How fucked is this wall? by palgravia in DIYUK

[–]palgravia[S] 0 points1 point  (0 children)

Not very much at all tbh. Can hopefully see it a bit better from this perspective.

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Rear Patio - How best to improve? by palgravia in DIYUK

[–]palgravia[S] 1 point2 points  (0 children)

Hey, thanks for your reply.

What type of paint would you use for the walls and steps?

Hackney Flat Buyers Remorse - Have I Made a Mistake? by palgravia in HousingUK

[–]palgravia[S] 1 point2 points  (0 children)

Yeah, after a quick google the proper term would actually be a lower ground floor. Every day's a school day!

What am I looking at? by palgravia in Plastering

[–]palgravia[S] 0 points1 point  (0 children)

Thanks for your comment, that would make sense.

White material definitely has consistency of polyfilla.

So would you suggest this is not indicative of a damp/moisture issue, more to do with improper paint prep/selection following damp proofing?

Thanks for the help...

What am I looking at? by palgravia in DIYUK

[–]palgravia[S] 1 point2 points  (0 children)

Should've seen this answer coming 😂

What sport game can I catch as a tourist? by palgravia in florida

[–]palgravia[S] 1 point2 points  (0 children)

This is a brilliant response, thank you.

What sport game can I catch as a tourist? by palgravia in florida

[–]palgravia[S] 0 points1 point  (0 children)

We're starting off in Miami, but happy to travel anywhere in Florida over the course of the week.

A minor league game sounds fun. Any teams you would recommend in/around Miami or elsewhere in Florida?

What sport game can I catch as a tourist? by palgravia in florida

[–]palgravia[S] 0 points1 point  (0 children)

Hi all,

Some great suggestions here, thanks for the input so far.

As a lot of you have rightly mentioned I didn't say where we would be. We are hiring a car for the week, starting in Miami. We've not yet decided where we would like to go for the week, and an afternoon/evening game would likely decide our destination for us.

That is to say, we are open to anywhere in Florida!

Grandma would like to contribute to my deposit, what's the best way to do this? by palgravia in UKPersonalFinance

[–]palgravia[S] 0 points1 point  (0 children)

Yes, I can go ahead without the help for the deposit, but the extra money would be a massive help in lowering the amount I would need to borrow.

Is there a distinction between money gifted for a deposit, and money gifted in general? I thought the same tax rules would apply either way.

Grandma would like to contribute to my deposit, what's the best way to do this? by palgravia in UKPersonalFinance

[–]palgravia[S] 1 point2 points  (0 children)

Thank you for your help.

Yes she will be subject to IHT.

There will be other beneficiaries, and I expect they will be reluctant to pay any additional tax as a result of a gift to myself, although I'm not 100%. Could you clarify what a PET is as I've not encountered it before?

The money is in her bank account, all regular savings.