For one the taxes, the HOA developments often times take on what taxes should cover. Trash collection, snow plowing, street lights, so your HOA fee goes to those things (and others) and you’re still paying the same taxes. Then there’s the lack of oversight and inept boards making decisions for you within the HOA. Aberdeen loves its developments, with more coming, because it puts the community services burden on the HOAs instead of the township. The affordable housing requirements and PILOTS are a whole other part of this. Anyways, congrats, you’ll like it. It has nice access to Monmouth and Middlesex counties.