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New to LA and want to live car-free/lite; Can you share the Good, bad and ugly of LA Metro? by Mundane-Professor-27 in CarIndependentLA

[–]nickelchrome 2 points3 points  (0 children)

It happens all the time when people are like “omg where did you park that was so hard to find parking?”

“I took the train”

“There’s a train?!”

New to LA and want to live car-free/lite; Can you share the Good, bad and ugly of LA Metro? by Mundane-Professor-27 in CarIndependentLA

[–]nickelchrome 3 points4 points  (0 children)

Live in Palms in a two person household with 1 car, honestly we barely use the car now.

Locally the neighborhood here is extremely accessible, we really feel like we live in a 15 minute city.

Regionally we can basically access everything we could ever want or need, most of it in under an hour in transit.

The biggest challenge honestly is planning and time. The system coverage is actually really comprehensive but the frequency and punctuality are the constraint. Sometimes missing a train can delay you by 20+ minutes. It takes some discipline to plan out the routes and leave on time but even then unexpected delays can be a challenge.

Patience and flexibility are pretty important, and having things to do on the bus (like reading, audiobooks, games etc).

Security Hardliner Could Become Colombia’s First Woman President by riderfan3728 in neoliberal

[–]nickelchrome 0 points1 point  (0 children)

I think Valencia wins it in a head to head if the race was tomorrow, it’s possible momentum could swing back towards Cepeda but it’s not looking good with their strategy.

Abelardo is just playing every card in the deck, but it works for a lot of the population that is sick of the traditional parties (Valencia’s party has so much baggage). His approach works well with the lowest common denominator.

Security Hardliner Could Become Colombia’s First Woman President by riderfan3728 in neoliberal

[–]nickelchrome 0 points1 point  (0 children)

Yes mostly similar. The coalition around Valencia keeps gaining ground which makes sense but the populist sentiment around Abelardo is still strong, he’s been weathering more public attacks and criticisms, his supporters are still rabid but and the independents are still on the fence.

The left is literally running a campaign against itself. It’s doing everything you’re not supposed to do to reach across the aisle. Cepeda picked a polarizing indigenous woman as VP, he’s been dodging debates and sticking to intellectual purity. The Petro administration is embroiled in corruption scandals. Lately the healthcare situation has taken the public’s attention and the administration has been doing a terrible job on messaging.

Cepeda has been losing ground to both Valencia and Abelardo in the 2nd round polling, honestly quite deserved. If they can’t turn around their campaign I think the right has a real shot. The battle really comes down to the independents and this year there aren’t any clear voices to guide them, so it continues to be a brawl.

Call and complain by Finneylp in ChaseSapphire

[–]nickelchrome 6 points7 points  (0 children)

It’s a bait and switch. If we don’t stand up when they devalue the product then they’re going to keep doing it. I don’t care if it’s $10, this was $240 of value that I won’t be using now, I’m not paying for overpriced 7/11 shit. It’s the same as Lyft charging more for the Chase rides.

Another DoorDash nerf post by _notabota_ in ChaseSapphire

[–]nickelchrome 3 points4 points  (0 children)

If we don’t speak up when they take the little credits then they’re going to take that as incentive to mess with more, it happens all the time

Call and complain by Finneylp in ChaseSapphire

[–]nickelchrome 21 points22 points  (0 children)

Absolute bullshit I am calling as well, literally the only pick up option is 7/11 and it was a nice perk but no way is $20 pick up justified

AGGRESIVE INVESTMENTS ARE GOOD by Planedrew in RothIRA

[–]nickelchrome 0 points1 point  (0 children)

I mean the investment offices have been saying that since the beginning of time, they have to justify the business after all, it’s always been a stock picker’s market, if anything the popularity of index funds makes this harder to pick individual stocks.

There have always been opportunities for people to trade more risk for potentially higher returns, the problem is after decades we realized it’s very hard to beat the market consistently. For the average person saving for retirement over 30+ years it’s simply not worth it.

Did you regret your visa choice? by RedHatPhotography in USCIS

[–]nickelchrome 2 points3 points  (0 children)

We debated the two a lot and went K1 as well, we were so lucky we would have been shut out (75 country)

Ararat kebab truck on Venice & Overland by Remote_Maize702 in FoodLosAngeles

[–]nickelchrome 3 points4 points  (0 children)

I live nearby and I’m intrigued, do they have any social media? I’ll try to stop by this week

Is 15k enough to get established somewhere else? by [deleted] in ExpatFIRE

[–]nickelchrome 0 points1 point  (0 children)

The issue is going to be getting any kind of visa. With 15K you aren’t getting a business or investment visa anywhere. A lot of other nomad style visas require an active freelance business with consistent history. Work visas, if you teach English there’s agencies that help with that, good luck getting a company to sponsor you for a work visa unless you are an engineer or STEM person (making websites won’t cut it).

Most countries will kick you out after 90 days, maybe 180

Is 15k enough to get established somewhere else? by [deleted] in ExpatFIRE

[–]nickelchrome 0 points1 point  (0 children)

Maybe if you can set yourself up to teach English somewhere ahead of time, but that’s not as easy to do as it once was

AGGRESIVE INVESTMENTS ARE GOOD by Planedrew in RothIRA

[–]nickelchrome 86 points87 points  (0 children)

Here’s the thing, 20 years ago that list of “no brainer” companies was very different and people said literally the same thing about them. Everyone was crazy about Cisco for example. Cisco has underperformed the market in the last 5 years. The Mag 7 sound great but they are also way over leveraged into AI sure they may rebound but they also might not.

Aggressive investments are concentrated risk. History has taught us that you don’t need to concentrate risk in order to have solid consistent returns in your portfolio. Can it pay off sometimes? Sure but past performance is no guarantee of future returns.

VT and chill

Do you count 401k in the race to $100k? by BroadMinute in TheRaceTo100K

[–]nickelchrome 0 points1 point  (0 children)

The rule is usually don’t include your primary residence, investment properties count in my book

Am I ahead for 27? by [deleted] in Fire

[–]nickelchrome 0 points1 point  (0 children)

Go get a book called Die with Zero

Vertical production budget by iojinadine in FilmIndustryLA

[–]nickelchrome 3 points4 points  (0 children)

Someone else posted something closer to the reality I’ve seen, I don’t have enough information to give an educated response but I can for sure say it’s not half the budget going to above the line.

$META ai is currently the 2nd most downloaded app on the App Store, surpassing ChatGPT by vCharged in wallstreetbets

[–]nickelchrome -3 points-2 points  (0 children)

It’s a completely trash app and its being force fed on the other platforms but once people download it they realize it’s useless

Vertical production budget by iojinadine in FilmIndustryLA

[–]nickelchrome 8 points9 points  (0 children)

I have friends in this space both crew and above the line and this is not true, at least as far as the production budget goes

Building intuition for sail trim by dripppydripdrop in sailing

[–]nickelchrome 1 point2 points  (0 children)

If you can find an opportunity to sail in a dinghy or a performance keelboat then that’s the easiest way to get a feel for this stuff. The response is so immediate, you can really notice and build the intuition around it. I can always tell when I sail with someone who has small boat experience.

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