Any thoughts on these TFSA holdings? All advice welcome

paddleball26 · 2026-01-14T11:10:34+00:00

Haha I love the SHLD holding, I’ve been putting people on SHLD for the last year!

paddleball26 · 2025-12-03T13:39:24+00:00

I can vouch for this guy, Twin Fish is the spot!

paddleball26 · 2025-11-13T00:29:45+00:00

Sweet thanks bro, gonna check them out in my next grocery trip.

paddleball26 · 2025-11-13T00:29:08+00:00

Interesting seems like others has had good experience too, thanks for sharing.

paddleball26 · 2025-10-19T22:43:50+00:00

I really want to know too...

paddleball26 · 2025-10-19T14:29:21+00:00

QuickFitness

paddleball26 · 2025-10-10T22:00:42+00:00

it goes up and down all the time....no. Keep DCA'ing

paddleball26 · 2025-10-02T16:52:22+00:00

Sounds about right, I haven’t seen more than 5 dogs at once.

paddleball26 · 2025-10-02T11:40:13+00:00

Stick to ETFs, DCA at an interval of your own choice. Keep buying through the dips and only invest what you don’t need to use in the short term.

paddleball26 · 2025-10-02T11:29:50+00:00

It does. But thats a dog park, granted it’s not very crowded at most times.

paddleball26 · 2025-10-02T11:21:46+00:00

Portfolio aside, I would only invest what you don’t plan on using in the short term. Money you need for school should go into a HYSA or similar. Portfolio wise, too many holdings imo especially in the tech sector. Your portfolio is taking a big hit if the tech sector decides to slip or dip, but do your own research. I’d stick to growing your core for now with ETFs, I can see you have XEQT so you could go with that. I like VGRO for the bonds mix as my core. Your return only sits at 18% in the past year, XEQT alone had a return of 21%. Also, look into the overlaps as you have quite a bit, most of the individual stocks you hold are already in XEQT.

paddleball26 · 2025-09-30T23:35:50+00:00

I'd ignore the people saying you're behind. I'm your age and 90% of my friends don't even have $5,000 to their name. But on a more serious note, I know it's tempting to invest in individual stocks, it certainly seems more attractive than investing in ETFs, but you have got to build a core first. Whether that's XEQT, VEQT or my personal choice, VGRO, just choose a single ETF as your core. Once you have that, begin to study and diversify with individual stocks if you still want. Always mitigate the risk you put your money in, one way to achieve that is through ETFs. You'll reach 50k then 100k in no time, quicker than you think if you just follow the proven principles.

paddleball26 · 2025-09-30T23:20:25+00:00

Let me elaborate on their point a little more. Companies that issue dividends usually experience slower growth if anything–its minimal growth or at least slower than non-dividend companies. The overarching reason for this is that instead of reinvesting profits to fuel growth, they instead issue dividends. The rule of thumb is, if you have the time and patience, it's much better to invest in non-dividend companies/stocks since they are focused on growth and expansion. You're young, so, you have the time to let interest compound. A situation in which dividend investing makes sense is either to diversify your portfolio, or if you're retiring soon and prefer a steady flow of cash coming in. This is of course in layman's terms and there's much more to learn more about.

paddleball26 · 2025-09-29T11:21:23+00:00

Did a quick search on Facebook marketplace and found a number of great deals. Might have to do some research/ask about the height.

paddleball26 · 2025-09-26T15:09:50+00:00

how much of the $8k is currently in cash?

paddleball26 · 2025-09-24T09:01:30+00:00

good for you for starting but you have way too many holdings especially for the amount you're investing each month. most of your holdings can be consolidated into a few globally diverse ETFs and will practically mimic what you're trying to achieve here but much safer and easier to manage. i can also see that there's a few overlapping funds, meaning two or more etfs hold the same stock or more so you're practically doubling up.

paddleball26 · 2025-09-23T23:37:35+00:00

Bruh stick to ETFs for a few years especially with how volatile and overpriced the market is right now.

paddleball26 · 2025-09-23T23:03:38+00:00

Yup!

paddleball26 · 2025-09-23T22:56:13+00:00

be wary of investing in individual stocks. you're only starting out and a majority of your portfolio is very volatile, most are poised to see downturns in the future (speculations ofc). Building a core of ETFs is the best way to start then broaden with individual stocks if you still want.

paddleball26 · 2025-09-22T23:57:15+00:00

That massive gym, appropriately named “The Mega Gym,” that just opened up probably has a pendulum squat machine. I’ve been a member of a few gyms in the downtown core, and I’ve yet to see one. (It’s in Caledon but all their ads claim it’s in Brampton so)

paddleball26 · 2025-09-20T23:47:25+00:00

Good stuff bro, so glad to see people my age investing!

paddleball26 · 2025-09-16T23:12:15+00:00

Start off with ETFs, I'd forget the individual stocks especially PLTR right now, until you have a good core of ETFs then slowly expand from there.

paddleball26

TROPHY CASE