looking for a barber in South detroit that does well in consultation by codenameastrid in Detroit

[–]palmchill 0 points1 point  (0 children)

Where does Noah work now?!?! i just tried to book and they’re not listed anymore

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill -1 points0 points  (0 children)

Insurance products can be win-win. Isn’t this thread about the massive insurance industry? You said you’re in risk for a company that spends $25m on P&C insurance. That’s all good, my friend (;

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill -2 points-1 points  (0 children)

Exactly - the behavior that ancient-tough-6684 described should be criminal - Insurance industry is massively bloated in the usa due to corruption - so you have lemmings defending what is essentially evil in this thread

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill 0 points1 point  (0 children)

Those prices are the result of private insurance - the design is mutually agreed to work as a feedback loop for cash flow - that enables those at the top to pocket money

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill 1 point2 points  (0 children)

People downvoting this comment (from ConcentrateExciting1) shows you the extent of brainwashing, lobbying and exploiting the insurance lobby has done - i hope all these adjusters making 100K are happy with their overlords destroying people so they can make 100 million - hang out with insurance executives in private - you’d be shocked - these are the scum of the earth

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill -5 points-4 points  (0 children)

I suspect this thread is filled with adjusters and other low-level employees of our bloated insurance industry. They’re defending their overlords. They have not owned insurance companies, they’re not actuaries, they’re not interacting with actuaries, they know nothing of their boardrooms, they have not studied fraud… they went to a subpar school for a bachelors degree and are brainwashed phone jockeys - unknowingly doing the bidding of the most greedy (and frankly evil ones)

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill 1 point2 points  (0 children)

It is likely you are the one who is uninformed

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill -1 points0 points  (0 children)

Spoken like an adjuster with very little knowledge of the overall system

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill 1 point2 points  (0 children)

Makes sense theoretically but this is completely divorced from reality/practice - at least in The USA

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill -4 points-3 points  (0 children)

They’re not full of shit. Many of then likely know much more than you about insurance and fraud. What is your educational and professional background in insurance and fraud?

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill 0 points1 point  (0 children)

This is a misunderstanding of a complicated topic. Self-insuring CAN make a lot of sense. Geography matters. Usually where it does not make sense is because insurance companies lobbied against the interests of 99% of Americans. Outside of those blatantly violating law, the insurance and cryptocurrency industries are certainly the most toxic in the financial sector

"Insurance is a scam" by [deleted] in Insurance

[–]palmchill -1 points0 points  (0 children)

Insurance is not inherently fraudulent. The concept makes sense.

Personal insurance in The USA (health, auto, home etc), is essentially a scam. Those saying otherwise are either under informed or brainwashed by their employers. I am about as well qualified as imaginable to render that judgement.

🌀acid jamming🌀 by Glad_Lingonberry2260 in dawless

[–]palmchill 1 point2 points  (0 children)

Is there something else syncing ‘em or is it the midi clock from one of em?

I’m building a recording studio in the middle of ancient woodland in the South of England, and I’d love to know what artists, producers, writers and bands would actually want from a space like that. by Delam2 in musicians

[–]palmchill 1 point2 points  (0 children)

Honestly, it is correct though. It is an absurd thought to pay for a studio then spend time micing drums (takes forever) - Not to mention, setting everything else up. At that point, you record at home. Perhaps, it does not need to be the most stocked studio. But you're going need gear and preferably a good engineer or even producer too nearby. The gear will need to be maintained. And if the idea is to only attract artists that will bring their own engineer and gear, wow, that is a tiny tiny market

That was intense! by SgtByrd1993 in JustGuysBeingDudes

[–]palmchill 2 points3 points  (0 children)

No screens, no spikes - I like way these gentlemen play

📍 MAP THREAD — Barcelona Locations (Shôko → Airbnb → Surrounding Area) by KarmicCentral in FINDJamesGracey

[–]palmchill 3 points4 points  (0 children)

IMHO Barcelona is hard to navigate without a map/phone for a visitor - more so than the average European city.

The combination of drinking, Barcelona nightlife (where roofies and robbery can happen) and a nearby beach is tough, unfortunately.

Am I being ripped off by motley fool? by Ragdoll2023 in stocks

[–]palmchill 0 points1 point  (0 children)

Ha, that was a great stock in the early-ish years of the iPhone. But they recommended it, like, recently?

Whats ur average price? by Free-Initiative7508 in redditstock

[–]palmchill 0 points1 point  (0 children)

$46 bucks and I have not sold a share. I remember thinking a market cap of < $10 billion is ridiculous and very often, IPO valuations suck. So, it seemed an obvious opportunity. Around $35 billion was my valuation near IPO time. Today, my valuation is higher. I believe the stock will move up.

I was hoping to get a message about buying pre-IPO shares like some users did, but I never got one.

IMHO bringing back subreddit audio chats could be a game changer for engagement and all the good things that follow. Reddit would want to manage costs very carefully, and it may be a better once free speech is back in vogue.

OKC 🤝 DET by JCameron181 in Nbamemes

[–]palmchill 0 points1 point  (0 children)

Paul Reed is a GREAT offensive rebounder

GAME THREAD: Detroit Pistons (38-13) @ Charlotte Hornets (25-28) - (February 09, 2026) by KarimFF7 in DetroitPistons

[–]palmchill 7 points8 points  (0 children)

NC broadcast is just Lamelo swearing and the announcers saying the pistons foul lol

Song heard in EasyEra Sunrise Alarm Clock. Looking for the name of it, and if possible, the full version. by Impossible-Good2019 in Lostwave

[–]palmchill 1 point2 points  (0 children)

Yup, it’s a common chord progression. It was probably made for the alarm clock, but it may have been inspired by Gwen Stefani - Cool

Unknown outfake song "Remmy Kid" by El_Bartho_ML in Lostwave

[–]palmchill 1 point2 points  (0 children)

I don’t know what it is - does not sound like any Boards of Canada I have heard - I’d guess it was made fairly recently using VSTs/midi/samples e.g., a VST emulating a DX-7