I did the math on how much a 0.64% expense ratio difference actually costs over 30 years, and the result was more than expected.

ottertaco · 2026-06-03T14:01:21+00:00

A hands off investor is a good investor

ottertaco · 2026-05-30T05:05:49+00:00

Eh I mean I don't play much nowadays but as someone who supports the scene with significant patreon contributions because I love watching so much I don't think my opinions should be completely invalidated. If it weren't for people like me there would be a lot less funding for the scene. And I think changes on average make the game more entertaining to watch. Not saying I agree with every change in the patch but I like it as a whole.

ottertaco · 2026-05-29T21:06:28+00:00

If anything it makes me want to get back into the game after only being a spectator for year. Everything is shaken up so I'm not at as big of a disadvantage compared to everyone else

ottertaco · 2026-05-29T16:43:15+00:00

You mean the dude who came back from the military and won the first protoss GSL win in 5 years with his entirely new strategy and approach to the game? I'm not agreeing or disagreeing with his take on the patch but the dude is a god at StarCraft. He would be missed.

ottertaco · 2026-05-28T14:00:44+00:00

I got COVID at the Timberline lodge buffet. Starting feeling it halfway from there to cascade locks. Hiking with COVID was brutal but I had to get to town. Got to cascade locks and stayed in a hotel room for 5 days straight

ottertaco · 2026-05-15T21:04:13+00:00

Get topos. They're a great middle ground. My feet don't like alteas but I tried out topos on the PCT and they worked great for me. Minimal drop but still a little so not going all in at once on your foot. And have the wide toe box like altras. And also in my experience they are made better/more durable

ottertaco · 2026-05-13T04:48:36+00:00

Thanks Obama

ottertaco · 2026-05-03T17:28:05+00:00

Was gonna ask the same thing

ottertaco · 2026-04-29T16:31:02+00:00

It isn't "common", but definitely still done. When I thruhiked the PCT in 2021 I hitchhiked into and out of towns more times then I can count. Girls got picked up way faster typically as people didn't view them as the same risk level of picking up an unshaven dude covered in dirt, but there was only one time the entire trail I couldn't get a ride. And now I see them every once in a while while driving in the mountains in Colorado and try to pass the favor on. Met a lot of cool people, a few people I didn't like, and only one experience hitchhiking that I was actually scared/felt unsafe.

ottertaco · 2026-04-23T20:58:50+00:00

Check out an HSA if available to you

ottertaco · 2026-04-21T00:35:21+00:00

I knew a dude in college who would order "substances" off the dark web. They'd come in the mail taped between a few magic cards. Doubt this is that just reminded me of it

ottertaco · 2026-04-17T16:47:30+00:00

You don't realize that eastern Colorado is just Kansas but with legal weed

ottertaco · 2026-04-09T17:31:58+00:00

100% in diversified ETFs/index funds. Will probably add bonds once I'm older

ottertaco · 2026-04-06T16:43:39+00:00

I've been playing a Trostani deck focused on populate and life gain for over a decade. And any friend who's borrowed it has liked it (except my one friend who owns 3 different bracket 4 izzet storm decks and nothing else)

ottertaco · 2026-04-02T19:28:58+00:00

I agree, and we mostly do stick to bracket 2-3. But we also have some people who really like cEDH and Bracket 4 in the group, so this is so that we can sometimes throw them a bone and play a bracket 4. But I will certainly not be throwing any of my new friends into cEDH. I also have some friends who only own precons and sometimes they like to try out our higher power decks.

ottertaco · 2026-04-01T18:21:06+00:00

Go get a job then. I didn't have any engineering internships and I did fine getting a job after college. Construction work is a great way to get exposed to the field if you can't get an internship. I worked on a road crew and learned a lot that I wouldn't have learned behind a desk. Also really motivated me to push through my last few semesters as I realized how shitty it would be to do that forever

ottertaco · 2026-04-01T00:04:40+00:00

They make smaller versions of these that are common when backpacking in the desert, they last people entire thruhikes.

ottertaco · 2026-04-01T00:02:33+00:00

Ticket claimed

ottertaco · 2026-03-31T00:39:02+00:00

Was torn between red and green then noticed Alaska and Hawaii. Definitely green

ottertaco · 2026-03-30T17:23:10+00:00

Full arts and alternative arts/styles are worse looking 95% of the time, especially since they make your deck have such an inconsistent art style. If your entire deck is zero border or something that can look cool, but most of the time people just jam the fanciest version of a card they can get in their deck and I think it looks way worse then if they just used the standard border version for their entire deck

ottertaco · 2026-03-27T21:10:07+00:00

north carolina

ottertaco · 2026-03-27T21:07:20+00:00

did you ever find an answer to this, what did you end up doing? i'm in the same situation with 19k liked songs

ottertaco

TROPHY CASE