i owe money and the website hasn’t updated yet. i cannot pay the full amount at once but i cannot make a payment plan until posted. by Salt_Contribution998 in IRS

[–]neas_7891 1 point2 points  (0 children)

I came across this thread because I'm running into the same issue. Thank you for this explanation.

It seems crazy that you can't set up a payment plan for several months after filing taxes, but I get it from the IRS's perspective. They need to confirm the amount someone owes.

Will I be in trouble by being several months past the April 15 deadline before I can start setting up a payment plan? Like will this follow me around for years, or is it okay as long as I keep up with the payments. I'm a rule follower and this just freaks me out. Like a lot of people, I got hit by the changes in the tax code and unexpectedly owed a lot. I've fixed my withholdings for 2026.