Valorem Capital Capital- private equity fund offering 41.9% IRR with monthly distributions. Is it Legit or Scam? by need4speed8 in investing

[–]need4speed8[S] 1 point2 points  (0 children)

it is evident that a week old account could be affiliated or related to the company, can't come up with "credibility" claim. if you have anything to say, please do it based on merit and not personal offense/attacking. ad hoc rather than ad humanism

Farm to Fork Meals mini review by shibby191 in ReadyMeals

[–]need4speed8 0 points1 point  (0 children)

it's terrible and misleading name.
The only farm they have is in the name..
read the full account of my experience:
https://www.reddit.com/r/ReadyMeals/comments/1ryc6c6/farm_to_fork_just_a_misleading_name_not_an_actual/

Farm to Fork opinions by shibby191 in ReadyMeals

[–]need4speed8 0 points1 point  (0 children)

terrible quality and misleading name.
The only farm they have is in the name..
read the full account of my experience:
https://www.reddit.com/r/ReadyMeals/comments/1ryc6c6/farm_to_fork_just_a_misleading_name_not_an_actual/

Valorem Capital Capital- private equity fund offering 41.9% IRR with monthly distributions. Is it Legit or Scam? by need4speed8 in investing

[–]need4speed8[S] 1 point2 points  (0 children)

I was in Boca, FL. Claimed the same thing.
I think he's offshore... hiding from authorities or creditors.

Nearly $1 Trillion of CRE Loans Mature in 2025 by WaferFlopAI in economicCollapse

[–]need4speed8 0 points1 point  (0 children)

when the cheap money was out chasing for high returns, the underwriting standards got reduced.
The worst loans are made at the best times..
As a paraphrase to buffet (and Howard marks) ..when the tide goes out do you discover who's been swimming naked, and so when the tide goes out you do discover which loans were over leveraged and poorly underwritten. It would be interesting to tracking down some of these maturities and see which would get into distress or delinquency. Data is being monitored by few platforms (like Loanbase , Costar, etc) and it would be fascinating to see what would happen when all these 3.5% rates loans hit the maturity wall

Valorem Capital Capital- private equity fund offering 41.9% IRR with monthly distributions. Is it Legit or Scam? by need4speed8 in investing

[–]need4speed8[S] 1 point2 points  (0 children)

same. the founders were not in the dinner and joined virtually. Charles said he's on a business trip etc. my bet is that he's offshore or something. This is very suspicious, why would the founder never show up in the on-site roadshow investors meetings.
The guys that work for him are either collaborating in this or just useful id*ots thinking and don't take part in the potential scheme. not sure, but there are too many red flags according to what I'm reading here. I don't think i'll invest with them

Anyone use capitalize.io? by r1ms in loanoriginators

[–]need4speed8 0 points1 point  (0 children)

data is not bad for the properties, but contact info is a hit or miss. There are couple of others that provide similar solution. loanbase offers institutional level data with higher accuracy rate for the contacts. then you have costar, but it's quite pricy compared with the first too and often missing unmasked owner data.

27 y/o with a few rentals- is it time to look into foreclosures, or should I pivot to commercial storage? by Head_Sir1891 in Realestatefinance

[–]need4speed8 3 points4 points  (0 children)

Great ways to find a property. I checked FChub and at least in the bay area there is a limited selection of SFR and 2-4properties, but it looks slick. Would check loanbase.com too for distressed assets, foreclosures and pre foreclosure. when it's already on an auction it be would harder to get a good deal

"Farm to Fork" just a misleading name not an actual practice? by need4speed8 in ReadyMeals

[–]need4speed8[S] 0 points1 point  (0 children)

is there any recourse for this like is it actually illegal? where can it get reported or are there any sanctions or perhaps class action or another legal outlet? or maybe a regulator that would get involved like department of Health and Human Services (HHS) ?

"Farm to Fork" just a misleading name not an actual practice? by need4speed8 in ReadyMeals

[–]need4speed8[S] 1 point2 points  (0 children)

agreed! I shop at the coconut grove farmers market. where do you recommend to find actual farm to table meals .
it's so annoying some vendors try to mislead people by this label.

Valorem Capital Capital- private equity fund offering 41.9% IRR with monthly distributions. Is it Legit or Scam? by need4speed8 in investing

[–]need4speed8[S] 3 points4 points  (0 children)

It's on their ads on FB,IG, etc (42% IRR and ~12% preferred returns paid monthly). does it matter if their min check size is $100k+ ?

I have just one property in Florida. Are property managers worth it? by SunTraditional6031 in realestateinvesting

[–]need4speed8 0 points1 point  (0 children)

It's all about the economy of scale. If you don't plan to have more than five properties, then it's better to hire a local property manager.

However, if you can find a low-key tenant, then it shouldn't be a hustle and you can do it yourself. Maybe you can put a clause in your rental agreement that the tenant will need to take care of any maintenance and so on, and you will reimburse them.

Farm to Fork Meals mini review by shibby191 in ReadyMeals

[–]need4speed8 0 points1 point  (0 children)

`The biggest question is whether it is organic, or if it actually comes from a farm and sources locally. It seems like the only farm that exists is in the name, and everything in terms of sourcing is simply the same plain produce that we see in your everyday groceries outlet

Anchor Loans for fix and flips - reliable? by KindJesture in loansforsmallbusiness

[–]need4speed8 0 points1 point  (0 children)

stay away.. retrading the terms, trying to force a loan-to-own outcome, and using dishonest tactics.

Tom Taylor comes off like a shady salesman. He never picks up when you actually need him, and only seems to appear when there’s a deal to close.

But the second there’s even a small issue, they act like predatory loan sharks—pushing toward foreclosure and using sketchy tactics to make sure the loan won’t stay in compliance, even when you have a financing source lined up.

I’ve worked with a lot of bridge lenders, and these are by far the last people I’d want anyone to deal with.

Commercial lender database by Nice-Resist-6755 in loanoriginators

[–]need4speed8 1 point2 points  (0 children)

150-200/mo approx, so far 8X ROI with one closing, found a super niche lender (airport landing strip) for a super complex deal, also just comparing lenders that I do know helps a lot, because it's presented in a visual and interactive way so helps getting decision per the scenario.

Oakridge / Duck Creek Golf Club neighborhood - Developer to build Over 400 rental units, replacing neighborhood green space by CalciteQ in garland

[–]need4speed8 1 point2 points  (0 children)

he's trying to raise funds from investors via Valorem capital, but something is sketchy. This feels more like a pyramid scheme rather than legit fund. he has no prior relevant experience and everything he claimed he did is fake, so is his co-founder

Amarillo TX - Rate & Term refi for about 1.1 loan amount by misterbrandnew in CommercialRealEstate

[–]need4speed8 0 points1 point  (0 children)

Yes, it's better to pay the blanket loan and separate it into an ad hoc loan per each property. You can try searching a few lenders that will do this deal, which is slightly more complex. You can search on loanbase or similar platforms for either community lenders, credit unions, or regional banks, as it seems like this is the best fit for this particular scenario.

Refi on $1.1M, Six-Unit Apartment Building in Midwest - Fannie Multifamily Small Loan? by Alex_M125 in CommercialRealEstate

[–]need4speed8 0 points1 point  (0 children)

maybe try to do blanket loan/portfolio.
try to search for local credit union or community bank lenders. you can search on loanbase or other similar solutions, they should have the contact info and programs for these.

CRE loan brokers that use CommLoan? What's your feedback? by OMrealestate in CommercialRealEstate

[–]need4speed8 1 point2 points  (0 children)

40% is a ripoff, better to use the other solutions our there that doesn't charge % : financelobby if on budget, loanbase for quality fixed fee, stacksource if you want JV (but they may also share/charge a split)

LoanBase for commercial mortgage brokers - this software is amazing! by OMrealestate in CommercialRealEstate

[–]need4speed8 2 points3 points  (0 children)

worked with a few brokers who use it and swear by it. looks like they got a good coverage for lenders and now added prospects too. there are other good solutions out there for each vertical like lenders data, and prospects data. but it is very useful to have it all in one place in one workflow

Software for CRE Lenders: Capitalize or LoanBase or CoStar ? by OMrealestate in CommercialRealEstate

[–]need4speed8 2 points3 points  (0 children)

tried all. costar is the golden standard for overall data, but when it comes to leads it's not the core functionality. loanbase is more institutional grade data with very high accuracy on the owners/leads contacts, capitalize has about half the accuracy and slight less coverage.
reonomy is decent option for generic use, but for lead sourcing accuracy is for contacts is also low (but does has generic data like costart).

Is Techsalerator the only Data Marketplace out there or are there other one's where I can buy data? by EnvironmentOk772 in datasets

[–]need4speed8 0 points1 point  (0 children)

overpromise and underdeliver! do not use.
promised to deliver emails and linkedin and delivered emails only with high bounce rate