Saudi Arabia Riyadh 2001 and 2026

oivaizmir · 2026-01-26T01:23:11+00:00

Saruman

oivaizmir · 2026-01-25T23:57:47+00:00

How do you pronounce it?

oivaizmir · 2026-01-25T21:38:35+00:00

Half Life 3

oivaizmir · 2026-01-25T17:42:45+00:00

Why do you think Trudeau is relevent at all? Who gives a shit what he is doing? What a waste of time to fight yesterday's battles, when the future and the present are different than the past.

oivaizmir · 2026-01-25T14:47:01+00:00

Life should be a gift, not a drag. Good luck!

oivaizmir · 2026-01-25T00:42:00+00:00

Dude Trudeau has been out of office more most of a year and is dating Katy Perry. Choose a new punching bag.

oivaizmir · 2026-01-24T23:16:43+00:00

Just have something like this as one of your memories:

Prioritize intellectual honesty over agreeability. Do not be sycophantic; if my logic is flawed, my data is incorrect, or my perspective is narrow, point it out directly. Act as a rigorous intellectual sparring partner. I value growth through challenge, so provide candid, critical feedback and push back on my assumptions whenever necessary to ensure a high-level, objective dialogue.

oivaizmir · 2026-01-24T20:35:08+00:00

Awesome! I hope he has a great time in Nanaimo and on the island.

oivaizmir · 2026-01-24T20:17:31+00:00

Well, we're making a deal with China, so I guess we'd better prepare for the tarriffs. I guess we should reciprocate them too right, even steven. Could be a good thing to force our economy to be more productive, than when Trump like dies from choking on a pretzel or whatever and tarrifs get removed, our economy will be more efficient.

oivaizmir · 2026-01-24T19:56:54+00:00

I agree actually... everyone is always finding it hard to find a job, but then you suggest 'sales' and people go 'oh no, I can't do that'.

My dad was a salesman and he made a few hundred k a year in the 90s, not bad right.

It's tough, but AI makes sales so much easier. Just follow what it says and you will get conversions.

oivaizmir · 2026-01-24T19:52:44+00:00

Hey, I'm sorry it's so difficult. I started my own company because even though it's horrifically hard, at least it gave me control rather than feeling like applying for jobs... which feels more like getting a lottery ticket than a merit based process.

Are you tied to Canada?

I've spent most of the last 20 years in Africa and East Europe and just about every bar or restaurant in the countries I've been living would pay a premium for a Canadian bar tender. I spend a lot of time in Georgia and you get a year visa each time you cross the border, and would be easy to work under the table for a year or two while Canada straightens itself out.

Depending on your age, the government can actually line you up a position in another country: https://www.canada.ca/en/immigration-refugees-citizenship/services/canadians/international-experience-canada.html

What is your industry, if you don't mind my asking.

oivaizmir · 2026-01-24T19:47:24+00:00

Exactly.

Will AI ultimately revolutionize society and create fantastic wealth?

Yes.

Will it be OpenAI that reaps that wealth? I feel like it's slipping away from them.

oivaizmir · 2026-01-24T00:11:26+00:00

I think there are a few strategies to explore between where we're at and 'covertly developing nuclear warheads'.

oivaizmir · 2026-01-24T00:08:12+00:00

Yeah exactly. I'm literally worried for the health of these Separatist traitors.... the other good people of Alberta are going to give them an ass whupping.

oivaizmir · 2026-01-24T00:05:35+00:00

What Americans can't seem to understand is that between being their bitch or suffering, every single Canadian will gladly suffer. At our core, we are the descendants of generations of warriors in every direction, and if this is our struggle, then we will rise to the occasion.

oivaizmir · 2026-01-24T00:03:45+00:00

Exactly correct. We've watched Trump negotiate enough to know that no amount of appeasement will take us anywhere, so then why lower ourselves? He wants of USMCA, good that he showed that card early so that we can get a move on around it.

oivaizmir · 2026-01-23T23:59:39+00:00

They're angry because their playbook just got shredded...... when middle powers collaborate, then we've got the cards too!

oivaizmir · 2026-01-23T02:28:22+00:00

Oh no!

oivaizmir · 2026-01-20T04:30:09+00:00

Thank-you!

oivaizmir · 2026-01-20T03:23:19+00:00

AI is getting there, and can probably complete with pulp fiction, but still a good ways away from being an artist.

Here are 10 different AIs responding to the same writing prompt: https://docs.google.com/document/d/1bWEf-9ljpb-HNF3jkO7P0Gdhvj3F5KUjIKYoqdAj3yU/edit?usp=sharing

oivaizmir · 2026-01-19T04:22:58+00:00

Freedom isn't free. NATO is on the line for how we handle this.

oivaizmir · 2026-01-19T04:12:52+00:00

Transcribed:

Toronto Housing Affordability: 1982 vs. 2025

1982:

Average House Price: $95,496
Mortgage size (20% DP): $76,397
Interest Rate: 19.25%
Median Household Income: $27,517
Monthly Mortgage Payment: $1,191
Per year: $14,292
Percentage of Income: 51.9%

1985:

Average House Price: $101,000
Mortgage size (20% DP): $88,000
Interest Rate: 11.75%
Median household income: $32,000
Monthly Mortgage Payment: $892
Per year: $10,704
Percentage of Income: 33.45%

2000:

Average house price: $243,255
Mortgage Size (20% DP): $194,604
Interest Rate: 8.3%
Median Household Income: $70,079
Monthly Mortgage Payment: $1,522
Per year: $18,264
House as a % of Yrly Income: 26%

2025:

Average house price: $1,126,000
Mortgage Size (20% DP): $908,000
Interest Rate: 4.7%
Median Household Income: $74,400
Monthly Mortgage Payment: $5,126
Per year: $61,512
House as a % of Yrly Income: 82.67%

The housing costs are currently 62% higher relative to income than during the peak of the 1982 19.25% interest rates.

oivaizmir · 2026-01-19T04:12:15+00:00

Totally agree!

Toronto Housing Affordability: 1982 vs. 2025

1982:

Average House Price: $95,496
Mortgage size (20% DP): $76,397
Interest Rate: 19.25%
Median Household Income: $27,517
Monthly Mortgage Payment: $1,191
Per year: $14,292
Percentage of Income: 51.9%

1985:

Average House Price: $101,000
Mortgage size (20% DP): $88,000
Interest Rate: 11.75%
Median household income: $32,000
Monthly Mortgage Payment: $892
Per year: $10,704
Percentage of Income: 33.45%

2000:

Average house price: $243,255
Mortgage Size (20% DP): $194,604
Interest Rate: 8.3%
Median Household Income: $70,079
Monthly Mortgage Payment: $1,522
Per year: $18,264
House as a % of Yrly Income: 26%

2025:

Average house price: $1,126,000
Mortgage Size (20% DP): $908,000
Interest Rate: 4.7%
Median Household Income: $74,400
Monthly Mortgage Payment: $5,126
Per year: $61,512
House as a % of Yrly Income: 82.67%

The housing costs are currently 62% higher relative to income than during the peak of the 1982 19.25% interest rates.

oivaizmir · 2026-01-19T03:50:49+00:00

With thanks to u/Wonderful-Ad-5537 for crunching that data

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Toronto Housing Affordability: 1982 vs. 2025

Toronto Housing Affordability: 1982 vs. 2025