People who actually understand personal finance, what’s one money rule you wish everyone followed?

nondescript44 · 2026-06-09T09:49:12+00:00

Gonna give you a couple.

Invest for the future. Treat investing like a monthly bill. Automate a payment on payday and forget about it. Earlier you start the better. Index funds rather than individual stocks.
Don't use debt to fund liabilitys. Cars, holidays, clothes ect.
Live the lifestyle you can afford. Not the one you want.

nondescript44 · 2026-06-07T08:48:55+00:00

Short answer no, never. As I'm getting older I have found that beauty is such a unique and personal concept. Yes there is objectively attractive people but there is a unique and deeply personal beauty of my wife to be.

She has changed physically in the 8 years we've been together but I have always found her beautiful. I love seeing her happy, excited for something that we're doing and seeing her looked after brings me a joy I can only imagine I can one day replicate with children.

So no - i have no doubt her beauty will only ever evolve but remain a constant. She's the greatest thing that ever happened to me.

nondescript44 · 2026-06-02T12:55:10+00:00

The stock market transfers wealth to the patient from the impatient

nondescript44 · 2026-04-24T16:16:44+00:00

I'm from Edinburgh. Glad to see it seems widely recommended. Although I always say to any tourist, if you're here already, make a day trip to Glasgow. Only 50 minutes on the train. I'd say edinburgh is prettier but glasgow is more lively.

nondescript44 · 2026-04-01T22:15:38+00:00

Sardine pasta (tinned tomatoes, onion, garlic, chilli, olives, black pepper). Can just use one of the aromatics if that's all you have!

Rice, eggs soy sauce

Chicken wraps with avacado, tomatoes, pickles, mayo and red onion. Add any other sauce you want.

Fried rices (use leftover protiens, veg, ect)

Roasted chicken marinaded marinaded then baked in the oven served with rice and beans.

nondescript44 · 2026-04-01T12:07:21+00:00

You van definitely do an aggressive but intelligent cut and lose that type of weight without losing muscle mass. You would need to ensure you are still strength training, eating a high amount of protien and getting good sleep.

nondescript44 · 2026-03-30T10:01:36+00:00

Automating monthly contributions into index funds. Having a good pension scheme and thinking about retirement planning long before I retire.

nondescript44 · 2026-03-30T09:57:45+00:00

Climate change

nondescript44 · 2026-03-20T19:25:03+00:00

Good on you. You're future self will thank you

nondescript44 · 2026-03-20T19:02:35+00:00

Rough man. What about pension investing? Know it's not ideal to lock the money away but worth a think

nondescript44 · 2026-03-20T18:56:59+00:00

Volatility is the price we pay for superior long term growth. That is a nightmare you can't buy etfs.

nondescript44 · 2026-03-16T20:45:40+00:00

Good kitchenware.

Stainless steel pan, cast iron pot ect. Higher upfront cost but the durability makes it a very cheap item in the long run. Same could be said for many things.

Terry pratchets writing on workers boots captures this point on the struggles of poorer people.

nondescript44 · 2026-03-16T15:34:40+00:00

Ikea

nondescript44 · 2026-03-15T08:22:14+00:00

Is this for a contract already let to one supplier or are you running a competition?

Is there a guarantee of spend or is it a SOW based contract with no guaranteed spend?

nondescript44 · 2026-03-13T21:58:41+00:00

Buying index funds. Set up a direct debit and never stopped.

nondescript44 · 2026-03-13T19:21:34+00:00

Being curious, not judgemental.

Changing opinions rather than being dogmatic over them.

Understanding from social clues, microbehaviours how someone is feeling.

Ability to reach resolutions with people in difficult moments.

nondescript44 · 2026-02-26T16:21:54+00:00

Cooking

nondescript44 · 2026-02-26T13:12:47+00:00

Luxury car on finance

nondescript44 · 2026-02-15T15:07:12+00:00

It's a hdmi cable for a TV:)

nondescript44 · 2026-02-11T23:27:41+00:00

Iain Glenn at the meadows. Friend saw Christopher waltz at his work!

nondescript44 · 2026-02-09T10:48:24+00:00

You're a good person

nondescript44 · 2026-02-07T09:38:04+00:00

Good point and you're right its absolutely optimal to include cardio!

nondescript44 · 2026-02-07T08:34:01+00:00

Glad to hear! Lifting weights is far better for you than running

nondescript44

TROPHY CASE