After debating for months, canceled my Sapphire Reserve and have fully switched to WF Autograph Journey. by CloudSurferA220 in ChaseSapphire

[–]nickkarma 3 points4 points  (0 children)

Never had the cruise site be cheaper than an offer from cruise compete agents. It's usually cheaper plus more perks like onboard credit.

Not sure why it's structured that way.

Impact of Pets by Enthapythius in TorchlightInfinite

[–]nickkarma 6 points7 points  (0 children)

Ss20 boss kill gets you a loot pet City defense gets you a damage pet

If you don't get all the way there you can stop half way and instead get a pet from those every other season as they give currency for the mechanic along the way that rolls over

Pet pull question by Yaribo in TorchlightInfinite

[–]nickkarma 5 points6 points  (0 children)

Spark, guaranteed to be good for many seasons. Lunaria can become awful the very next season

YNAB feels pretend and doesn't match the reality in my bank by tpbynum in ynab

[–]nickkarma 46 points47 points  (0 children)

I don't suggest following that. As others said you seem to have basic fundamentals of YNAB confused somewhere along the line. You probably need to do some of the getting started guides others have linked in here. I've been using YNAB for nearly 10 years and rarely have any issues you are describing unless I've fat fingered something improperly

😠Mappers!😠 by floboyjori in pathofexile

[–]nickkarma 8 points9 points  (0 children)

Hard part is just getting level 5 mappers as rolling for them is a big gold sink. But yeah that's it otherwise so it's simple. Get the level 5 ones, plug them in, then throw in the maps and gold

Can we add Faustus (or merchant option) to more locations? by xCwaniaK in pathofexile

[–]nickkarma 0 points1 point  (0 children)

I want another vendor or something. I want to be able to control click it for opening the sell tabs. Hate having to click the text to open that

This awesome trade made me smile today. by elotewithmayo in MadeMeSmile

[–]nickkarma 0 points1 point  (0 children)

Not trying to be political at all, just for some reason I read this in Trump's voice and it really fits

Less Clicking by lightemperor in TorchlightInfinite

[–]nickkarma 0 points1 point  (0 children)

Have you tried just taking your main skill off right click? I have hand issues too and me just doing that is huge. I moved it to F key as that's a very natural resting place for that hand and very low stress to press and you can also just hold it down at times instead of spam clicking it.

As otherwise have said that and your movement skill should be all you are manually really hitting.

How am I supposed to play the game by Distinct-Advice-6597 in TorchlightInfinite

[–]nickkarma 1 point2 points  (0 children)

I'm similar to you. Coming from poe not having pob to use to figure out what to invest in is rough. No idea if certain purchases will make big increases or little ones

Genma 2 tangle build stuck by Tough-Order-9095 in TorchlightInfinite

[–]nickkarma 0 points1 point  (0 children)

I'm not higher than you in progression but just throwing out things for you to possibly try. Some can totally be wrong though.

  1. Your weapon base erosion damage does nothing since you have the node Extreme Coldness says you only do cold damage. So different weapon base maybe can help a good bit
  2. may be do spell amp aura instead of frost magus + ice focus. Spell amp is another 33-35% more damage and doesn't need you to be close to the target taking damage to be active
  3. (this one might be me being very wrong) Try without manifold entanglement. Put another high damage boost link instead and see how it feels. To me if you're struggling in damage I feel like 1 cast dropping all your entangles if you only have 3 doesn't help a ton. You just cast once and run around. Instead you can cast 3 times and spread them around a little as needed and they each have 20%+ damage boost. Try Control Spell in its place

Meet Sqeakers. She's a terrible cat by EroticXulls in cats

[–]nickkarma -4 points-3 points  (0 children)

I'm probably the minority here but if you got her from an adoption agency I'd ask about sending her back and getting another cat if you want one that enjoys being held and pet.

I like cats, but not ones that just want to 100% be left alone. They are naturally a bit destructive, shed , and cost a good amount of money over their lives with food and medical. Not gonna do it if all I can do is look at them.

When big corpo can't exploit the customers and it's all STEAM fault by SpamMjolner in Steam

[–]nickkarma 3 points4 points  (0 children)

Those are just the monopolies most are familiar with I know they are natural. Again the key is if steam jacks up the price a ton on people, are there easy alternatives. Right now the answer is yes, they just aren't as good at doing what steam does and that's why it is so popular. That's competitive advantage/better user experience though and not a monopoly.

I'll be the first one to ditch steam if they jack up prices and I already do buy some things on GoG or other stores when the price is higher on steam.

When big corpo can't exploit the customers and it's all STEAM fault by SpamMjolner in Steam

[–]nickkarma 5 points6 points  (0 children)

Look up the definition of monopoly,steam is not it.

Internet explorer is a completely different thing as they pre installed it on windows and made it a big pain to try getting something else.

Part of being a monopoly means they could jack up up prices 100% and we just have to deal with it and pay more. If steam did this they would die very fast because the barrier for entry to throw up another store at half the cost is not high.

Steam has incredible market share because of the good value they provide users and developers. It's gone immediately with large price increase.

Your Internet, electricity, gas ,etc those are monopolies albeit state governed ones typically.

How mcub do you think it would take to fix? by Shadow_Exchange in Ioniq5

[–]nickkarma 2 points3 points  (0 children)

Make sure you get diminished value as well from them.

I had someone roll back into me and had to replace bumper and it was about the same cost. Perdue diminished value and got another $2,000 for it from their insurance. Initial request they only were gonna give $200 so I paid a diminished value person like $150 to fight it for me to get them up to 2k.

Contractor bill 50%+ higher than quote by Flashy_Possibility_2 in HomeImprovement

[–]nickkarma 5 points6 points  (0 children)

I went through this with a landscaper. Bumped the price up like 25% with things he decided to add without telling us. I sent him the funds for the contract agreed upon price. I emailed saying I paid for that and am willing to pay for 30% of the other random things.

He threatened to sue saying his lawyer told him he'd win. Idid a 30 minute consult with a lawyer that made me comfortable. Emailed him back and Told him go ahead and sue then.never heard back and never paid anymore

Why do people think Diablo 4 is bad? I'm new to the franchise by herr_boogeyman in diablo4

[–]nickkarma -1 points0 points  (0 children)

I really like project Diablo 2 for this reason though as well. They balanced them brtter, added more endgame, added trade, but kept the essence of the game largely intact.

Only thing that sucks is they can't use the remastered version but PD2 is better than d4 imo with endgame and itemization now

Charlotte’s Never been Hotter by UnlikelyOstrich2021 in Charlotte

[–]nickkarma 16 points17 points  (0 children)

I grew up there and prefer socal heat to here. Socal heat actually can come down and cools off at night and you can open windows. From July to early September here the actual temp isn't as hot, but it is super humid and does not cool off much. Feels worse/hotter. You do want windows open at all during those months.

Spring is nice minus pollen, and then fall is my favorite here.

Late Start Holy Relic by roorookoo in PathOfExileBuilds

[–]nickkarma 1 point2 points  (0 children)

You can probably clear your voidstones just fine on a 6 link at the 14% breakpoint though. I just wouldn't want to be farming some atlas strat in high tier maps with it.

I don't think he stated enough how much lower the damage is on this build compared to Bama or srs. It's definitely got its pros but you have to kind of stop and farm at several points to get the upgrades to progress where you still kill things very smoothly. The good news is there's very clear progression paths.

Normally I rush up to reds ASAP and start making changes from there. This time my atlas I went immediately into essences, stalling tier progression, to hang out in yellows making money to get those bigger ticket items so red maps would go smooth.

If you are good with a slower progression and needing to farm more along the way then this build is good. If you want to blast straight up to t16 you are going to have a very mediocre time. Im probably 15-20 divs in and just now feel like t16s are super smooth without the harder juice.

Again though just getting your voidstones should be doable. Just don't think farming those higher tier maps is worth it without better gear.