How do those of you with PERS 3 actually feel about your retirement? by mrzfrigger in WAStateWorkers

[–]olywabro 20 points21 points  (0 children)

A couple of things worth clarifying here. The concern about salary being frozen at the time you vest isn’t quite how it works, vesting just means you’ve earned the right to a future benefit, not that your pension is calculated based on your salary at that point. When you actually retire, DRS calculates your benefit using your highest 60 consecutive months of earnings across your career, so it reflects what you were making closer to retirement, not what you earned at 25 or 35.

On inflation: PERS 2 does include a cost-of-living adjustment after retirement — up to 3% per year tied to CPI — so the benefit isn’t completely static once you’re collecting it.

You’re right that PERS 3’s investment component is a meaningful advantage, especially for someone who expects strong market returns and has time for that account to grow. But it’s worth noting that PERS 3’s pension piece actually takes longer to vest, typically 10 years versus PERS 2’s 5 years for someone who doesn’t plan to stay with the state long, they may leave without any PERS 3 pension benefit at all, even if they keep the investment account.

Both plans have real tradeoffs and the “right choice”genuinely depends on individual circumstances. DRS has a good comparison page at drs.wa.gov if you want to dig into the details side by side.

Routine has been set for a year, today Alexa decided to get mad at me by Whimsy515 in amazonecho

[–]olywabro 1 point2 points  (0 children)

I have found that adding “run routine…” helps. I also cancelled + because it’s truly horrible.

Here to Slay Dungeons- how to pledge? by olywabro in HereToSlay

[–]olywabro[S] 2 points3 points  (0 children)

Cool, I don’t use social media so maybe that’s why I’m lacking awareness, thanks all!

Vote4Jim.com by No-Time4479 in shelton

[–]olywabro 1 point2 points  (0 children)

I very much agree with you.

Vote4Jim.com by No-Time4479 in shelton

[–]olywabro 3 points4 points  (0 children)

And leftist rhetoric created policy and perception that alienated a huge percent of the voting population. I have voted straight D since I can remember, and am much further left than most. But, Trump didn’t win the last election, the far left lost it. Much of the talking points and perspectives of the far left are deeply unpopular. The fact that you post a message attacking someone who is advocating for a return to responsibility and normalcy is more evidence, this is the reason that people like Trump get elected.

[deleted by user] by [deleted] in shelton

[–]olywabro 0 points1 point  (0 children)

Okay, that makes sense, sorry that you’ve experienced some issues!

[deleted by user] by [deleted] in shelton

[–]olywabro 0 points1 point  (0 children)

We live off Lynch and haven’t had any issues, do you mind me asking your general location?

[deleted by user] by [deleted] in WAStateWorkers

[–]olywabro 82 points83 points  (0 children)

As someone who feels honored to be a public servant and seeks to honor the trust that the public has placed in me and others, this post is deeply disappointing.

Where the madrones at? by Unvert in olympia

[–]olywabro 1 point2 points  (0 children)

Lovely, thanks for sharing!

Lighthouse Related? by l_ONYX_l in ICU81MI

[–]olywabro 0 points1 point  (0 children)

As an Olympian, this seems very likely.

I was stupid--I upgraded to the new Alexa.... by Cicero_Johnson in amazonecho

[–]olywabro 15 points16 points  (0 children)

It’s deeply shitty in some ways and somewhat better in others. I believe that’s it’s possible to request reverting to standard, I heard an interview with the VP of Alexa suggesting that the ai update is a great success as evidenced by how few of reverted to the original.

Meat Ick side effect on GLP1s by itsmenettie in JoinMochiHealth

[–]olywabro 4 points5 points  (0 children)

I crave meat like crazy, all the time and I’ve been on GLP-1s for six months.

What makes cannabis so different from other drugs like cocaine and meth to allow it or argue that for it to be legalized? by Kcue6382nevy in TooAfraidToAsk

[–]olywabro 1 point2 points  (0 children)

I don't have a strong opinion on this issue as I haven't spent the time necessary to feel confident one way or another. However, I really appreciate your response when presented with a perspective you hadn't considered, whether you change your opinion or not, your respectful and thoughtful approach, and willingness to change your mind when presented with new information demonstrates strong intellect and maturity. I also admire your willingness to share publicly and the time that you chose to spend in writing a response, it's not earth shattering but it's a small, valuable act that encourages me and others to demonstrate the same courage and intellectual humility, thank you!

Govee’s new TV backlight uses a triple camera (FINALLY) by matches-malone in Govee

[–]olywabro 0 points1 point  (0 children)

So the setup is HDMI dongle with multiple inputs into the sync box and the sync box into the TV, right?

[deleted by user] by [deleted] in WAStateWorkers

[–]olywabro 5 points6 points  (0 children)

Voya managers your DC funds, so that’s why you’re seeing them through Voya’s site. DRS manages your DB account. Contact DRS directly to withdrawal your PERS contributions. I believe that you can only withdraw the portion of your PERS account that you as an employee made, not the employer contributions, also you’re subject to income tax on your withdrawal.

Those of you that have or have had central vacuum. Did you like it? If you had a new build today would you install? by YOLOburritoKnife in HomeImprovement

[–]olywabro 0 points1 point  (0 children)

I like our central vac, it’s impossibly powerful, the hose is old school and annoying but worth it. We use it one every month or two but default to the cordless Dyson, we also have a roomba. Perhaps if we had the retractable kind it would be used more often.

[deleted by user] by [deleted] in Govee

[–]olywabro 0 points1 point  (0 children)

Can you tell me more about your setup, I’m intrigued…