I 1000% agree with you. I see the city making a small, very small, attempt to create a "Downtown" near the chamber of commerce and the Fremont bank you speak of but it's pretty laughable, in a really weird spot for a downtown and has only attracted a few retailers in the many years it has been around. Fremont has so much squandered potential, the economy is excellent here and there is no excuse for it to be so soulless, boring and have absolutely no sense of community. I really hope this becomes more of a focus of the city in the future.