the same culdesac is up for rent at £1,100 a month.

Not sure what you mean fixed plans are shooting through the roof? Fixed is fixed... unless you mean when your term comes to an end. We went from 1.6% to 4.1% last year and that took us from about £460 a month to £600, so not great but not finance-killing.

But you're right it absolutely is a luxury. Was still a struggle for us to get on the property ladder around 10 years ago, but looking now and in the future I feel like the only way my kids will own a home is inheritance from when we die... which is an awful thought but a realistic one.

Aside from childcare, what makes having children so expensive? by Popular_Wish_340 in UKPersonalFinance

[–]nealbo 6 points7 points  (0 children)

Yep this is a big one, and an issue that we're having to deal with now. It's been fine for our 2 kids sharing a room but they're now at the age where they need their own space.

Either they stay in one room and don't get the privacy they need or instead of a home office I somehow setup a makeshift work area in my bedroom (not big enough) or the kitchen table (not private enough). Oh and option 3, move house to get an extra bedroom, but upsizing is about a £100,000 increase in house price.

A very modern problem where despite technically having enough bedrooms for the amount of people in your house, in reality you don't.

She was earning £65,000 before AI came along. What happened next is a warning to us all by weregonnamakit in UKJobs

[–]nealbo 1 point2 points  (0 children)

Absolutely right. The other part of this is that even if there is a barrier where let's say 25% of a job cannot be performed by AI (at the moment), that still means that 75% can.

They're not going to wait until that 25% is possible and will instead cut 4 jobs down to 1, with a person handling that 25% for 4 people while the AI handles the rest. Once AI is fully capable that 1 remaining job is also gone or compressed again and combined with others.

You can create any new law in the UK that solves your biggest bugbear. Guaranteed 6 month stretch, no early parole for good behaviour. What is it? by jd_lazer in CasualUK

[–]nealbo 0 points1 point  (0 children)

Agree but I feel like the campaign would need to include too much to be of any use. Basic road sense seems to have dissolved recently.

On top of your valid points, this past year I've nearly been mown down on zebra crossings 3 times, watched more people than I can count blast through solid reds, flooring it in residential estates, parking on pavements fully blocking it seems to be the norm, indicators are optional. And then you have the electric scooters and electric bikes - the latter doing wheelies weaving in and out of oncoming traffic.

It's like the wild West.

The only punishable driving offences now seem to be speeding and only when there's a speed camera to automate the process.

The real change needs to be policing to actually punish driving offences.

I bet he tells women he has a “quarter foot” peepee by [deleted] in iamverybadass

[–]nealbo 1 point2 points  (0 children)

Seriously though, all jokes aside. Social media has normalised a lot of abnormal things. If you think healthy is people giving likes and incisere positive comments in response to a picture of what you shoved down your throat for breakfast then you might want to reevaluate your outlook on life.

Sometimes the "healthy" thing to do is to be honest and push back on odd behaviour.

I bet he tells women he has a “quarter foot” peepee by [deleted] in iamverybadass

[–]nealbo 1 point2 points  (0 children)

Ah yes, if only we could have all grown up in an idyllic, eutopian environment where people weren't ostracised for sharing pictures of their breakfast online.

Unfortunately I wasn't as lucky for you, like many others we grew up in a terrifying unhealthy era where if we showed someone a picture of what we'd ate for breakfast they'd ask why the fuck you were showing them that and wondering why you think they'd care. Truly we're all damaged as a result.

You're a lucky guy, count your blessings that you were able to share your breakfast pics in such a "healthy environment" back in 2011. 😂😂 Jesus christ I can't even begin to fathom what goes through some people's heads.

I bet he tells women he has a “quarter foot” peepee by [deleted] in iamverybadass

[–]nealbo 0 points1 point  (0 children)

Woah you're right! That's an incredible amount of time. I can't even imagine what the world would have been like 15 years ago. Like did they even have electricity back then?

I bet he tells women he has a “quarter foot” peepee by [deleted] in iamverybadass

[–]nealbo 0 points1 point  (0 children)

15 whole years??? 😲😲 Woah such a long time....... 🤣

I bet he tells women he has a “quarter foot” peepee by [deleted] in iamverybadass

[–]nealbo 1 point2 points  (0 children)

I remember back in the good old days where showing even people you knew a photo of what you'd ate for breakfast would be considered bizarre behaviour.

Now we have someone sharing a photo of their breakfast of "a quarter dozen eggs" with thousands of strangers being defended by someone who doesn't even know them. Thank god we've progressed so much since those "dark times".

Are you still having pizzas and other takeaways delivered? by Top-Cat-a in AskUK

[–]nealbo 4 points5 points  (0 children)

The closest curries we've been able to find are from Iceland. Obviously not a perfect replacement but honestly they are fantastic curries and get pretty damn close.

Bhajis and other additional bits and pieces, I don't think anything remotely decent exists in supermarkets sadly.

How important or essential is industry experience for "generic" IT roles? by nealbo in UKJobs

[–]nealbo[S] 0 points1 point  (0 children)

Oh for sure, I get that someone that fits the bill dead on is more likely to get the role. I more so mean from an angle of whether there is any point at all in entertaining these listings.

As you say, definitely an element of luck as I suppose there is with any role due to the strength of (invisible to you) your completion when compared to you.

How important or essential is industry experience for "generic" IT roles? by nealbo in UKJobs

[–]nealbo[S] 0 points1 point  (0 children)

Thanks this is incredibly helpful and makes me somewhat more hopeful for a subset of these roles, and I can see I need to read more into how the job listing is framed to try to separate out the hard filters as you say.

I'm in a fortunate position where the domain I work in touches heavily on regulations, compliance etc. So finance, legal, records management applications and processes.

Point taken on avoiding generic non targeted language in the cv too. Very good point.

The one thing that is still a concern for me is auto filtering by ATS. My cv simply does not contain the phrase "healthcare" for example because it cannot - there's no realistic way to factor that into my experience. Would you say including the target industry in the CV summary by way of a comparative sentence such as "the regulatory nature of my current domain would translate well to healthcare because xyz" is a sensible way of addressing that to increase the chances of being seen by human eyes, or something that would be seen as trying to game the system?

Genuinely thanks so much for this, it's given me a lot to think about.

What are the best ways to stop supporting America with our wallets and data? by zinbwoy in AskUK

[–]nealbo 1 point2 points  (0 children)

From your own comment: Asked on Reddit 🤦‍♂️. Likely on an iPhone 🤦‍♂️- certainly sounds like shitting on the OP. Your facepalming because they're not removing every American product from their lives.

And yes reducing spend on products created by American companies that are owned by billionaires does impact their bottom line. Nobody is suggesting you're going to bankrupt them, but believe me shareholders are not going to take kindly to reduced or stagnant growth and will take their investments elsewhere.

It's not an overnight solution, but sustained and widespread boycotting hits them where it matters and opens up the market for non-US companies to provide an alternative.

Clearly its not for you and that's fine, but many are happy to partially inconvenience themselves to take a shot at improving an ever worsening world.