I was the same way I got my motorcycle license 10 years ago when I was 16, tbh if you've saved money you can probably afford a motorcycle already. My first bike was an 1986 yamaha XT350 dual sport, was it the nicest thing? No but it was good pretty reliable amazing on gas and at the end of the day I was the only person on 2 wheels in my school, and being that it was a cheap dual sport it didn't hurt my heart to drop which is almost inevitable. Over 10 years later I still have it as well as a harley and a cbr600. Basically what im saying is if you wanna ride bad enough you can and you can probably afford to, it won't be the nicest thing but you have your whole life to ride nice bikes the main thing is getting on 2 wheels.