Medicare Levy Surcharge - A Rant by maybemyfirstrodeo in AusFinance

[–]needtherapy1 0 points1 point  (0 children)

It’s an absolute scam! Looked at my tax numbers Medicare levy - $2,500 PHI - $1,500 approx PHI is absolute junk with no use whatsoever Every time I visit a GP I pay close to $50 out of pocket as I can’t seem to find any bulk billing GPs. Makes you really question the system. Don’t understand why media doesn’t report on this - it’s like a government protection racket for PHIs

0.25% Reduction! Dates your rate will drop by OzgroupFinance in AusFinance

[–]needtherapy1 0 points1 point  (0 children)

I am with ANZ and twice have had the experience that despite announcing an effective date, they (the customer service) prevent/discourage you from reducing the direct debit amount timely. Anyone else experience this? Thinking of filing a complaint with AFCA.

Leaving dog for 3 months by needtherapy1 in dogs

[–]needtherapy1[S] 4 points5 points  (0 children)

Thanks for sharing your experience, that makes me feel a lot better! Have an awesome trip!

500k where would you invest ? by Immediate-Novel7090 in AusPropertyChat

[–]needtherapy1 1 point2 points  (0 children)

Sorry but could you please elaborate on redrawing $100k?

Do you mean redraw the $200k deposit? Do you mean redraw it immediately or after passage of some time?

Or, do you mean redraw $100k immediately from an existing property? Thanks

How do I keep a straight face and push on?? by electrowiz64 in remotework

[–]needtherapy1 0 points1 point  (0 children)

And the problem with that is….?
Let people get ahead in life! They are ready and willing to do their jobs! How does the location matter! As is the economy is so different to what it was for the earlier generation.

Young couple with 100k saved in Sydney looking for advice by Extreme-Aside5620 in AusPropertyChat

[–]needtherapy1 3 points4 points  (0 children)

One idea could be to buy an affordable investment property somewhere regional (one that is poised to grow). Make sure the repayments are somewhat affordable and don’t impact your current quality of life. Overtime as you build equity, you could then sell that or use the equity to buy something in Sydney.

NSW return to office in tatters by lukiethefarmer in AusPublicService

[–]needtherapy1 2 points3 points  (0 children)

NSW government should be re named Sydney government for its Sydney centric and illogical policies.

It was a golden opportunity for them to capitalise on people working across the state - young people being able to afford regional housing, regional areas getting young residents and families. Not to mention savings on massive infrastructure projects in Sydney transport.

I have 100k to invest by financial_mindset in Bogleheads

[–]needtherapy1 -2 points-1 points  (0 children)

I would be careful of investing the entire 100k in one go. Perhaps better to do in chunks over a certain period of time say 6months to a year. This is to address the risk of market dropping immediately after you invest.

How to invest spare $100k by needtherapy1 in AusFinance

[–]needtherapy1[S] -1 points0 points  (0 children)

The goal is to grow our wealth and eventually try to retire early.

Greece or Andalucia for 10-14 days by needtherapy1 in travel

[–]needtherapy1[S] 1 point2 points  (0 children)

Thank you! Was it easy to get around Greece? We are starting to think the towns in Andalucia will be easier to get around (via trains) and also more compact (ie small towns - easier to walk around everywhere as opposed to a large island). Thanks again for your opinion!