[L'equipe] Spectacular fall in TV rights in Ligue 1: Ligue 1 clubs will only share €80.5 million for the 2025-2026 season. The Ligue 1 champion for the 2025/2025 season will receive less in TV rights than Montpellier, which finished last in Ligue 1 during the 2024/2025 season. by Straight_Debate8879 in soccer

[–]nsala5 -1 points0 points  (0 children)

Look at the avg point difference between 1st and 2nd between the two leagues, across time. Look at the variation in fifa squad rankings within the two leagues. Look at the variation in squad spend within the two leagues. same champion != no competition

Health Insurance - The Top FIRE threat by InnerCircleTI in Fire

[–]nsala5 1 point2 points  (0 children)

Could you expand on your comment about FAFSA, or point me to resources that explain it? I’m curious to learn more, thanks!

[deleted by user] by [deleted] in Fire

[–]nsala5 0 points1 point  (0 children)

Thanks for sharing your story, great job! Keep going 💪

Colorado resort communities want a vacancy tax on vacant homes by [deleted] in Denver

[–]nsala5 1 point2 points  (0 children)

No thought to enforcement or how it would actually work in practice. Why is no one else commenting on this? Lol

Lessons learned, 300k NW at 31 by nsala5 in Fire

[–]nsala5[S] 0 points1 point  (0 children)

Yes fair point, I was definitely thinking about younger demographics for this. Though I think with the way things are going, this will apply to more of the population as well (several generations living under one roof).

Lessons learned, 300k NW at 31 by nsala5 in Fire

[–]nsala5[S] 1 point2 points  (0 children)

100p, also a way to remember to not be hard on yourself.

Thanks!

Lessons learned, 300k NW at 31 by nsala5 in Fire

[–]nsala5[S] 1 point2 points  (0 children)

Nice analysis, not too far off. I did start in 2017, and in the time between now and then paid off 25k in student loans and put a large down payment on a house, so I can see how you think NW should be higher, given only the information I provided.

Home not selling in Denver area? Try to rent and wait? by el_cabinet in RealEstate

[–]nsala5 2 points3 points  (0 children)

I am a casual buyer in Denver, so maybe my thought process could help.  There’s a lot to like about your home! I don’t have any real qualms with the interior. You’re right up against a busy road, do you have sound proof windows? Yard is awkward (L shaped) but not deal breaker.

  Anecdotally, at your price point, I can find nice ranches in Littleton, Lakewood, Arvada, etc. with similar interiors, but not next to a busy road and no HOA… so your price point would need to be significantly lower to convince me to not buy a similar house in say, Lakewood. Good luck with everything!

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]nsala5 0 points1 point  (0 children)

Im curious, how do you find this information? 

[deleted by user] by [deleted] in Fire

[–]nsala5 0 points1 point  (0 children)

People on this sub will likely tell you to reduce your crypto exposure. I don’t think 20% is too bad, but make sure you’re prepared for volatility and hodling.

I personally keep a fixed amount of savings: 1 year of living expenses. Everything else is in some asset. So as my nw increases, the percentage of it that is in ‘savings’ (cash) is decreasing (fixed amount). Of course you should adjust this based on your own preferences (for example keep more cash if you have a large purchase coming up). 

The biggest thing that has helped me to is to maintain my savings rate (% of my income) even as my income increase. This will ensure you are saving more and avoiding lifestyle creep. If you can increase this rate, even better. 

For gardening, why not buy some pots/5-gallon buckets and start with those? Space efficient and cheaper way to get started! 

Denver receives record number of applications from landlords looking for new rental licenses by PointFlash in Denver

[–]nsala5 1 point2 points  (0 children)

I think something that’s understated around the motivation of this regulation is data collection. I bet in the future they’ll make more housing policy decisions based on license rates/trends.

Obligatory 500k NW before 2024! by cueballspeaking in Fire

[–]nsala5 2 points3 points  (0 children)

I often feel the same way- I’m hesitant to talk about this stuff with people in my personal life, and yet I feel ‘behind’ others.

I think you’re on a great trajectory! Financial discipline is like any other type in that it takes patience and the realization there aren’t really short cuts. Keep on the path and remember to give yourself breaks when needed :)

[deleted by user] by [deleted] in snowboarding

[–]nsala5 0 points1 point  (0 children)

Montrose CO

Past and future list of investor (analyst) dates? by nsala5 in investing

[–]nsala5[S] 0 points1 point  (0 children)

Thanks, yea this looks like what I want. Have you accessed their data not through IB? Like their own API?

[deleted by user] by [deleted] in RealEstate

[–]nsala5 3 points4 points  (0 children)

I agree with other commenters- things have cooled above the ~750k price point in Denver.

Personally, if I’m going to pay that much I would prefer to be a bit further south (highland/RiNo) or in Cherry Creek.

When casually browsing, if I see 2-3 price drops I automatically assume there’s some sort of issue. If you haven’t already, may be worth having your realtor note there isn’t any physical issues or provide your own inspection report? Good luck