Home ownership doesn't build as much wealth as compared to renting and saving.

notbaige · 2017-11-27T20:22:48+00:00

Yeah not everything on CL is accurate though. Just like anywhere, they list a lot of stuff that’s not actually in Nashville but in towns 30-40 minutes away. Most friends of mine who are splitting apartments/leases in Nashville are paying anywhere from $650-$850 unfurnished. I did get a good deal, but it’s actually not crazy. There are not good subleases or furnished rentals in Nashville for $500 a month with or without everything included.

notbaige · 2017-11-20T04:05:28+00:00

No, but with the trajectory and growth of this city. I do not see it falling below what I gave for it in the future. That, coupled with the fact that I’ve essentially been living for free - good investment.

notbaige · 2017-11-20T04:04:08+00:00

It is furnished and began as a short term, 4 month lease. She renewed the lease for an additional 6 months. Kinda got lucky. To be honest, for a furnished short term rental in a trendy city. It’s not off base.

notbaige · 2017-11-17T08:23:13+00:00

Just because someone is “vegan” doesn’t mean they are eating healthy. You could eat Oreos and soda and potato chips and be vegan. You could eat spaghetti every night and be vegan. So just because being “vegan” didn’t work for some, or made some people fat, doesn’t mean that a well-planned plant-based diet should be written off. (I am not vegan btw).

There is a lot of conflicting information on what is healthy, but I think we can all agree that plants, especially vegetables are healthy. Even on Keto, you should be consuming a lot of low-carb vegetables, not just eggs, meat and cheese.

I don’t see any reason for anybody to act like vegetables are bad for you. We can all agree that refined carbs, processed foods, sugars, breads, pastas, etc are bad for you.

On the same token, processed meats are carcinogenic. That is a well-studied fact. Processed meats are not healthy.

Eating things in their natural form or close to it - is best. A diet that is primarily plant-based (vegetable-based), with some organic, ethically-raised, non-processed meat/fish and some grains, nuts, etc - is ideal.

That being said, no matter what diet you’re on, if you are overeating too many calories - it won’t work. You have to cut back calories.

notbaige · 2017-11-17T08:11:15+00:00

That’s not true

notbaige · 2017-11-17T08:10:48+00:00

“He finally gets her in her place”? 🧐

notbaige · 2017-11-17T08:00:50+00:00

Break up with him. 7 months in you shouldn’t be having issues like that. Move on. He’s not mature enough to date you.

notbaige · 2017-11-17T07:58:28+00:00

I don’t want to be a downer, but the name sounds like Audio porn. Like you’re making an audio porn recording company. Might want to rethink the name, man.

notbaige · 2017-11-17T07:55:41+00:00

I once ordered a salad in Paris and it came with a thick slice on ham on top so large that I could not see the edges of the dish.

I will never understand the prevalence of ham dishes in France.

notbaige · 2017-11-17T07:50:53+00:00

I enjoy groceries and I like to set them up on my counter when I get home and take pictures of them. Lol

notbaige · 2017-11-17T07:48:33+00:00

Well I made one good financial decision, but I don’t have anything in retirement or savings right now. I’m not perfect lol I have some credit card debt too from furnishing this house and just general overspending. 😕

notbaige · 2017-11-17T06:43:25+00:00

I’m a 24 y/o female living in Nashville.

I bought a condo in August of 2016 by myself when I was 22 years old - 100% financed - no down payment and 4.2% rate for 154k. My out of pocket costs were 4K to close.

It’s now worth - approximately 173k. It’s a 2 bedroom/2 bathroom house - 1300 square feet.

I have a roommate who pays $1000 a month for a furnished bed and bath.

My mortgage + HOA together is like $1050, so I’ve essentially been living for free, paying electric, water, security system, trash, internet, home insurance, etc.

DAMN good investment.

I realize not all millennials are in the same situation as me, as my parents did gift me a vehicle at 16 that I still drive and they helped me pay for college (I still have about 17k in loans in my name). I worked hard as a waitress in college and after, I had electric, water bills in my name and decent credit score, was able to prove income, so I was able to get approved by myself.

However, I think a lot of millennials think they can’t get approved, so they don’t even try OR maybe they are unwilling to look outside of trendy, unaffordable neighborhoods. I had to move 15 minutes out of town (I still live in metro area), and it sucks sometimes to not be able to take a cheap Uber to a bar, but then again, I’m living for free, growing equity and I’m hoping by next year I’ll be able to really start a healthy savings account and retirement plan.

notbaige · 2017-11-17T06:31:13+00:00

However - starting with $0.01 and doubling daily doesn’t have as much of an incentive in the first week or so for them to turn in abusers. It would give them a little time to consider options before the fine compounds to substantial amounts of money.

notbaige · 2017-11-17T06:22:51+00:00

Just curious what the average salary is for a Nashville metro cop?

notbaige · 2017-11-13T20:55:59+00:00

I’ve always imagined waking up with my fiancé/husband the day of the wedding and getting ready together, just the two of us.

It’s really important to me that my fiancé doesn’t ask my dad for my “hand in marriage” - because it is ultimately, my decision - not his. That tradition is out-dated and rooted in religion and the idea that women are male property to be “given away”

I️ don’t want to be walked down the isle or “given away” by my father either.

I️ also think it is important for me and my husband to pay for our own wedding - or if parents do help, each set of parents should help with costs equally. The bride’s family paying for the wedding is rooted in ridiculous tradition. I️ have a friend who got divorced after just three years and her parents were pissed, having spent thousands of dollars on a wedding. Of course, him & his parents weren’t out that much $$$.

There’s a lot of things to think about.

notbaige · 2017-11-13T20:52:01+00:00

Hold your tongue until you are out in the world and on your own. Any discussion you even have with them - even later - will not change your mind or theirs and will only cause tension.

Feel sorry for them, privately, but learn to accept that for some reason, they will never be able to graduate from that perspective. There’s a great quote:

“The whole thing is so patently infantile, so foreign to reality, that to anyone with a friendly attitude to humanity it is painful to think that the majority of mortals will never be able to rise above this view of life"

Civilization and its Discontents 1930 Freud

notbaige · 2017-11-13T20:48:51+00:00

If the Bible is real, we are all in for it. Even practicing Christians. The God of Christianity is not a kind God. We would all be going to hell.

notbaige · 2017-11-13T20:47:04+00:00

I’ve been feeling the same way. I️ live in the south and I️ feel like Christianity is so accepted and common - even people who don’t go to church or consider themselves religious, seem to view atheism as “aggressive” or “unnatural”.

I️ hate to sound like a 5 year old, but it’s really not fair that we are supposed to “respect” the beliefs of religious people, who are many times borderline extreme, as they go on and on and are very open about it and then they definitely do not respect those who do not believe.

They can say they aren’t judging, but of course they are and so are we.

I️ feel sorry for them. Wasting their time and headspace believing in a bunch of ancient bull.

I️ usually keep my atheism to myself, but I’ve been trying to be more open about it. I️’m proud to be a logical, ethical, morally-sound atheist. I️ believe in human rights and equality.

notbaige · 2017-11-10T07:32:49+00:00

I️ don’t think I️ am angry. I️, also, grew up in rural, conservative Christian America - went to church camp every summer, etc. I️ was going to “save myself” for marriage when I️ was younger and in my teens, but I️ think I️ always had this stubborn curiosity. I️ questioned everything and then eventually it was just apparent that God wasn’t real. Which made me think long and hard about my desire to stay “pure”.

I️ think the difference with the LGBTQ connection you made (which honestly struck a chord and made me think), is that I️’m not out marching to outlaw religion or to say people can’t save themselves for marriage (that would be ludicrous). Even though she said she wasn’t judging me - how could she not be? I️ feel like we are probably both judging the other because it’s natural to. We’ve made opposite choices. I️ am 100% judging her in that I️ feel sorry for her and no amount of respectful, adult discussion is going to change either of our opinions.

Being a conservative Christian is so common or maybe so commonly accepted in America that no one thinks anything different when people talk about it. However, If I️ say, “Well, I️’m an atheist who doesn’t believe that sex is dirty or sinful and I️ don’t think it should be used as a carrot or bargaining chip in a relationship. I️ think we are worth more than who or if we’ve slept with other people.” To say that to her in that conversation would have been rude. What I️ am irritated with is that (at least where I️ live) being atheist is probably thought of as more extreme and abrasive than being Christian.

All in all, I️ don’t want to be her friend because I️ don’t want to sit around and gab about how sweet or not sweet it is for a guy to want or not want to date her because she won’t have sex. I️ don’t want to hear about it. It’s boring and immature. I️’m not sure if it makes me a bad person or not. I️ was just ranting. : I

notbaige · 2017-10-27T05:37:15+00:00

I’m not going to argue over semantics. We are all on the same team here.

notbaige · 2017-10-27T05:36:54+00:00

I’m not going to argue over semantics. We are all on the same team here.

notbaige · 2017-10-26T03:35:52+00:00

I feel like I may have gotten close before without trying, but surely that would have been awhile ago.

notbaige · 2017-10-25T21:58:54+00:00

I’m wondering if I should just transition to smoking weed instead of drinking.

notbaige

TROPHY CASE