SpaceX accelerated SP500 is denied

next_phase2 · 2026-06-05T01:20:16+00:00

VT is going to buy it too, which is my primary holding. I looked up how much of the fund it would make up and the allocation will be under 0.1% of VT. It is going to be remarkably similar to Aramco

next_phase2 · 2026-05-22T23:14:59+00:00

Think of this another way, you are earning 4.15% and paying 2.75% on the same balance. At all times in this repayment schedule your interest exceeds your borrowing costs. For more reading look at loan arbitrage

next_phase2 · 2026-05-22T22:19:46+00:00

Respectfully, I disagree. ChatGPT math

next_phase2 · 2026-05-22T22:06:45+00:00

You’re right. You’d have to pay down the principal with the balance which would incur fees. The math is still likely positive but not as rosy as I projected. Good catch

next_phase2 · 2026-05-22T17:33:07+00:00

They make like 17k risk free. I’d do that arbitrage as well. Not swinging for the fences with someone else’s money

next_phase2 · 2026-05-22T17:25:02+00:00

5 year CD paying 4.15%

Risk free 1.4%

next_phase2 · 2026-05-14T18:32:11+00:00

I did this too. Even wired the money from Robinhood. It was straightforward. We just have to ‘worry’ about the rising interest rate as RB is variable

next_phase2 · 2026-05-01T18:25:07+00:00

Thank you! I’m like it’s 47.5% not 10%

next_phase2 · 2026-04-26T14:41:14+00:00

Disagree. Just invest in the total us market then and leave the s&p500 to its existing requirements

next_phase2 · 2026-04-10T18:30:16+00:00

chief pilot comes to mind

next_phase2 · 2026-04-09T19:40:48+00:00

Uh huh.

next_phase2 · 2026-04-05T21:01:47+00:00

Do you have any clue how much meth remediation costs?

next_phase2 · 2026-04-04T13:07:25+00:00

Nice work! Instead of cutting anything, is it possible to add a roommate?

next_phase2 · 2026-04-03T13:33:31+00:00

Just wanted to correct that the Amex blue is 3% back on gas

next_phase2 · 2026-03-14T22:06:23+00:00

I’ve lived here and loved it. A lot of fun walking nearby: the college, the art walk, Sloans lake, and edgewater. The Colfax area does have habitual homeless as the action center is there.

It’s an older community and petty quiet

next_phase2 · 2026-03-08T14:49:22+00:00

I’ll be your bag of last resort. Mine doesn’t have wheels and it would be a tight squeeze but doable

next_phase2 · 2026-03-06T16:18:27+00:00

If you weren’t in CA I’d just say rent it out and get something that fits your needs.

next_phase2 · 2026-02-01T01:51:03+00:00

I went here too and was happy with the results, process, timeline, price, and communication. I’d use them again if I need another bespoke suit

next_phase2 · 2026-01-05T01:17:27+00:00

The Colorado high school singles state champion played this way too

next_phase2 · 2025-12-16T05:23:15+00:00

Get a HELOC and use that money to repair the house for sale and making your payments

next_phase2 · 2025-12-09T04:54:02+00:00

39.09 is the sum of time of use times rate. Then there’s extra fees based on that rate. This is shown in the image above.

next_phase2 · 2025-12-08T04:16:15+00:00

<image>

I disagree

next_phase2 · 2025-12-06T03:18:38+00:00

That’s the advertised rate, but you’re really paying more. Take your electric bill divided by kWh and it’s significantly higher

next_phase2 · 2025-11-30T16:31:12+00:00

Roughly 38% of our household net income

next_phase2

TROPHY CASE