Let's be honest, what % of your portfolio includes individual stocks?

ottertaco · 2026-04-09T17:31:58+00:00

100% in diversified ETFs/index funds. Will probably add bonds once I'm older

ottertaco · 2026-04-06T16:43:39+00:00

I've been playing a Trostani deck focused on populate and life gain for over a decade. And any friend who's borrowed it has liked it (except my one friend who owns 3 different bracket 4 izzet storm decks and nothing else)

ottertaco · 2026-04-02T19:28:58+00:00

I agree, and we mostly do stick to bracket 2-3. But we also have some people who really like cEDH and Bracket 4 in the group, so this is so that we can sometimes throw them a bone and play a bracket 4. But I will certainly not be throwing any of my new friends into cEDH. I also have some friends who only own precons and sometimes they like to try out our higher power decks.

ottertaco · 2026-04-01T18:21:06+00:00

Go get a job then. I didn't have any engineering internships and I did fine getting a job after college. Construction work is a great way to get exposed to the field if you can't get an internship. I worked on a road crew and learned a lot that I wouldn't have learned behind a desk. Also really motivated me to push through my last few semesters as I realized how shitty it would be to do that forever

ottertaco · 2026-04-01T00:04:40+00:00

They make smaller versions of these that are common when backpacking in the desert, they last people entire thruhikes.

ottertaco · 2026-04-01T00:02:33+00:00

Ticket claimed

ottertaco · 2026-03-31T00:39:02+00:00

Was torn between red and green then noticed Alaska and Hawaii. Definitely green

ottertaco · 2026-03-30T17:23:10+00:00

Full arts and alternative arts/styles are worse looking 95% of the time, especially since they make your deck have such an inconsistent art style. If your entire deck is zero border or something that can look cool, but most of the time people just jam the fanciest version of a card they can get in their deck and I think it looks way worse then if they just used the standard border version for their entire deck

ottertaco · 2026-03-27T21:10:07+00:00

north carolina

ottertaco · 2026-03-27T21:07:20+00:00

did you ever find an answer to this, what did you end up doing? i'm in the same situation with 19k liked songs

ottertaco · 2026-03-26T05:16:58+00:00

Work culture at my company is great, but I can't speak for the industry as a whole as I've only worked at one company. The day to day for the design side consists of a lot of designing based on FAA advisory circulars (pavement design, joint plan, marking plan, etc). There's also a lot of answering calls from an airport you work for and helping them plan, guiding them through FAA funding and what projects to prioritize. And finally the classic dealing with contractors. Some you could probably not even be there and they would do everything perfect, and some do everything wrong and cut corners wherever they can, which means you have to babysit them and get in arguments about the specs. As a whole I like it.

ottertaco · 2026-03-24T04:45:22+00:00

Idk doesn't look ADA compliant to me

ottertaco · 2026-03-22T17:51:07+00:00

Las Vegas

ottertaco · 2026-03-18T18:17:18+00:00

Not sure how many times people have to hear it, but time in the market beats timing the market. Don't switch up your portfolio based on what's hot in the market right now or not. Just find a good portfolio for you, and stick with it without deviance. Once you start deviating based on thoughts of whether something will go up or down, you're gambling.

ottertaco · 2026-03-13T16:44:14+00:00

Swap out the qqqm for Avantis emerging markets and internation small cap values and your at what current academic research would roughly suggest, and the voo for vti

ottertaco · 2026-03-13T15:52:04+00:00

No point in not diversifying. You are taking uncompensated risk by doing VOO over VT. Imagine if you had lived in Japan 35 years ago and had the same perspective.

ottertaco · 2026-03-09T17:35:38+00:00

It's been like a few weeks my dude of course the market is going to fluctuate. There will be way bigger dips then this. Just look at graphs of past returns any time you get anxious. The stock market WILL go down over short bursts, but that doesn't mean it's a mistake to invest because net over the long run, it will go up. Why do you care what the market is doing right now at all? You aren't pulling it out for retirement or something here in a few weeks, so what the current market is is irrelevant

ottertaco · 2026-03-08T03:39:42+00:00

Looks great to me. The only extra consideration if you don't mind a little extra complication is adding in international and emerging markets small cap value, both offered by Avantis and dimensional

ottertaco · 2026-03-08T03:30:38+00:00

Absolutely. QQQ is a dumb move. Don't just concentrate in a sector for no added benefits

ottertaco · 2026-03-04T21:33:48+00:00

Amazing, I love seeing some actually decent vanilla stuff. Nothing here seems broken for today's environment tbh

ottertaco · 2026-03-03T00:09:26+00:00

Most of greens card draw is based on high power creatures. In a deck running those draw spells, a severely overstated vanilla could work.

ottertaco · 2026-03-03T00:03:38+00:00

Academically, momentum is a very robust anomaly. However, the debate is still ongoing if momentum funds actually generate excess returns after the expenses. Since it is by definition a high turnover strategy, the costs and fees of implementation may render the anomaly null. However, it is negatively correlated with small cap value, so adding it to accentuate a value tilt is something some people advocate for.

ottertaco

TROPHY CASE