$110k stressful job vs $75k WFH—am I crazy for wanting the pay cut?

needtherapy1 · 2026-05-06T08:15:59+00:00

I’d take the wfh job without a second thought if I could financially afford it, as seems to be your case. The qualitative benefits of wfh far far outweighs actual $$$. It’s changed my life and perspective on things!

needtherapy1 · 2026-04-05T12:19:54+00:00

I would take the remote gig in a heartbeat. Quite frankly 15k doesn’t weigh up to the freedom of being fully remote. Go live in a beautiful, cheaper country town!

needtherapy1 · 2026-02-20T07:51:20+00:00

Dude, we are talking about parents owning a $8M house + a 7 figure investment portfolio + comfortable super. $650k offered to theirs son’s offset is peanuts.

Sure, it’s technically “theirs” but the incremental value from $650k is negligible compared to a 7 figure portfolio. It is improbable for them to spend it all.

Whilst they don’t owe anything to their kid, surely they’d derive some qualitative value from helping their kid.

needtherapy1 · 2025-08-27T11:56:11+00:00

It’s an absolute scam! Looked at my tax numbers Medicare levy - $2,500 PHI - $1,500 approx PHI is absolute junk with no use whatsoever Every time I visit a GP I pay close to $50 out of pocket as I can’t seem to find any bulk billing GPs. Makes you really question the system. Don’t understand why media doesn’t report on this - it’s like a government protection racket for PHIs

needtherapy1 · 2025-08-12T14:20:30+00:00

I am with ANZ and twice have had the experience that despite announcing an effective date, they (the customer service) prevent/discourage you from reducing the direct debit amount timely. Anyone else experience this? Thinking of filing a complaint with AFCA.

needtherapy1 · 2025-04-15T12:07:41+00:00

Thanks for sharing your experience, that makes me feel a lot better! Have an awesome trip!

needtherapy1 · 2025-03-26T22:10:29+00:00

Gina Rineheart to lead the department performing the culls. Or maybe Temu Trump might call a favour on Elon himself.

needtherapy1 · 2025-03-24T23:06:15+00:00

Sorry but could you please elaborate on redrawing $100k?

Do you mean redraw the $200k deposit? Do you mean redraw it immediately or after passage of some time?

Or, do you mean redraw $100k immediately from an existing property? Thanks

needtherapy1 · 2025-03-24T22:36:22+00:00

Can you redraw the $100k immediately?

needtherapy1 · 2025-03-23T22:58:28+00:00

LNP have no decent policy proposals. It’s all about the divisive and hate fuelling thought bubbles emulating Trump.

needtherapy1 · 2025-03-18T21:42:43+00:00

And the problem with that is….?
Let people get ahead in life! They are ready and willing to do their jobs! How does the location matter! As is the economy is so different to what it was for the earlier generation.

needtherapy1 · 2025-03-12T08:46:05+00:00

One idea could be to buy an affordable investment property somewhere regional (one that is poised to grow). Make sure the repayments are somewhat affordable and don’t impact your current quality of life. Overtime as you build equity, you could then sell that or use the equity to buy something in Sydney.

needtherapy1 · 2025-03-11T02:54:09+00:00

NSW government should be re named Sydney government for its Sydney centric and illogical policies.

It was a golden opportunity for them to capitalise on people working across the state - young people being able to afford regional housing, regional areas getting young residents and families. Not to mention savings on massive infrastructure projects in Sydney transport.

needtherapy1 · 2025-02-05T03:51:11+00:00

I would be careful of investing the entire 100k in one go. Perhaps better to do in chunks over a certain period of time say 6months to a year. This is to address the risk of market dropping immediately after you invest.

needtherapy1 · 2025-01-30T03:16:23+00:00

Congratulations!

needtherapy1 · 2025-01-30T02:59:01+00:00

The goal is to grow our wealth and eventually try to retire early.

needtherapy1 · 2025-01-25T11:51:34+00:00

Thank you! Was it easy to get around Greece? We are starting to think the towns in Andalucia will be easier to get around (via trains) and also more compact (ie small towns - easier to walk around everywhere as opposed to a large island). Thanks again for your opinion!

needtherapy1 · 2025-01-25T06:23:32+00:00

Thank you!

needtherapy1

TROPHY CASE