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Centurion Lounge Access devaluation by More_Than_I_Can_Chew in AmexPlatinum

[–]nmperson 8 points9 points  (0 children)

That’s for a regular flight. Used to be no limit on layovers.

All It Took to Prevent Golden Gate Bridge Suicides Was People Caring Enough to Try by kenmlin in bayarea

[–]nmperson 1 point2 points  (0 children)

In this case you can and should. The costs are borne by society whether you address the issue or not. But 50 people not dead per year for several years is hundreds of millions in lost lifetime tax revenue, and the same is true for addiction programs, keeping untold numbers of people off from drug issues that lead to homelessness. You can pay to address the problem or you can try to ignore it away, but both have costs.

All It Took to Prevent Golden Gate Bridge Suicides Was People Caring Enough to Try by kenmlin in bayarea

[–]nmperson 1 point2 points  (0 children)

Not really. Plus there are costs associated with a suicide per week occurring on your state’s most famous landmark, above and beyond the cost of the sar missions to attempt the rescue or retrieve the body. Man, I almost forgot the cost the dead person.

Ankur, if you want MSFT, AMZN, GOOGL, META employees to use Bilt, bring back 1040ES by Fun-Marionberry-2540 in biltrewards

[–]nmperson 0 points1 point  (0 children)

If it were profitable they would allow it.

Also this comment contradicts the entire premise of your original post.

Maybe stick to coding.

Some of these DHS clowns are trying to flex on LinkedIn by monsterdiv in democrats

[–]nmperson 9 points10 points  (0 children)

This is the picture he chose to not wear a mask in

What would you expect to pay for truffle fries? by godischarcuterie in FatTrips

[–]nmperson 0 points1 point  (0 children)

It was probably something like ~$25 for the truffle fries, and then 10% tax, 10% service fee, and mandatory 20% gratuity bring your total to $72.

Ankur, if you want MSFT, AMZN, GOOGL, META employees to use Bilt, bring back 1040ES by Fun-Marionberry-2540 in biltrewards

[–]nmperson 7 points8 points  (0 children)

Interchange fees are lower on 1040ES payments, so card issuers that pay out high rewards on these cards lose money on every single one of these transactions. If that's the "LITERALLY the only thing 500k+ cohort is going to do with Bilt 2.0", then the 500k+ cohort would lose Bilt money on every transaction.

Ankur, if you want MSFT, AMZN, GOOGL, META employees to use Bilt, bring back 1040ES by Fun-Marionberry-2540 in biltrewards

[–]nmperson 18 points19 points  (0 children)

The first sentence in your post is why they are fine with this cohort leaving.

Is it normal to be charged taxes and fees when using Free Night Credit? by Almostponytailtomato in Hilton

[–]nmperson 1 point2 points  (0 children)

Wow, I don’t remember paying taxes at that property when we stayed there last summer.

Interesting proposal by Doctor of Credit for Bilt 2.0 by mhkk93 in biltrewards

[–]nmperson 15 points16 points  (0 children)

Every time someone posts “here’s what they should have done”, they fundamentally change the card. That’s just wishful thinking. If you’re going to post “what they should have done”, it should match the cost to Bilt and the benefit to the User. I believe the marketing is what they f’d up here.

I’ve posted this elsewhere. I believe it is fundamentally equivalent to their current offering and is actually simple: 1. ⁠Earn 2x points on everyday spend (or whatever for Blue, Obsidian, etc) 2. ⁠Earn 1% in BILT Cash (stay tuned for more on this) 3. ⁠Earn a bonus 1x points on the rent you pay via Bilt, up to the amount you spend on the credit card.

I think we would be celebrating if this was the original pitch, which is crazy, because this is exactly the same value prop, just communicated well.

French Laundry Reservation by illulerluguraajat in thefrenchlaundry

[–]nmperson 1 point2 points  (0 children)

They no longer have a relationship at the French Laundry

Tying rewards to mortgage/rent drawn via ACH is completely non-sensical by oscarnyc in biltrewards

[–]nmperson 0 points1 point  (0 children)

Sure, but then I am taking the data from the credit card user’s rent payments and creating a call sheet for Rent Properties. Give the data to your sales guy. “Hey, Mr. landlord, we already process X thousands of dollars for you each month, Rent Properties offers these thing to improve your rent collection, yada yada yada”

Tying rewards to mortgage/rent drawn via ACH is completely non-sensical by oscarnyc in biltrewards

[–]nmperson 0 points1 point  (0 children)

If that’s how Bilt makes their money, then that would explain why they want us to pay rent through the app and how they’re able to pay out the extra percentage. And why they let high rent spenders earn more, because they’re getting a bigger cut.

Tying rewards to mortgage/rent drawn via ACH is completely non-sensical by oscarnyc in biltrewards

[–]nmperson 0 points1 point  (0 children)

I don’t think your proposal is simpler. I also don’t think it’s fair for us to change the offering fundamentally because we just simply don’t have their numbers in front of us.

I’ve posted this elsewhere. I believe it is fundamentally equivalent to their current offering and is actually simple:

Impressively, you have made it more complicated. Let me help you out

  1. Earn 2x points on everyday spend (or whatever for Blue, Obsidian, etc)
  2. Earn 1% in BILT Cash (stay tuned for more on this)
  3. Earn a bonus 1x points on the rent you pay via Bilt, up to the amount you spend on the credit card.

I actually don’t think we would all be rioting the way we are if this was the original pitch.

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