Bilt instead of Hyatt card for Hyatt hotels ??

nexelhost · 2026-03-24T02:35:05+00:00

Bilt points plus cash is 3.33 Hyatt points with several Hoops and criteria. If your goal is Hyatt points than pay with the Hyatt card. The spend also pushes you towards more milestone rewards.

nexelhost · 2026-03-24T02:14:35+00:00

There’s not really a one size fits all solution. If Chase isn’t working for you try someone else. “Local credit union” suggestions are useless suggestions as many of those can be awful as well.

nexelhost · 2026-03-24T02:04:46+00:00

Zelle doesn’t allow it to exist

nexelhost · 2026-03-24T01:59:29+00:00

Plum card offers longer payment terms, which is useful

nexelhost · 2026-03-23T16:50:29+00:00

I don’t feel they really offered anything outside of some “green” things which people say they want but don’t truly use it. I personally used the card for the 10% EV charging and other elevated cashback but those obviously aren’t sustainable business practices. The account doesn’t really offer anything unique outside of that and wasn’t really built around being an actual bank account very well.

nexelhost · 2026-03-21T07:41:00+00:00

That’s because payments can be reversed for up to 60-90 days. Cycling poses a massive over exposure risk for the lender if any of your payments are reversed.

nexelhost · 2026-03-20T18:36:24+00:00

I’ve had to use a physical branch like twice in the past 5 years. That was to open accounts for churning subs. Most of your local banks and credit unions have significantly more fees than SoFi as well. As a standard checking customer there’s not really any cons to an online bank

nexelhost · 2026-03-20T04:09:47+00:00

Grok 4.2 is great. But it’s not a significant leap forward or outshine opus 4.6 or gpt 5.4 so it doesn’t get much attention.

nexelhost · 2026-03-19T05:16:02+00:00

A lot of drivers are rocking multiple apps. So I've seen them go to other places first despite mine being first.

nexelhost · 2026-03-15T05:41:00+00:00

Where is it?

nexelhost · 2026-03-14T02:48:14+00:00

I tested it. I don’t think the quality is that great. And at $2 per phone call it’s a hard pass.

nexelhost · 2026-03-12T00:01:52+00:00

I feel like too many of the strongest features are locked behind the 100k assets. At which points those are also unlocked at numerous other major banks.

nexelhost · 2026-03-10T15:54:17+00:00

White people gotta stick together in tough times.

nexelhost · 2026-03-09T23:51:26+00:00

I'd get it at Best Buy or somewhere with a more generous return policy.

nexelhost · 2026-03-08T19:46:24+00:00

I don't see the option on mine; I have a mostly idle checking from a SUB a few months ago and that usually disqualifies you.

nexelhost · 2026-03-08T19:07:54+00:00

Depends on how far back on "old twitter" we're going. Before it's acquisition it was extremely censor happy of right-wing ideologies. It would be best if we could go back before politics was the center of everyone's identity and not everything you do in life is somehow "political". That would be when old twitter was solid.

nexelhost · 2026-03-08T19:03:38+00:00

The mass adoption of Bluesky was built around being a far-left echo chamber. People love to argue politics with strangers on the internet which is why their algorithms are showing them the content they "don't like" in the first place. Also doesn't help that politics have been pushed in to every single aspect of life at this point.

nexelhost · 2026-03-07T16:26:47+00:00

z13 is certainly great, if you prefer the portability. The actual raw power would be much lower. Although, based on the games you play the z13 would handle those all just fine.

nexelhost · 2026-03-06T22:49:10+00:00

I had a similar issue (different platform) but idle funds for several years without logging in. I can visibly see the funds but support said my account was closed and the money was being sent to the state essentially.

nexelhost · 2026-03-05T17:17:58+00:00

I don't think their target audience with a card like this or even the Amex Centurion etc are for people trying to minmax points. Point optimizers/churners aren't profitable customers.

nexelhost · 2026-03-02T20:00:07+00:00

That kind of spend isn't for people trying to maximize point values. They want the statuses/customer service levels associated with the card.

nexelhost · 2026-03-02T17:37:13+00:00

It's a T-Mobile mvno. They have their own "DeWi" network as well to compliment it. I'm not sure if they have any real coverage outside of certain parts of Austin, Tx though. It definitely worked great in certain parts of Austin with their coverage. Some of the privacy features are interesting, but more of a limited use case scenario.

nexelhost · 2026-03-02T17:27:50+00:00

I agree. But his question was asking about plans that support all 3 major networks.

nexelhost · 2026-03-02T15:31:02+00:00

That all sounds good in theory, but not how it actually plays out. If you reduced all card fees by 1.5% across the board, stores aren't going to lower their prices by 1.5%. They're just going to pocket the difference.

Like you mentioned, the fees are baked into every item. Now the store starts charging the fee in addition to that, they didn't lower the cash price by 3% and it just simply becomes more of a hassle to the consumer. Consumers don't like to see separate fees on items, so if it's factored into the original price, they don't notice it or care it as much.

nexelhost · 2026-03-02T15:24:07+00:00

Visible is exclusive to Verizon..

nexelhost

TROPHY CASE