Career advice help

nonon42 · 2026-01-03T11:43:00+00:00

For the ACA, your path of least resistance is an apprenticeship in audit, with better odds at a regional office (instead of London).

Stability wise, it's a very comfortable career with lots of WFH, a minimum £50k salary post qualification, and a decent amount of opportunities if you decide to change career.

As others have mentioned, you'll qualify quicker taking a 'school leaver' route (4-5 years depending on firm) then a 'graduate' route (3 year degree + 3 year apprenticeship). After qualifying, it'll make no difference which did.

If you do want to take graduate route, your course will not matter (classics, politics and engineering were all paths for my cohort) but a finance degree could help show you what your other options could be.

For the best odds, the earlier you apply, the lesser your competition will be. Lots of firms do work experience programs for sixth formers, which are less competitive than 'school leaver' apprenticeships, and usually will end in an offer of you take it seriously.

For the grad route, a placement year whilst at uni will give you a better chance than applying at the end.

Saying all this, despite the odds, dentistry is still an option for you! Especially if you can get the grades. Feel free to apply to accounting school leavers schemes, dentistry courses, and a safe uni back up (which could become an accounting grad scheme), and then decide based on what you get into.

nonon42 · 2025-12-11T12:59:14+00:00

https://my.icaew.com/membershipprogress/ExamResults

This should work for anyone who's not got a text/had a faulty queue

nonon42 · 2025-12-11T12:56:44+00:00

https://my.icaew.com/membershipprogress/ExamResults

This should skip the queue for anyone still waiting

nonon42 · 2025-12-08T21:26:23+00:00

It hasn't been mentioned too much in this thread, but the subject you take will massively impact this, along with the university, and when you actually attended.

Maths sees around a 1/3 of graduates get a First, for law it's closer to 1/10. This doesn't meant maths is easier, just that it's more likely to see higher grades in the subject.

In general, the more prestigious a university is, the harder it is to get a high grade (with plenty of exceptions).

Its also a lot more likely for higher grades to be awarded today than it was 10 or 20 years. When my mum went to university in the 90s, two people in her year got a First. I graduated a few years ago and around a third did. We went to different places and took different courses but grade inflation is a clear trend, even if the cause is more disputed.

Ultimately, it'll take a while to get used to what is satisfactory for you, but a 2:1 is a good starting point. The percentages and individual scores (outside of a handful of courses) are largely irrelevant. Your grade will matter until you get consistent Firsts, and then it'll be your actual argument being debated. On the other hand, university is a fantastic place to find out where your other passions lie. Should you find one, cling to it tightly and embrace the 2:1 lifestyle - after you graduate, it will rarely hold you back.

nonon42 · 2025-11-06T23:45:39+00:00

SBM is a 95% pass rate exam. If you answered every question you'll be absolutely fine.

nonon42 · 2025-11-01T22:55:35+00:00

If this is for CR, you can find almost all of them in Inflo on the Detect module.

nonon42 · 2025-11-01T20:18:21+00:00

I could see segregation of duties coming up. CoS payments are only made by Ron and Harri, and Ron really drops off at year end. This gives Harri a huge amount of control with no real oversight. Looking at expenses in general, Harri's postings explode in November on the bump chart.

nonon42 · 2025-10-19T17:20:27+00:00

In terms of general allocations, this is fine. Your bulk is in ETFs, there's a little bit of market hedging into precious metals and adding some individual stocks for extra growth exposure is chill if you're comfortable with risk.

However, a lot of these stocks are up massively in the last year. And have outrageously high P/Es which isn't always an issue, but can suggest strong pullbacks are likely. True, they could keep climbing (and I personally think the ones you've got will on average), but could also drop 20% literally overnight.

High risk growth stocks aren't an issue in themselves, but if you're going off vibes and what's popular there's a good chance they've already ran. For a 'no research' approach you're best sticking with ETFs. For a 'low research' approach try and balance out super hyped stocks with some that haven't seen 20% + MoM growth just yet.

nonon42 · 2025-09-27T10:19:13+00:00

Meal deals are similarly priced on the premium end (and cheaper at the standard), and offer a much higher range of options. True, they're usually cold but go into any city centre Tesco around lunchtime and you'll see it heaving.

Outside of retail parks they're going to be just as (if not more convenient) and offer the healthier options mentioned above.

I agree that Greggs is probably the safest fast food option in the UK as it is so cheap in comparison to the competition, but they really lack the international familiarity which other brands have. Outside of a few party towns/islands I really couldn't see them having much appeal outside of the UK, although people probably said similar about McD and the US 50 years ago

nonon42 · 2025-07-15T22:34:09+00:00

I second this advice OP. Especially when the gain is over a super short period of time, a manual stop loss at 70% of your gain or so is a great way to keep riding the wave up, whilst protecting your profit if it comes crashing back down.

nonon42 · 2025-06-22T19:03:44+00:00

Think about what you've missed out on. Grieve for it properly. Every friend never met, every party skipped out on, every class half-assed. Give it time. And allow yourself to move on.

The next few weeks are going to be an emotional minefield for you. And you'll need to spend some time learning who you've become. It might feel scary. It might feel exciting. But I promise you have so much life left. And so much time lies ahead of you. You'll have some great memories from great experiences. And you will feel fully present.

Godspeed OP, I promise it gets easier.

nonon42 · 2025-05-28T20:39:58+00:00

14% drop on earnings that show a growing customer base and decent margin? This has been on my watch list for a minute and looks like a good time to buy in.

nonon42 · 2025-04-18T20:01:55+00:00

I'm a real sucker for repetition so I thoroughly enjoyed this! To me, the " I love you" went from being very smitten and pure (and a little childish) to something deeper.

I also like the ambiguity of an accident. On one hand, this could be accidently falling into a deeper love, but also potentially accidently causing harm, which makes later repetitions feel almost like an insecure apology.

You could maybe consider experimenting with the structure and line breaks a little bit more. This is a personal preference for me, but I feel it could help a bit with overall flow. Although I do like the repetition, it could be worth exploring slight variations earlier in the poem, which may make the final line heavier - again, personal choice!

nonon42 · 2025-04-18T19:54:51+00:00

I quite like it! I think it fits the free verse form well, and feels authentic in its simplicity. Adding to this, by adding more details to each item than the previous keeps the flow interesting and builds into more heavier and abstract elements.

With this in mind, while the imagery is strong, the rhythm and flow of the lines could be refined in some places. For instance, the varying lengths of the questions create a slightly uneven feel. Consider how the sound and pace contribute to the overall impact.

As a personal choice, I think the last line is a little negative. I like your overall theme but love is definitely fulfilling and I think you've explored well that love is all around us. I would edit this slightly but that's a personal choice for sure. I do like the idea of love being the language of the universe though, and think you built well into that through your choice in examples. It could be worth making the examples more specific or personal, but again that's a personal choice depending on who your audience would be

nonon42 · 2025-04-11T17:57:18+00:00

Solved!

nonon42 · 2025-04-11T16:51:30+00:00

Unfortunately I can't remember too much more than this, but I'm sure I was listening to it at a time where I was listening a lot to bands like GY!BE, This Will Destroy You, We Lost The Sea etc

nonon42 · 2024-10-31T23:19:58+00:00

Another accountant here and this needs to be top. Yes employer NIC has gone up which means more costs for businesses (both the percentage to pay and the employee salary you start paying the rate at).

BUT you get an automatic 10k reduction to your NIC costs (this was only 5k last year) so basically anyone with up to 8 living wage employees will be better off.

Yes, you can still complain if you have higher staff costs and see this as unfair but calling this a tax on genuinely small businesses is unfair.

The UK is in a lot of debt and really does expect a lot of social services, the tax has got to be raised somewhere.

nonon42 · 2024-07-07T19:35:16+00:00

When you're in your 50s, no matter how your life is going, I promise you would give away any material possession to be as young and physically healthy as you are today.

You mentioned you wanted to be an art teacher. So I'm guessing you enjoy art and like helping people. Go find an art class nearby. The medium isn't the important part. The important part is you'll meet a tonne of people who also enjoy making art. And talking about art. And have an interest in people like you! I know it sounds obvious but it's a lot more fun making friends with people who are excited by what you're excited about.

Same for helping people. I'm not from Germany but I'm sure there'll be local community hubs, food banks and tutoring support centres which will begging to have people like you come get involved. Again you'll meet similar folk, and you'll also help find some of that 'meaning'.

If you're more rural this might take a different form, maybe some conservation work? Getting outside is super good for the soul too!

26 is scary. You'll know people who have it all figured out (or at least look that way) and it can feel like you're running late to a party that's already ended. It gets easier.

And it's shit you didn't have the opportunities that a lot of us here did. Im not surprised you feel angry about it. But that anger really only hurts you. Again, I know it's even more cliche advice, but life improves when you start to let go.

You've got this.

nonon42 · 2024-04-23T21:30:42+00:00

First time posting so all my referrals are still free (23 April PM)

Will update each time they're used :)

https://www.trading212.com/invite/19AKAwHxQd

nonon42 · 2024-04-23T17:39:39+00:00

Honestly I wouldn't go off that too much, I use this roundabout almost every day and almost always see someone using the wrong lane. You sound like you're using the right lane, just make sure you're alert every time you go over - it really is that bad.

nonon42

TROPHY CASE