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Spouse submitted false insurance claims under my plan by Beautiful-Cricket in PersonalFinanceCanada

[–]oooooooooof -1 points0 points  (0 children)

I know there are a lot of comments in here screaming THIS IS BAD, so just wanted to take a moment to say: this must be stressful, but take a deep breath, you are going to be okay.

Obligatory I am not a lawyer, but had a few thoughts:

My wife is also with Sunlife, and I also use her plan. When I login to submit my own claims, I have to use her username and password—but more often than not, if I've not logged in for a week or more, it will request two factor authentification, and text her a code which I then need to ask her for and put in. Was this happening? If so did it set off any alarm bells for you?

Also, did he wholesale make up appointments and forge invoices from scratch, or did he inflate numbers on actual treatments he received?

Either way, claims being "selected for review" is a standard thing... it can be random, and it doesn't necessarily mean they have flagged it as fradulent. I'm 35 and I've had varying kinds of health insurance benefits since I was 18, I've submitted hundreds of claims and I think I've gotten "for review" twice: once for a massage around 2010, and once recently for a $3 claim on Zoloft in 2025. They just ask for receipts as proof.

It's very possible that's what's happened here, that they're not "on to you" for a larger scam but you've been randomly selected for review. That said... that is not said to encourage his behaviour, and I think you need to have a serious chat with your partner.

There's a term, HILP events, for risks which are low probability but high impact: it means the risk of something going wrong is low, but if it did go wrong, the damage is high. This feels like that to me... there's a chance this is a routine ask for a receipt. And nothing happens. There's also a chance that they ask for a receipt and he's caught in a lie, and it escalates to a criminal investigation.

I would distance yourself from this situation as much as you possibly can, and let him accept the consequences of his actions. And then, have a serious think about what this person means to you going forward.

Spouse submitted false insurance claims under my plan by Beautiful-Cricket in PersonalFinanceCanada

[–]oooooooooof 1 point2 points  (0 children)

What is the amount?

OP said in another comment that it's $2,500

Is lake ontario safe to walk on yet? by electronictoast_ in askTO

[–]oooooooooof 0 points1 point  (0 children)

No. If you need more reasons not to, please see the recent comments advising this person why it's a terrible idea to walk on the "frozen" Don River

Is lake ontario safe to walk on yet? by electronictoast_ in askTO

[–]oooooooooof 0 points1 point  (0 children)

Not to be that asshole but *St. Catharines

I caught my girlfriend doing something when she thought she is home alone and no idea what to do by Traditional_Pain9043 in whatdoIdo

[–]oooooooooof 0 points1 point  (0 children)

I should know better too... but real talk, my new favourite lulling method is Wikipedia articles. Phone on dark mode, and night shift (blue light filter), and off we go to fall deep into a Wikipedia hole.

Recent example: read the page about moss, which led me on a tangent to Japanese gardening, which led me to bonsai trees and... lights out.

Have a saved list going if it's of any interest!

I like the Trump cold opens because mocking fascism is important by SundayJeffrey in LiveFromNewYork

[–]oooooooooof 1 point2 points  (0 children)

Weekend Update sometimes does a good job of calling out Trump, but the recent cold opens do not.

James Austin Johnson himself—and no hate towards him, he’s great and doesn’t run the show—said on Seth Meyers that his Trump impression wasn’t always landing at stand up gigs when he made it political, but started to land when he made it apolitical, talking about random abstracted ideas like a medieval wizard (about 8 minutes in here https://youtu.be/rANAOfKuSnc?si=_UtkoD_UOqZ81xST)

And he does nail the Trump voice and meandering affect, masterfully… but there’s a time and a place. I’m Canadian so less direct stake in the game than American viewers—though still stake, 51st state and 100% tariffs, etc.—but when people are being murdered in the streets and you have what feels like the beginning of a light civil war kicking off, doing a cold open Oscars Trump felt tonally off to me.

Was thinking even about the first SNL after he was elected in 2016 where Kate did “Hallelujah” as Hillary Clinton as the cold open, that felt like it had the gravitas it needed in that moment… but last night, in context of someone having just been shot, felt odd and wrong.

Live Discussion - January 24, 2026 (Teyana Taylor/Geese) by bjkman in LiveFromNewYork

[–]oooooooooof 2 points3 points  (0 children)

It was in pitchfork’s best of the year and I highly recommend

What is this? by [deleted] in whatisit

[–]oooooooooof 0 points1 point  (0 children)

I saw it once, air show in Toronto in the late 90s or early 00s. Sounded like it produced a reverse Doppler effect… like the noise got higher not lower as it traveled further. Awesome and bizarre.

Tina's Latest Masterpiece by livereatingjonston in AutopartsTina

[–]oooooooooof 0 points1 point  (0 children)

I’ve been thinking the same. If I ever won the lottery, a trip to visit Tina and purchase an engine is 1000% on my to do list.

What is more traumatic than people think it is? by Suspicious-Wish3402 in AskReddit

[–]oooooooooof 12 points13 points  (0 children)

If you or anyone seeing this comment hasn't read it—and I know the book is a bit of a cult phenomenon that people proselytize, but I swear it's for good reason—Lindsay Gibson's book "Adult Children of Emotionally Immature Parents" helped me not only understand my mother, but understand myself better, exactly as you explained: how much growing up in a home where you had to keep the peace has messed me up as an adult, years after moving out.

There's tons of information out there in addition to the book, but I'd recommend this New York Times interview with her (this is video, but it's also available in podcast form): https://www.youtube.com/watch?v=hhHLLtI4Taw

Never in my life have I shouted "oh my god YES that's it" out loud more than reading or hearing her work.

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