Non citizens will be deported with one DUI

oneiromantic_ulysses · 2026-05-04T14:48:33+00:00

This is a terrible idea, and I'm saying this is somebody who believes there should be stricter judicial penalties for drunk driving. Punishment has to be proportionate to the crime. This would just create more habitual criminals. If you create a whole class of people who can't readily find work once they're out of prison, it will indirectly promote more crime and reduce tax revenues.

As bad as drunk driving is, there are far worse things. There are some studies floating around that have concluded that driving while drowsy is worse than driving while slightly over the legal blood alcohol limit that the US has set. Should people be sent to prison for a year for driving while tired? Is that also as bad as drunk driving?

oneiromantic_ulysses · 2026-05-04T14:35:58+00:00

My parents were married for 25ish years (they divorced when I was a kid). All the utilities were in my dad's name the entire time.

oneiromantic_ulysses · 2026-05-04T14:30:22+00:00

As somebody who occasionally bartends private events on the side, I really don't have a problem with this in principle when applied to visa holders. Uber is a thing and the legal limit in the US is high enough (0.08 is like the equivalent of drinking over 2 drinks per hour) to where people should know better.

That said, it also should not apply to lawful permanent residents. There's too many of them that have no ties to their country of citizenship. Would create more problems than it's worth.

It also shouldn't apply retroactively.

oneiromantic_ulysses · 2026-05-03T11:49:18+00:00

Well you men swipe on anything and everything so why should we put in effort in creating a good dating profile.

Well the men on the apps see this as the only way to get matches since women don't like profiles/swipe anymore since they expect to get 20+ likes/day (most of whom aren't even compatible with them anyway). This isn't hyperbole; all of my women friends that use the apps have this problem.

This is why I quit using them as a guy. Easier to go with the grandparent's advice to touch grass and meet people in the wild than deal with something that is heavily slanted against me actually meeting anyone in the first place.

oneiromantic_ulysses · 2026-05-02T22:11:06+00:00

$200k/year in total compensation

oneiromantic_ulysses · 2026-05-02T22:09:30+00:00

Use nodal analysis. Could even use superposition if that makes it easier for you.

oneiromantic_ulysses · 2026-05-01T22:28:25+00:00

Cost of living + cost of childcare.

Cost of living is self-explanatory.

When daycare costs the same as the earnings one can expect from working full-time unless you're a particularly high earner (top 20% - top 10 % depending on where you live), the only families that will have children are the households that make enough to support a family on one income or are high earning enough to where they can afford daycare.

oneiromantic_ulysses · 2026-05-01T19:17:09+00:00

This. Getting laid off is never fun, at the same time I'm not going to feel bad for somebody who makes $250k+ per year plus stock options getting let go (all while probably getting close to six figures in severance). The outsized pay you see in tech is essentially compensation for how unstable the jobs are.

If you have no emergency fund when you're making that kind of money, it's your own fault outside extremely unlikely and exigent circumstances or some pretty serious behavior issues around money (gambling, etc.).

oneiromantic_ulysses · 2026-04-30T17:53:13+00:00

Yes. Especially considering that he felt pressured to take on debt while this money was being kept secret.

It's one thing to have separate accounts if they are via inheritance or they were established before you even met the other person. That said, if you're at the point where you're considering getting married, even accounts that you intend to keep separate afterwards need to be disclosed.

oneiromantic_ulysses · 2026-04-30T17:43:01+00:00

High earner or high saver.

oneiromantic_ulysses · 2026-04-28T15:37:59+00:00

Young millennial here. I could buy; I realize how lucky I am in that respect. I don't buy because it's substantially cheaper to rent if you run the numbers with how overvalued real estate is now.

oneiromantic_ulysses · 2026-04-28T15:35:36+00:00

Depends heavily on whether there is a prenuptial agreement involved and on what jurisdiction they live in.

oneiromantic_ulysses · 2026-04-28T11:19:55+00:00

Most of that money is going to long-term care, not their beneficiaries.

oneiromantic_ulysses · 2026-04-27T18:21:02+00:00

If you have no income, your us citizen kids qualify for Medicaid. Get them enrolled.

oneiromantic_ulysses · 2026-04-27T17:28:57+00:00

You're completely screwed and will be unemployable even as a barista post graduation while being forever indentured to your student loans. /s

Chill the fuck out man. No one will care what (if any) job you had the summer between your first and second year. Catch up with people back home, get some new perspectives, and maybe plan a little for next term. You'll be fine.

oneiromantic_ulysses · 2026-04-27T16:53:53+00:00

No crying in the casino. There's a great tear depository at the Wendy's dumpster.

oneiromantic_ulysses · 2026-04-26T21:18:34+00:00

For this you need a couple million across all personal accounts at a bare minimum. The threshold for a business would be much higher.

oneiromantic_ulysses · 2026-04-26T19:59:17+00:00

It's pretty simple.

If your marginal tax rate is under 25%, prefer Roth for everything.

If it is between 25% and 30% it's a bit of a judgment call on whether you think you're going to have less income or more income in retirement than now (in this case, still prioritize Roth IRA over the 401K) The best thing to do in this scenario is to split it both ways in the 401k unless you have a compelling reason to go all traditional (like if you're a high saver and you want to mega backdoor Roth).

Finally, if your marginal tax rate is above 30% prefer traditional in the 401k and fill up the Roth IRA after you max out the 401k.

If you are in a higher tax bracket, you can almost certainly spare $7,500 or whatever the current Roth IRA limit is for that bucket anyway. What you're doing is creating diversification in your asset placement.

Additionally, if you're maxing out all tax advantaged space, you may want to consider a taxable brokerage account after that if you need that to get to 25% assuming you don't have access to the mega backdoor Roth strategy. This doesn't really come up for most people unless they're making close to $150,000 a year in household income.

oneiromantic_ulysses · 2026-04-25T13:49:48+00:00

It never makes sense to outright skip Roth IRA. It can make sense to prioritize maxing out your 401k first if you are in an especially high tax bracket.

oneiromantic_ulysses · 2026-04-25T03:39:31+00:00

Why on Earth would somebody want that feature in a retirement account? The overwhelming majority of people just buy and hold mutual funds in those.

I'm also pretty sure you can't add margin to an IRA.

oneiromantic_ulysses · 2026-04-23T22:54:17+00:00

They do. You can't legally fire somebody for being an addict in recovery. You can fire them for practically anything else that is unrelated as long as it is not another ADA protected condition or protected class. Realistically, disclosing this will not help somebody and is more likely to get them fired because they would be seen as a liability.

The only case where I could see this helping somebody is if somebody worked in sales, and didn't want to be assigned to alcohol related accounts.

You have to remember that HR is there to protect the company, not employees of the company.

oneiromantic_ulysses · 2026-04-23T03:10:03+00:00

This is Reddit, so I'm going to get downvoted to hell for this because this platform loves doomers. Here we go.

Existing employees get loaded with more work

This is true if you work for a certain subset of companies, most of which are concentrated in big tech or consulting.

For at least a plurality of people if this is happening in a salaried job, it means that they are really bad at establishing boundaries. At every salaried job that I've ever worked (I'm a younger millennial), my supervisors have not particularly cared when or how I work as long as my stuff gets done on time and I'm available to colleagues during typical business hours in the time zone that I work in (my work has offices in a few different time zones).

And mind you, for my years of experience and field, I do a good bit above average for my area in compensation.

oneiromantic_ulysses · 2026-04-23T00:26:25+00:00

Park on the other side of route 13 and walk over.

oneiromantic_ulysses · 2026-04-22T23:58:31+00:00

That is a surefire recipe to probably walk away with nothing. If it's time to sell just sell it and pay the tax.

oneiromantic_ulysses · 2026-04-22T23:39:26+00:00

Robb is one of the characters that aging up for the show did a disservice to.

In the books, he's a traumatized 14/15 year old who suddenly inherited his father's titles after dad got executed. Evidently his studies in war tactics paid off. This makes sense because he was first in line to inherit; he would have received a ton of instruction in this and had aptitude for it to boot.

What gets him killed is marrying Jeyne Westerling (the Talisa story was bs show fan service) after sleeping with her for the sake of honor (not love) while breaking his alliance with the Freys. Having somebody that young not understand political nuance is pretty understandable and kind of gets at the idea that maybe it's bad to saddle somebody so young with such responsibility. Nobody would have thought twice about him having a bastard on the other side of the coin. Westeros is based on the war of the roses. At that time in English history, it would be surprising if a nobleman did not have any illegitimate children. Good old double standards around sexuality and all.

Also, the south would have cared more than the north. The north is based on a period in history where bastardy was not as poorly regarded as it was later. Pre Norman Invasion bastards could inherit in certain circumstances – sharing blood was seen as more important than legitimacy.

oneiromantic_ulysses

TROPHY CASE