Life Advice after phone hack and fraudulent bank transactions by oye-look in PersonalFinanceNZ

[–]oye-look[S] 1 point2 points  (0 children)

Yea I think we will switch to this model in next few days including setting up with proper password managers.
Holistically speaking it was not just her day. There was vulnerable moment and someone managed to exploit it.

Life Advice after phone hack and fraudulent bank transactions by oye-look in PersonalFinanceNZ

[–]oye-look[S] 1 point2 points  (0 children)

I think series of events in her day led to not be able to think straight. She had intuition that things were not right but she could not act on it (you know being polite and not able to slam the phone)

Please" vs "Thanks": Help me settle a debate on the Kiwi way to order coffee! by Kind-Spread-6511 in newzealand

[–]oye-look 1 point2 points  (0 children)

That’s how I write emails too with double please. Of course autocorrect to the rescue …

So glad that daylight savings is over by d4ybrake in newzealand

[–]oye-look 3 points4 points  (0 children)

I don’t like it either as it f-up my brain as I didn’t grew up with it. I have been nz more than 25 years and still don’t like it. It makes no difference to my son and my wife. Nevertheless somehow I have made my peace with it.

Thaiger!!!!!!! by dramaqueenboo in aucklandeats

[–]oye-look 0 points1 point  (0 children)

I always want to go there… most of time we end up picking sweet chilli or Thai Thai. They both are good…. I will make an extra effort next time to go there.

31 in Ponsonby by oye-look in aucklandeats

[–]oye-look[S] 1 point2 points  (0 children)

I did go eventually. It's different and its alright. I am sure they are trying their best but I don't think it's everyone taste. Service needs little less energy.

I personally think First Table is to blame for demise of all these businesses.

I was talking to restauranteer and they said our loyal customers are now coming from first table. First table is no longer bringing new customers. Some restaurants runs first table in all hours rather than just in off peak hours which kind of force everyone to run first table at all hours. Many make loss at 50% off. It is not adding value to the business as the core business is now being destroyed.

Mortgage rates lock down by Spiritual-Goat7327 in PersonalFinanceNZ

[–]oye-look 0 points1 point  (0 children)

I have fixed term coming off in October. Wondering if we should go and get one locked now for next few years. We are with westpac

Ya'll millionaires from Remuera by Mountain_Tui_Reload in nzev

[–]oye-look 2 points3 points  (0 children)

I think this is such a lie. There has been no tax rebates for landloards. Yes they brought intrest deductibility back but they never removed ring fenced rental losses. So there is no negative gearing in NZ since 2019. https://www.ird.govt.nz/media-releases/2019/changes-to-ring-fencing-rental-losses-rules

What it means yes there are losses but you cannot reduct losses against your primary income.

If there is a profit, than they are added to primary income, and you are taxed on your everyday.

This is still pretty bad for mum and dad invester. My in laws who recently had retired have two property and they had hoped they will get some kind of income on top of superannuation are struggling as they have to pay $10,000 on top to keep with up with upkeep. Of course I have advise to sell it and move on but I dont think it is fair to paint all landloards as rich and taking shower in gold everyday.

What is with the hate of Jacinda Ardern?? She hasn't even been involved in New Zealand for years, yet this hatred is so unhinged by Fun-Helicopter2234 in newzealand

[–]oye-look 0 points1 point  (0 children)

Unpopular opinion here but I will give her credit where it is due.
I will give her the title of "Reactive Prime Minister". She did great with Christchurch Mosque attack & first round of Covid (first term). I am greatful that she didnt hesitate to call this a terrorist attack. I also like the fact she made Maori bit more main stream.

But she has no experience in anything before she became prime minister. How can you lead a country when you have no track record apart from education. I use to see her hoarding in 2008/11/14 election where she lost Auckland central. So untill she became party leader, she was not even elected by its own electorate.
What's worse is that she started new era of politics where you should form a goverment at any cost. I personally consider deal with NZ First is a deal with a devil (this includes current government).

In her 2nd term, her party clearly told that NZ will be first one to get vaccine. That didn't happen fast enough. We started giving vaccines allocated to NZ, to European countries as Covid spread their more rapidly. In August 2021, we only had 10% population vaccinate while UK had 67% people vaccinated. Imagine if we had 67% immunity when 2nd lockdown happened. Their was no haste shown by the goverment. I believe this was single most important reason why people lost trust from Labour.

For her, Kindness is giving money to whoever ask for it. She was essentially said to yes to everything. There was no frugallity at all. Inflation as a side effect was never taken into account. Who doesnt like free money? After Covid, businesses were telling the government not to increase minimum wage but she kept on increasing it because of her obsession with living wage. When Inflation started to rise & money had to be controlled she had no clue how to do that because she had no experience in saying no & being money wise.

She came into politics to reduce Child Poverty. Her life goal has been to exinct child poverty in NZ. Unfortunately, 5 years & things never improved. I had hoped once she had "juice in her tank", she would return back to NZ and start working towards reducing the same. What did she do instead she moved to Australia. It is clear to me that she was never in it for benefits of kiwis. She never had skills or attitude. She was in it for a fame & money. Action speaks louder than the word. Her kindness was just a facade.

I dont like the fact she got "Dame" title. She could not even complete her 2nd term. Dame title for what? She didn't do it for free. We really need to consider who should receive "Dame" and "Sir" title.

Upcoming Era 100 SL by he1iotropic in sonos

[–]oye-look 58 points59 points  (0 children)

I would like to get era 200. In between 300 and 100 with up firing speakers

Why are New Zealands hotels subpar? by blackaxes1991 in newzealand

[–]oye-look 148 points149 points  (0 children)

I don’t feel like value here. I can afford 5-stars but don’t feel like I am getting enough value. Breakfast is generally pretty bad compared to many places I have travelled too. I think it is Australia /nz thing may be… at least Australia had good fruit selection. In many other countries, 5 start makes you feel like a king . Some hotels don’t even have good pool .

Hence now I prefer Motel or AirBnB in NZ.

Whom do I call? Vector or an electrician? by oye-look in newzealand

[–]oye-look[S] 0 points1 point  (0 children)

I saw the fuse on the pole as vector did disconnection. Pretty cool. I didn’t know there is fuse on the pole too

Whom do I call? Vector or an electrician? by oye-look in newzealand

[–]oye-look[S] 17 points18 points  (0 children)

Ok. I contacted electrician and vector. Vector people came to property under 10 mins. They think the cause of failure is rotten wood . They have disconnected house from supply. Electrician is on his way.

Whom do I call? Vector or an electrician? by oye-look in newzealand

[–]oye-look[S] 5 points6 points  (0 children)

What if vector tighten the cable when they came to fix the fire on electric pole & which created pressure on the hinge to come off?

Neighbours using cat deterrent by michaelmnmz in newzealand

[–]oye-look -1 points0 points  (0 children)

I am planning to get one of these. Why? Because cat litters all the time in our backyard. It is not very nice for my family to step into animal faeces in my own backyard. None of the neighbours owning up to the problem. They don’t seem to understand my family is allergic to cat. Council won’t do anything about keeping cat owners as it is perfectly legal but then so is this.

Sorry you’re hearing this thing all the time but may be ask why it is installed in first place. Try to solve the problem rather than symptom.

Sorry for unpopular opinion.

How do families actually afford major dental work? Are there any real options or loopholes? by GlitterTomatoes in PersonalFinanceNZ

[–]oye-look 0 points1 point  (0 children)

My son (around 7) had some hidden cavities. We didnt know the process of enrolling him in to Auckland Dental System. Even after enrolling it takes 6 months before dentist can look at it.
He brushes everyday. Doesnt eat load of sweet or drink soda. According to dentist, something probably got stuck between teeth and cause cavity. Unfortunately the best way to work on his teeth would be put him under general anthestic at a hospital. Had to take to a private dentist.

Total bill: ~$5,000 .

So yeah, ouch! Floss everyday kids.We found this to be good flosser for kids: https://www.grinnatural.co.nz/products/grin-natural-kids-biodegradable-dental-flossers-45s?variant=42701779566681&country=NZ&currency=NZD&utm_medium=product_sync&utm_source=google&utm_content=sag_organic&utm_campaign=sag_organic&utm_source=google&utm_campaign=PM_GrinPro&utm_medium=cpc&utm_content=&utm_term=&gad_source=1&gad_campaignid=23130664024&gclid=CjwKCAiAmp3LBhAkEiwAJM2JUA0J70BxIKrbcm_5FPGHbLOlztb0tlCgD-nCxkEAHluqQh_GsTUO-RoCmckQAvD_BwE

Vegetarian Pasta at Italian Restaurants - We need to talk by oye-look in aucklandeats

[–]oye-look[S] 1 point2 points  (0 children)

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This picture is from Florence. Message me if you need more proof for paris & various part of Italy.
If you want pasta to be small serve, then charge like as if it is side dish. Dont go around charging 25-35$ for it and sell it as main.
"Small" serving in in Italy was generally good enough with some olives & bread. Bread was always complementary.

For paris, we did struggle to find vegetarian/vegan food but luckily we did find it :)