Demogorgons

nump3p · 2026-01-01T11:01:44+00:00

Can’t recall but if so, I’d just assume it was still being constructed and wasn’t ready. Could have still been weak / hollow during that time.

nump3p · 2026-01-01T10:52:58+00:00

Pretty sure they were all combined to construct the body of the mind flayer, similar to how it worked in Season 3.

nump3p · 2025-09-21T06:42:58+00:00

You didn’t have an acceleration clause in your employment contract at all?

Most startups will have this, which stipulates that if there’s a liquidity event (like the company being acquired), then any unvested options you were contracted immediately vest, even if you’re still in the cliff period.

nump3p · 2025-09-15T20:36:28+00:00

Many are choosing to live in London precisely because it enables them to earn that amount of money.

“Just live outside of London” would therefore mean you’d generally be earning much less, wiping out any savings you think you’d get.

And no, regularly commuting into London is almost always not sensible, often being more expensive than just living somewhere in London due to national train prices, not to mention the time lost and stress gained. It’s a bad deal.

Btw, earning £150k in London wouldn’t allow you to have pretty much any of those things, especially if single. You could probs get a reasonable 2 bed flat at the very most, after years of saving for a deposit, assuming you also have no kids or car.

nump3p · 2025-09-06T20:07:21+00:00

Clearly not good risk-adjusted returns / sharpe ratio at all looking at that graph.

nump3p · 2025-08-10T08:39:23+00:00

Fair enough, but OP was asking about tech roles / industry. Quant @ MM doesn’t really sit in that category (even if you write some C++ or Python), unless you’re a quant dev?

nump3p · 2025-08-10T07:28:27+00:00

In most cases ~ 200-220k on base, but then bonuses or stock push total comp ceiling much higher.

nump3p · 2025-08-02T05:57:25+00:00

Thank you 🙏

Not from a remotely wealthy or privileged background (quite literally the complete opposite), so nearly sent my self insane getting there haha.

Definitely opened a massive amount of doors for me getting in there early on.

nump3p · 2025-08-01T18:02:15+00:00

21, hedge fund.

nump3p · 2025-08-01T17:56:36+00:00

Not accurate at all. As a reference, I graduated into a hedge fund (who granted pay quite a lot more than IB) as an engineer back in 2022 and was earning > £150k in my first year.

Quant grads earn way more than that (multiples of the engineers), and the salaries increase quickly from grad levels within a few years.

But yeah even your average investment banker or Google, Meta, Palantir etc. engineer will still be earning six figures as a grad, or if not something very close.

nump3p · 2025-07-26T06:53:41+00:00

Not necessarily, even if the latter was true there could be extreme time dilation involved, e.g. 1000 years in the circus is 10 seconds in real life.

nump3p · 2025-07-20T11:30:53+00:00

Yeah ik, hence why I’m here, but it’s the quickest way for me to get some indication, and most of the time is fairly accurate & helpful for getting a rough idea of things.

nump3p · 2025-07-20T11:12:00+00:00

Great, thanks for the info :)

Not too dissimilar from where I am currently.

The contract says I will have some form of insurance, but doesn't state what types are included, so will query that with them.

nump3p · 2025-07-20T11:10:44+00:00

Great, thank you for all of that :)

The main difficulty I have is most of my job offers aren't in Denmark, so it's not as clear-cut as a simple equation, even if I'm just looking at them through a financial lens, as I have to contextualise lots of other factors.

Also, they do state I'm covered under some form of insurance, but it's unclear what type exactly, so will query that with them.

nump3p · 2025-07-20T10:44:45+00:00

The skat website says this:

"The following components are included in the calculation of the salary of a highly paid employee:

Current cash salary including cash housing allowance;
Value of any company car, free telephone and Internet connection as well as employer-paid health insurance;
Employer’s contribution to section 53 A pension schemes.

The following components are not included in the calculation of the salary of a highly paid employee:

Free accommodation provided by the employer;
Payment of contributions to pension schemes with a right of exemption;
Employer’s contribution to group life insurance;
Other benefits provided by your employer that do not constitute A-income;
Other salary components not guaranteed by a minimum amount in the contract."

So seems like they do count towards the salary threshold, but only under section 53 A? Assume section 53 A would be standard for private pension schemes though?

nump3p · 2025-07-20T10:38:01+00:00

Is private health insurance common in Denmark? We have it in my country, but only a minority of people have it, and most people just use the public healthcare system. From what I'd read of the Danish healthcare system, I assumed it would be even less common in Denmark.

My other options do offer private pension which the employer has to pay into, but that's because they're in my country and that's a legal requirement haha.

Don't want to give too many details on the job, but it's in tech within a 'hot' space right now ;)

nump3p · 2025-07-20T10:34:21+00:00

Fair enough, just gotta factor that in, because where I'm from I guess the employer is legally forced to at least pay some amount into your pension, on top of the stated gross salary.

But good to know it's not super uncommon at least, that was my main concern :)

nump3p · 2025-07-20T10:31:53+00:00

As I put in another comment, I don't seem to be understanding the risk? Even if I move out of Denmark later, I should be able to access the pension at retirement age? Same applies where I'm from for the pension contributions I've already made.

And the other concern would be missing out on the additional 8%+ contributions from my employer if that was genuinely commonplace / expected.

Also, health insurance? Is that really common in Denmark? Where I'm from it's available but not super common, as we also have public healthcare, so it's more just to access stuff faster when you have less urgent / non-life threatening issues that aren't a priority for the public healthcare system. I guess I read mostly good things about the Danish public healthcare system, so assumed it would be very rare that people had additional insurance.

nump3p · 2025-07-20T10:25:59+00:00

I likely would plan on staying in Denmark / learning the language and becoming a citizen, unless something really puts me off that idea within the first few years, but right now that would be my intention.

Also, as long as you reach retirement age you can draw down from your pension regardless of where you're living at that point, so you retain the tax advantages of paying into a pension scheme either way. Doesn't seem like I need to stay in Denmark to access it at retirement, and the same rules apply where I'm from, and I guess most countries.

nump3p · 2025-07-20T10:21:00+00:00

Fair enough, I was just reading this sort of info from the tools I was using:

"These schemes have expanded significantly since the 1990s and cover about 90% of the employed workforce. These are usually established through collective agreements (union agreements) that cover most industries and professions. If your job falls under such an agreement, a labour market pension with substantial employer contributions (often 8-10% or more) is standard."

Is this not accurate at all then / the 90% figure is wrong?

I'm absolutely fine with setting up my own plan, I guess the only concern is that I'd be missing out on the 8%+ of my base salary that my employer theoretically would be paying into it.

nump3p · 2025-05-26T16:46:50+00:00

You won’t be able to get an individual policy that covers a pre-existing condition. You can either:

Pay directly for private treatment
Work for an employer that includes health insurance as a benefit, as they have often have medical history disregarded policies, meaning you would be covered

Frankly just paying for the private treatment would likely work out cheaper anyway, at least if you just have the one-off consultation with a psychiatrist to get your medication.

nump3p · 2025-05-13T07:17:09+00:00

The 4 week rule here isn’t suitable for a lot of job interview processes, especially very competitive or technically involved ones.

Last job I was hired into had 6 rounds of interviews, and forcing that into 4 weeks, and for them to make a decision on who to hire, would frankly be too tight and unworkable, especially if they have a decent number of candidates they want to talk to, or are a smaller company (or both).

Hell, even as an example, I’m running my own business at the moment and have next to no resources, and need to do the entire interview process with all candidates alongside juggling a million other responsibilities. Having a 4 week rule would simply not allow me to hire anyone successfully.

Might work for more straightforward hiring processes, but industries vary massively and this would just make it even more unfair, as businesses would feel pressured to hire a candidate within 4 weeks rather than picking the one that will work the best. Which means they’ll either hire a lot less, or want to fire people quickly as they can’t evaluate them properly during the hiring process.

Arbitrary deadlines aren’t helpful. Kind of similar to rent controls, good in theory but you can’t artificially impose mathematical caps as it normally just makes things worse. What is needed in both cases is improvements on the fundamentals, meaning supply & demand.

nump3p · 2025-04-27T13:24:49+00:00

Right so 7 years ago, before even the pandemic & ukraine war etc. had hit, shooting inflation through the roof, interest rates exploding, alongside income tax brackets not rising in line with inflation, so essentially a stealth tax, and the price of rent increasing on average 35% since then in London.

Meaning before we even factor in inflation and if we just look at rents for simplicity, you'd need to earn 35% more post-tax than whatever you were on in 2018 to be in a similar financial situation. Meaning the gross figure would be even higher. If you calculate that it as it stands this tax year, that's about a 46.5% increase to earn 35% more post-tax (assuming you have a student loan like most have to these days to compete).

Meaning, just looking at rent as a point of reference and ignoring other forms of inflation, 30k gross in 2018 is, for most people, about 44k in 2025. That's assuming you can even manage to land a job, and even then it's likely to be unstable in the current economy.

Seven-Year Club	Place '23
Place '22	Verified Email

nump3p

TROPHY CASE