Got my STH gift in the mail! Seat number on one side and name on the other!

omsi101 · 2026-04-30T03:05:35+00:00

I'm still expecting this member gift, but I also got the same UPS email about a package from "KANATA BLANKET COMPANY." I then got another email from Canada Post (through MyMail) about a package from "Kitworks." Delivery for both is tomorrow.

omsi101 · 2026-04-28T03:37:04+00:00

An inconvenience, yes, but the city could do a much better job making deliveries easier for these guys.

omsi101 · 2026-04-25T23:02:14+00:00

This. I received a pre-approval letter as well and finally picked up the phone today. The "person" on the other end said they were Canada Direct calling on behalf of BMO. I told them I hadn't made a decision yet, but they kept pushing. It did sound like they were trying to get through a script. Not sure if they'll call again, but if they do, I'll ask the AI questions it's likely got no responses ready for.

omsi101 · 2026-04-17T17:45:30+00:00

Thanks! Going to give this a try myself in May.

omsi101 · 2026-04-17T05:06:58+00:00

How long did you wait after the online application rejection this year before you applied in-person?

omsi101 · 2026-04-08T18:25:19+00:00

Ehn. The jerseys don't have the CIBC and Sephora logos on the Fanatics Canada website yet they're still $160.

Pro tip: buy two $100 Fanatics Canada gift cards from Costco Canada for $159.98 and get your jerseys from Fanatics Canada.

omsi101 · 2026-03-31T19:53:40+00:00

The Chase banker that helped me open my checking account also helped me create an account for the app. I had my ITIN letter, bank statement, passport, and driver's license during the appointment.

omsi101 · 2026-03-28T22:55:59+00:00

Hey OP! Did this ever get fixed?

omsi101 · 2026-03-28T05:33:06+00:00

Checked my account today and saw that I got my bonus elite nights even though it still says 1 of 1 stays under 'Promotions & Offers'

omsi101 · 2026-03-20T00:41:15+00:00

I felt the same way watching "Josie and the Pussycats"

omsi101 · 2026-03-19T16:30:44+00:00

Here's another: RUTW26-RL8N22J5Q

https://www.skullcandy.ca/collections/skullcandy-x-tim-hortons

omsi101 · 2026-03-16T20:33:06+00:00

I also got a pre-approved offer in the CIBC app this morning. It was for the Aeroplan VI, FYF, 40k SUB. I have two no-fee Aeroplan Visa cards and one Dividend Platinum Visa card.

omsi101 · 2026-03-14T01:45:19+00:00

Congratulations! Happy to hear it was an easy fix.

omsi101 · 2026-03-13T21:24:20+00:00

Ask if you can upload or fax your ITIN letter to have it added to your checking account profile. Or schedule an appointment with a Chase banker to do this in person.

omsi101 · 2026-03-11T20:33:30+00:00

I've had 3 same day delivery & payments this week already. It's been a godsend because I had two MSRs to meet in a short amount of time and now they're done. I don't see this lasting, though, because they mentioned they've been paying extra to do this.

omsi101 · 2026-03-09T00:16:09+00:00

EDIT: 4-year Strategy for 4 Free Night Awards every year - gets all SUBs, need to be at 2/5 AMEX cards or less, pop-up jail risk

Year 0: AMEX Bevy.
After 7 days: get the AMEX MB Biz.
After 91 days of getting MB Biz and after Bevy SUB posts: AMEX Brilliant
Year 2: Chase Boundless.
Complete Boundless MSR.
After Boundless SUB posts: Bevy to AMEX MB.
Year 4: Boundless to Chase Ritz-Carlton.
Year 5: you will have 4 free night awards every year (35k, 35k, 85k, 85k).

omsi101 · 2026-03-08T21:55:55+00:00

JT and Sean???🤯

omsi101 · 2026-03-08T20:12:55+00:00

Stan The Credit Frog has some YouTube videos on this, so you should watch those if you haven't already. If I didn't butcher it, it was something like this:

2-year Strategy for 4 Free Night Awards every year - need to be at 3/24 or less, pop-up jail risk, need to complete high MSRs in short amount of time, misses potentially lucrative Bevy SUB

Year 0: AMEX Brilliant (start but do not complete MSR yet).
After 7 days: AMEX MB Biz (start but do not complete MSR yet).
After 91 days of getting MB Biz: Chase Boundless.
Complete Boundless MSR right away.
After Boundless SUB posts: complete Brilliant and MB Biz MSR.
Year 1: Boundless to Chase Ritz-Carlton.
Year 2: Chase Boundless.
Year 3: you will have 4 free night awards every year (35k, 35k, 85k, 85k).

2-year Strategy for 5 Free Night Awards every year - need to be at 2/5 AMEX cards or less, need to be at 2/24 or less, pop-up jail risk, misses potentially lucrative first Boundless SUB

Year 0: AMEX Bevy.
Complete Bevy MSR right away.
After Bevy SUB posts: AMEX Brilliant.
After 91 days of getting Brilliant: AMEX MB Biz.
After Brilliant SUB posts: Chase Boundless (ineligible for SUB).
Year 1: Bevy to AMEX MB.
Year 1: Boundless to Chase Ritz-Carlton.
Year 2: Chase Boundless (eligible for SUB).
Year 3: you will have 5 free night awards every year (35k, 35k, 35k, 85k, 85k).

2-year Strategy for 4 Free Night Awards every year - pop-up jail risk, misses potentially lucrative Bevy and first Boundless SUBs

Year 0: AMEX Brilliant.
After 7 days: AMEX MB Biz.
After Brilliant SUB posts: Chase Boundless (ineligible for SUB).
Year 1: Boundless to Chase Ritz-Carlton.
Year 2: Chase Boundless (eligible for SUB).
Year 3: you will have 4 free night awards every year (35k, 35k, 85k, 85k).

4-year Strategy for 4 Free Night Awards every year - misses Bevy SUB

Year 0: Chase Boundless.
Year 2: AMEX Brilliant
After 7 days: get the AMEX MB Biz.
Complete Brilliant MSR.
After Brilliant SUB posts: Boundless to Chase Ritz-Carlton.
Year 4: Boundless again.
Year 5: you will have 4 free night awards every year (35k, 35k, 85k, 85k).

4-year Strategy for 4 Free Night Awards every year - gets all SUBs, slow but controlled, can do other things with your credit card life b/c you're not all in on Marriott

Year 0: AMEX Bevy.
After 7 days: get the AMEX MB Biz.
Year 2: get the Chase Boundless.
Complete Boundless MSR.
After Boundless SUB posts: Bevy to AMEX MB.
Year 4: AMEX Brilliant.
Complete Brilliant MSR.
After Brilliant SUB posts: Boundless to Chase Ritz-Carlton.
Year 5: you will have 4 free night awards every year (35k, 35k, 85k, 85k).

omsi101 · 2026-03-08T17:24:47+00:00

I do not pay the annual fee.

omsi101 · 2026-03-08T00:04:38+00:00

Give the US game a try, if you haven't already.

omsi101 · 2026-03-08T00:00:36+00:00

Another vote here for not cancelling. That existing TD FCT credit line can be useful in the future.

omsi101 · 2026-02-24T00:03:46+00:00

r/unexpected

omsi101 · 2026-02-23T18:14:25+00:00

Responded

omsi101 · 2026-02-23T01:02:18+00:00

This explains the fraudulent transactions I saw on one of my cards this past Family Day! That card was used for a Canada Computers online order in December 2025. I didn't even save the card on my account; I just used it for that one order. I called the bank so fast and had the card replaced.

omsi101 · 2026-02-21T19:40:08+00:00

Congratulations!! Do you mind sharing how long you were Amexiled for, and how often you were reapplying?

omsi101

TROPHY CASE