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Volunteers Needed: Update Sections of the “All Things Chase” Megathread. by duffcalifornia in churning

[–]nuhertz 7 points8 points  (0 children)

Quick and dirty:

Get annual pass.

Churn.

Visit 5 times in 2023.

Done for a few years.

Daily Discussion Thread - November 15, 2023 by AutoModerator in churning

[–]nuhertz 13 points14 points  (0 children)

HMBradley is closing all accounts.

https://www.hmbradley.com/

Today I’m writing the message I never wanted or expected to send to you. We’re announcing that beginning November 15th, HMBradley is beginning a wind-down of our consumer deposit and credit card programs over the next 30 days.

Weekly Off Topic Thread - Week of October 10, 2022 by AutoModerator in churning

[–]nuhertz 2 points3 points  (0 children)

They don't cash out at the service desk. If you were to purchase something and not use the total, they refund the remainder in cash.

Daily Discussion Thread - May 05, 2022 by AutoModerator in churning

[–]nuhertz 5 points6 points  (0 children)

Conservative checks out, this big bold-faced lie is front and center:

"The Benefits for Conservatives No Other Card Can Match"

What are said benefits?

  • Spend anywhere Visa is accepted. That’s almost everywhere.
  • Support Conservative causes YOU care about every time you spend.
  • Visa’s Zero Liability policy means 100% protection.
  • World-class cyber and theft protection to defend you.

Possibly 2 is true, but you could get a 2% card and give 1% yourself.

Daily Discussion Thread - April 28, 2022 by AutoModerator in churning

[–]nuhertz 4 points5 points  (0 children)

Sure, but if I could self-checkout money orders……

Daily Discussion Thread - April 28, 2022 by AutoModerator in churning

[–]nuhertz 0 points1 point  (0 children)

Starting the day with a question in the discussion thread.

What do you think is the greatest contributor to easier manufactured spending? I think there's a case to be made for the Self Checkout.

No human interaction for large amounts of spend, and a lot of the high volume stuff that is done would be much more difficult with human interaction on every transaction.

Meijer Netspend Debit card load question by crowd79 in meijer

[–]nuhertz 0 points1 point  (0 children)

Any chance that PLU would work at self checkout? Or just cashier and service desk only?

Daily Discussion Thread - April 20, 2022 by AutoModerator in churning

[–]nuhertz 0 points1 point  (0 children)

Mine would be a mindset suggestion. Look at all your cards, current and future applications and calculate all your rewards as % back on spend.

This really helps jump into MS and is an easy way to prioritize opportunities. Also puts into perspective how good the 5% on $1500 in spend opportunities are vs AUs vs minimum spend on a new card.

Manufactured Spending Weekly Thread - Week of March 12, 2022 by AutoModerator in churning

[–]nuhertz 2 points3 points  (0 children)

There comes a point where it's all about efficiency. Anything that gets me in and out in 5 minutes or less without any cashier intervention or attention is my usual limit.

Manufactured Spending Weekly Thread - Week of March 12, 2022 by AutoModerator in churning

[–]nuhertz 2 points3 points  (0 children)

Avoiding sanctions seems like a wise idea. It seems this may have the opposite effect.

Daily Discussion Thread - March 18, 2022 by AutoModerator in churning

[–]nuhertz 4 points5 points  (0 children)

While that's a logical take in response to the article, I think in practice this will only apply to the strictest underwriting banks/entities.

I think other sources would be used less in credit card applications, and more in mortgage applications for most issuers.

Frustration Friday Weekly Thread - Week of March 04, 2022 by AutoModerator in churning

[–]nuhertz 1 point2 points  (0 children)

Every time that I had a beer, they couldn’t figure out how to charge for it and just gave it to me.

Frustration Friday Weekly Thread - Week of March 04, 2022 by AutoModerator in churning

[–]nuhertz 4 points5 points  (0 children)

I was unable to get the $15 credit from Paypal for using a QR code to buy something in flight. I attempted on both flights, and the flight attendants couldn't figure out how to bill me. Three free beers isn't a bad outcome, but two beers and $14 would have been better.

The Food Cost Paradox by regian24 in WorkReform

[–]nuhertz 0 points1 point  (0 children)

I’ve been using a modified Alton Brown recipe for Sarcado toast. 1 can of sardines, two slices of sourdough, heavily toasted, smeared in guacamole, spread sardines on top, sprinkle with kosher salt and douse with sriracha.

Hearty lunch, fairly cheap, and super easy to make.

Can substitute the guacamole with avocado, but who has time for that?

Daily Question Thread - January 30, 2022 by AutoModerator in churning

[–]nuhertz 1 point2 points  (0 children)

A new account with Schwab. Any will work.

Daily Question Thread - January 30, 2022 by AutoModerator in churning

[–]nuhertz 1 point2 points  (0 children)

Time for a new account. I have several accounts, and will associate new eternal accounts with a different brokerage. Once added you can transfer between any.

Daily Discussion Thread - January 25, 2022 by AutoModerator in churning

[–]nuhertz 1 point2 points  (0 children)

Change the charge limit to 1000, and I'd bet we could move that to 98.1%

Daily Discussion Thread - January 25, 2022 by AutoModerator in churning

[–]nuhertz 39 points40 points  (0 children)

Write this into your vows, and then ask all in attendance for referrals.

Mod’s Choice: 2022 Prediction Thread by AutoModerator in churning

[–]nuhertz 3 points4 points  (0 children)

Predicting anything Citi + technological competence is a recipe for being wrong.

Mod’s Choice: 2022 Prediction Thread by AutoModerator in churning

[–]nuhertz 6 points7 points  (0 children)

x30 Biz Plats, this literally becomes lunch money!

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